ESOP · DOL Form 5500 · 2023

The Citizens National Bank of Bluff Ton ESOP

Data updated 2026-08-25

$30M
Total assets Below avg plan size
138
Participants Small participant base
79th
Percentile by assets National rank
$219,050
Avg per participant Above avg balance/head
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Official DOL plan name: The Citizens National Bank of Bluffton Employee Stock Ownership Plan · Sponsored by The Citizens National Bank of Bluff Ton · Ohio · Finance & Insurance

$30M in assets, 138 participants

The Citizens National Bank of Bluff Ton's The Citizens National Bank of Bluffton Employee Stock Ownership Plan reported $30M in total assets and 138 participants in its 2023 DOL Form 5500 filing, ranking in the 79th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,069 in Finance & Insurance (8,869 peers)

Coverage in Ohio

The Citizens National Bank of Bluffton Employee Stock Ownership Plan covers 138 participants in Ohio, about 18% of the average Ohio filer (state average ~765 per filing). Assets: $30M.

#6,069
in Finance & Insurance (8,869 peers)
-2.5%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $769K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

The Citizens National Bank of Bluffton Employee Stock Ownership Plan's outsized position by total assets

The Citizens National Bank of Bluffton Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$30,228,879 Top 21% higher than 79% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

The Citizens National Bank of Bluffton Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Citizens National Bank of Bluffton Employee Stock Ownership Plan sits mid-pack in the medium band (138 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • The Citizens National Bank of Bluffton Employee Stock Ownership Plan reported net income fell from $479K in the plan year 2022 filing to -$769K in the plan year 2023 filing.
  • The Citizens National Bank of Bluffton Employee Stock Ownership Plan end-of-year assets fell from $31M in the plan year 2022 filing to $30M in the plan year 2023 filing.
  • The Citizens National Bank of Bluffton Employee Stock Ownership Plan reported participants rose from 136 in the plan year 2022 filing to 138 in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 344205025 · The Citizens National Bank of Bluff Ton PY 2023 · ESOP

The Citizens National Bank of Bluffton Employee Stock Ownership Plan · $30M · 138 · 79th

  • PART $30M
  • PART 138
  • PART 79th
  • PART ESOP
  • PART near Financial Corporation of Louisiana ESOP Stock Ownership Plan
  • PART ind #6069

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Ohio →

The Citizens National Bank of Bluffton Employee Stock Ownership Plan in the asset neighbourhood

Great Lakes Dental Technologies, Ltd. Employee Stock Ownership PlanGreat Lakes Dental Technolog…$30MThe Citizens National Bank of Bluffton Employee Stock Ownership PlanThe Citizens National Bank o…$30MFinancial Corporation of Louisiana ESOP Stock Ownership PlanFinancial Corporation of Lou…$30MConsulting Engineers Group Employee Stock Ownership PlanConsulting Engineers Group E…$30MCathay Bank Employee Stock Ownership PlanCathay Bank Employee Stock O…$30M
End-of-year total assets ($M) among The Citizens National Bank of Bluffton Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2023.

Ohio filing particulars

Total Assets (Beginning of Year)$31M
Net Assets (End of Year)$30M
Net Income-$769K
Employer EIN344205025
Plan Effective Date1978-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Citizens National Bank of Bluff Ton)

Sponsor-wide plan assets over time

All The Citizens National Bank of Bluff Ton plans reported in each filing year

Latest sponsor-wide plan assets
$26M 14.670357227619693% vs 2022
2024 filing year
$24M$26M$28M$30M$32M 202220232024 $31M $26.5M ▼ -14.7%
Year Plans Participants Total Assets
2022 1 136 $31M
2023 1 138 $30M
2024 1 135 $26M

Nearby ESOP Plans in Ohio

Peer ESOP plans, same state, same plan type, ranked by total assets.

The Citizens National Bank of Bluffton Employee Stock Ownership Plan vs. nearby ESOP plans in Ohio, assets vs. participants Scatter plot of 6 data points. -10000010000200003000040000 -100102030 Total assets ($B) Participants The Citizens National Bank of Bluffton Employee Stock Ownership Plan, Total assets ($B): 0.030228879 · Participants: 138The Citizens National Bank of Bluffton Employee Stock Ownership PlanProcter & Gamble Profit Sharing Trust & Employee Stock Ownership Plan, Total assets ($B): 23.091305753 · Participants: 32152Procter & Gamble Profit Sharing Trust & Employee Stock Ownership PlanThe Garland Industries, Inc. Employee Stock Ownership Plan & Trust, Total assets ($B): 1.692644904 · Participants: 1019The Garland Industries, Inc. Employee Stock Ownership Plan & TrustMesser Inc. Employee Stock Ownership Plan, Total assets ($B): 0.62249774 · Participants: 873Messer Inc. Employee Stock Ownership PlanGreat Lakes Cheese Co., Inc. Employee Stock Ownership Plan, Total assets ($B): 0.504257458 · Participants: 4110Great Lakes Cheese Co., Inc. Employee Stock Ownership PlanCleveland Steel Container Corporation Employee Stock Ownership Plan, Total assets ($B): 0.451883636 · Participants: 434Cleveland Steel Container Corporation Employee Stock Ownership Plan
The Citizens National Bank of Bluffton Employee Stock Ownership Plan vs. nearby ESOP plans in Ohio, assets vs. participants
Compare The Citizens National Bank of Bluffton Employee Stock Ownership Plan side-by-side with 3 peers →

The Citizens National Bank of Bluffton Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Ohio, the nearest ESOP by assets is Financial Corporation of Louisiana ESOP Stock Ownership Plan in LA ($30M); by covered participants it is Medler Electric Company Employee Stock Ownership Plan and Trust in MI (138 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (138 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Citizens National Bank of Bluffton Employee Stock Ownership Plan assets move in 2023? ▼
The Citizens National Bank of Bluffton Employee Stock Ownership Plan edged down modestly - down 2.5% during 2023, from $31M to $30M. Reported net income was -$769K.
How have The Citizens National Bank of Bluff Ton plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Citizens National Bank of Bluff Ton's sponsor-wide assets declined 14.7%, from $31M to $26M.
Where does The Citizens National Bank of Bluffton Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
The Citizens National Bank of Bluffton Employee Stock Ownership Plan ranks in the 79th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to The Citizens National Bank of Bluffton Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Financial Corporation of Louisiana ESOP Stock Ownership Plan in LA ($30M, 132 participants).
Which ESOP plans cover a similar participant headcount to The Citizens National Bank of Bluffton Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Medler Electric Company Employee Stock Ownership Plan and Trust in MI (138 participants, $23M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 344205025.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.