401(k) · DOL Form 5500 · 2023

E.M. Tharp, Inc. 401(k) Plan

Data updated 2026-08-25

$9M
Total assets Small plan by assets: 286
Participants Below avg headcount: 57th
Percentile by assets National rank: $32,075
Avg per participant Low balance/head

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Official DOL plan name: E.M. Tharp, Inc. 401(k) Plan · Sponsored by E.M. Tharp, Inc. · California · Retail Trade

$9M in assets, 286 participants

E.M. Tharp, Inc.'s E.M. Tharp, Inc. 401(k) Plan reported $9M in total assets and 286 participants in its 2023 DOL Form 5500 filing, ranking in the 57th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

#5,667 in Retail Trade (8,414 peers)

Coverage in California

E.M. Tharp, Inc. 401(k) Plan covers 286 participants in California, about 45% of the average California filer (state average ~630 per filing). Assets: $9M.

#5,667
in Retail Trade (8,414 peers): +16.4%
assets growth YoY

E.M. Tharp, Inc. 401(k) Plan's mid-pack asset rank among Retail Trade and all filers

E.M. Tharp, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$9,173,402 Top 43% higher than 57% of 127,068 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

E.M. Tharp, Inc. 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. E.M. Tharp, Inc. 401(k) Plan sits mid-pack in the medium band (286 participants).

Micro (1-10) 35,718 filings (27%) Small (11-100) 27,089 filings (21%) Medium (101-1,000) 55,445 filings (43%) Large (1,001-10,000) 10,273 filings (8%) Mega (10,000+) 1,374 filings (1%)

E.M. Tharp, Inc. 401(k) Plan reported net income rose from -$265K in the plan year 2022 filing to $1M in the plan year 2023 filing.
E.M. Tharp, Inc. 401(k) Plan end-of-year assets rose from $8M in the plan year 2022 filing to $9M in the plan year 2023 filing.
E.M. Tharp, Inc. 401(k) Plan reported participants rose from 266 in the plan year 2022 filing to 286 in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 941218910 · E.M. Tharp, Inc. PY 2023 · 401(k)

E.M. Tharp, Inc. 401(k) Plan · $9M · 286 · 57th

NET $9M
NET 286
NET 57th
NET 401(k)
NET near Fonvielle Lewis Messer & Mcconnaughhay 401(k) Plan
NET ind #5667

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in California →

End-of-year total assets ($M) among E.M. Tharp, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

California filing particulars

Total Assets (Beginning of Year)	$8M
Net Assets (End of Year)	$9M
Net Income	$1M
Employer EIN	941218910
Plan Effective Date	1991-01-01
Filing Status	FILING RECEIVED

Sponsor Plan History (E.M. Tharp, Inc.)

Latest sponsor-wide plan assets: $11M 38.55086345196227% vs 2022; 2024 filing year

Year	Plans	Participants	Total Assets
2022	1	266	$8M
2023	1	286	$9M
2024	1	278	$11M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

E.M. Tharp, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants

Wells Fargo & Company 401(k) Plan $51.8B · 193,919
Google LLC 401(k) Savings Plan $39.0B · 122,867
Oracle Corporation 401(k) Savings and Investment Plan $26.3B · 63,105
Intel 401(k) Savings Plan $22.2B · 59,863
Apple 401(k) Plan $19.8B · 106,111

Compare E.M. Tharp, Inc. 401(k) Plan side-by-side with 3 peers →

E.M. Tharp, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Fonvielle Lewis Messer & Mcconnaughhay 401(k) Plan in FL ($9M); by covered participants it is Northwest Community Credit Union Capital Accumulation Plan in OR (286 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($9M here).

Fonvielle Lewis Messer & Mcconnaughhay 401(k) Plan (FL) $9M · 17
Johannes Leonardo, LLC 401(k) Retirement Plan and Trust (NY) $9M · 156
Rex Three, Inc. 401(k) Plan (FL) $9M · 183
Eden Foods, Inc. Retirement Savings Plan (MI) $9M · 132

Similar participant headcount

Nearest other-state filings by covered participants (286 participants); asset peers above are excluded.

Northwest Community Credit Union Capital Accumulation Plan (OR) 286 · 0 off
Johnson Oil Co. 401(k) Plan (OK) 286 · 0 off
Shaw Development, LLC 401(k) Profit Sharing Plan (FL) 286 · 0 off
Neo Philanthropy, Inc. 401(k) Plan (NY) 286 · 0 off

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did E.M. Tharp, Inc. 401(k) Plan assets move in 2023? ▼

E.M. Tharp, Inc. 401(k) Plan grew sharply - up 16.4% during 2023, from $8M to $9M. Reported net income was $1M.

How have E.M. Tharp, Inc. plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), E.M. Tharp, Inc.'s sponsor-wide assets grew 38.6%, from $8M to $11M.

Which 401(k) plans are similar in size to E.M. Tharp, Inc. 401(k) Plan? ▼

Among 401(k) plans in other states, the closest by assets is Fonvielle Lewis Messer & Mcconnaughhay 401(k) Plan in FL ($9M, 17 participants).

Which 401(k) plans cover a similar participant headcount to E.M. Tharp, Inc. 401(k) Plan? ▼

Among 401(k) plans in other states, the closest by covered participants is Northwest Community Credit Union Capital Accumulation Plan in OR (286 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 941218910.