ESOP · DOL Form 5500 · 2023

Cincinnati Federal Savings & Loan Association ESOP

Data updated 2026-08-25

$2M
Total assets Small plan by assets
63
Participants Small participant base
29th
Percentile by assets National rank
$28,111
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan · Sponsored by Cincinnati Federal Savings & Loan Association · Ohio · Finance & Insurance

$2M in assets, 63 participants

Cincinnati Federal Savings & Loan Association's Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan reported $2M in total assets and 63 participants in its 2023 DOL Form 5500 filing, ranking in the 29th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #1,743 in Finance & Insurance (8,869 peers)

Cincinnati Federal Savings & Loan Association multi-year trail

Cincinnati Federal Savings & Loan Association's plans moved -81.9% in assets from 2022 to 2024; this filing shows Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan at $2M / 63 participants.

#1,743
in Finance & Insurance (8,869 peers)
-53.2%
assets change YoY

The plan reported a net loss of $391K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan among the smaller filed plans by assets

Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$1,770,990 29th percentile higher than 29% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan among smaller filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan is a small filing (63 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan reported net income fell from $368K in the plan year 2022 filing to -$391K in the plan year 2023 filing.
  • Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan end-of-year assets fell from $4M in the plan year 2022 filing to $2M in the plan year 2023 filing.
  • Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan reported participants fell from 70 in the plan year 2022 filing to 63 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 811269646 · Cincinnati Federal Savings & Loan Association PY 2023 · ESOP

Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan · $2M · 63 · 29th

  • EBSA $2M
  • EBSA 63
  • EBSA 29th
  • EBSA ESOP
  • EBSA near Armadillo Blast Coat Inc. Employee Stock Ownership Plan
  • EBSA ind #1743

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Ohio →

Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan in the asset neighbourhood

Stevens Global Logistics, Inc. Employee Stock Ownership PlanStevens Global Logistics, In…$2MCincinnati Federal Savings and Loan Association Employee Stock Ownership PlanCincinnati Federal Savings a…$2MArmadillo Blast Coat Inc. Employee Stock Ownership PlanArmadillo Blast Coat Inc. Em…$2MEau Gallie Electric Employee Stock Ownership PlanEau Gallie Electric Employee…$2MErland Construction Employee Stock Ownership PlanErland Construction Employee…$2M
End-of-year total assets ($M) among Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2023.

Cincinnati Federal Savings & Loan Association multi-year asset trail

Sponsor-wide plan assets over time

All Cincinnati Federal Savings & Loan Association plans reported in each filing year

Latest sponsor-wide plan assets
$2M 81.9238348108213% vs 2022
2024 filing year
$0M$5M$10M$15M 202220232024 $10.4M $1.88M ▼ -81.9%
Year Plans Participants Total Assets
2022 2 140 $10M
2023 2 127 $9M
2024 2 N/A $2M

Cincinnati Federal Savings & Loan Association filing trail (2023)

Total Assets (Beginning of Year)$4M
Net Assets (End of Year)$2M
Net Income-$391K
Employer EIN811269646
Plan Effective Date2015-01-01
Filing StatusFILING RECEIVED

Nearby ESOP Plans in Ohio

Peer ESOP plans, same state, same plan type, ranked by total assets.

Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan vs. nearby ESOP plans in Ohio, assets vs. participants Scatter plot of 6 data points. -10000010000200003000040000 -100102030 Total assets ($B) Participants Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan, Total assets ($B): 0.00177099 · Participants: 63Cincinnati Federal Savings and Loan Association Employee Stock Ownership PlanProcter & Gamble Profit Sharing Trust & Employee Stock Ownership Plan, Total assets ($B): 23.091305753 · Participants: 32152Procter & Gamble Profit Sharing Trust & Employee Stock Ownership PlanThe Garland Industries, Inc. Employee Stock Ownership Plan & Trust, Total assets ($B): 1.692644904 · Participants: 1019The Garland Industries, Inc. Employee Stock Ownership Plan & TrustMesser Inc. Employee Stock Ownership Plan, Total assets ($B): 0.62249774 · Participants: 873Messer Inc. Employee Stock Ownership PlanGreat Lakes Cheese Co., Inc. Employee Stock Ownership Plan, Total assets ($B): 0.504257458 · Participants: 4110Great Lakes Cheese Co., Inc. Employee Stock Ownership PlanCleveland Steel Container Corporation Employee Stock Ownership Plan, Total assets ($B): 0.451883636 · Participants: 434Cleveland Steel Container Corporation Employee Stock Ownership Plan
Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan vs. nearby ESOP plans in Ohio, assets vs. participants

Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Ohio, the nearest ESOP by assets is Armadillo Blast Coat Inc. Employee Stock Ownership Plan in TX ($2M); by covered participants it is The First National Bank Employee Stock Ownership Plan in IL (63 participants). Same-state nearby plans are listed separately above.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan assets move in 2023?
Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan contracted severely - down 53.2% during 2023, from $4M to $2M. Reported net income was -$391K.
How have Cincinnati Federal Savings & Loan Association plan assets changed over time?
Across 3 plan years on file (2022-2024), Cincinnati Federal Savings & Loan Association's sponsor-wide assets declined 81.9%, from $10M to $2M.
Which ESOP plans are similar in size to Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by assets is Armadillo Blast Coat Inc. Employee Stock Ownership Plan in TX ($2M, 38 participants).
Which ESOP plans cover a similar participant headcount to Cincinnati Federal Savings and Loan Association Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by covered participants is The First National Bank Employee Stock Ownership Plan in IL (63 participants, $355 in assets).