401(k)
2023 plan-year 401(k) DOL Form 5500

F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Fnbc of Lagrange, Inc. · Illinois · Finance & Insurance

What the 2023 filing shows

F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan holds $16M for 86 participants — about $185,660 per participant, down 4.2% over the 2023 plan year.

$16M
total plan assets (2023 EOY)
86
covered participants
$185,660
avg assets per participant
-4.2%
assets change YoY

The plan reported a net loss of $700K for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$16M
Participants
86
State
Industry
Finance & Insurance

What the Filing Says About F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan

F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan is a 401(k) retirement plan sponsored by Fnbc of Lagrange, Inc., headquartered in Illinois. As of the 2023 Form 5500 filing, the plan reports $16M in total end-of-year assets and covers 86 participants across the Finance & Insurance industry. The sponsor's EIN on file with the U.S. Department of Labor is 362659183, and the plan has been effective since 1979-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $17M at the beginning of 2023 to $16M at year-end — a decline of 4.2%. Net assets (after liabilities) closed the year at $16M, with reported net income of $-699,907 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$17M
Total Assets (End of Year)$16M
Net Assets (End of Year)$16M
Net Income$-699,907
Plan Type401(k)
Employer EIN362659183
Plan Effective Date1979-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Fnbc of Lagrange, Inc.)

Year Plans Participants Total Assets
2022 1 94 $17M
2023 1 86 $16M
2024 1 84 $18M

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Frequently Asked Questions

How much money is in the F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan?
As of the 2023 Form 5500 filing, F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan holds $16M in total assets with 86 participants. It is sponsored by Fnbc of Lagrange, Inc..
What type of plan is F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan?
F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan is a 401(k) plan. It has been effective since 1979-01-01. The plan is filed with the U.S. Department of Labor under EIN 362659183.
Who sponsors the F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan?
F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan is sponsored by Fnbc of Lagrange, Inc., located in Illinois. The sponsor's EIN is 362659183 and the plan operates in the Finance & Insurance industry.
How did F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan perform in 2023?
F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan declined by 4.2% during 2023, moving from $17M to $16M in total assets. Net income was $-699,907.
Where can I find official filings for F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan?
Official Form 5500 filings for F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 362659183 or plan name at efast.dol.gov.
How does F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan compare to other plans?
You can compare F.N.B.C. of Lagrange, Inc. Employee Smart Savings Plan against other 401(k) plans on the plan type page, or view plans in Illinois on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

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Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 362659183.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.