401(k) · DOL Form 5500 · 2023

Gain Credit, Inc. 401(k) Plan

Data updated 2026-08-25

$3M
Total assets Small plan by assets
10
Participants Small participant base
35th
Percentile by assets National rank
$282,077
Avg per participant High balance/head
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Official DOL plan name: Gain Credit, Inc. 401(k) Profit Sharing Plan · Sponsored by Gain Credit, Inc. · California · Finance & Insurance

$3M in assets, 10 participants

Gain Credit, Inc.'s Gain Credit, Inc. 401(k) Profit Sharing Plan reported $3M in total assets and 10 participants in its 2023 DOL Form 5500 filing, ranking in the 35th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #2,144 in Finance & Insurance (8,869 peers)

2023 asset change

Gain Credit, Inc. 401(k) Profit Sharing Plan declined sharply 15.9% in 2023 ($3M → $3M) for 10 participants.

#2,144
in Finance & Insurance (8,869 peers)
-15.9%
assets change YoY

The plan reported a net loss of $534K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Gain Credit, Inc. 401(k) Profit Sharing Plan's mid-pack asset rank among Finance & Insurance and all filers

Gain Credit, Inc. 401(k) Profit Sharing Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$2,820,769 35th percentile higher than 35% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Gain Credit, Inc. 401(k) Profit Sharing Plan among micro filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Gain Credit, Inc. 401(k) Profit Sharing Plan is a micro filing (10 participants), the leftmost band.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Gain Credit, Inc. 401(k) Profit Sharing Plan reported net income fell from -$453K in the plan year 2022 filing to -$534K in the plan year 2023 filing.
  • Gain Credit, Inc. 401(k) Profit Sharing Plan end-of-year assets fell from $3M in the plan year 2022 filing to $3M in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 800497920 · Gain Credit, Inc. PY 2023 · 401(k)

Gain Credit, Inc. 401(k) Profit Sharing Plan · $3M · 10 · 35th

  • PCT $3M
  • EIN 10
  • RANK 35th
  • PHOTO 401(k)
  • IND near Jewish Family Services of Central Nj 401(k) Plan
  • EOY ind #2144

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in California →

Gain Credit, Inc. 401(k) Profit Sharing Plan in the asset neighbourhood

Gain Credit, Inc. 401(k) Profit Sharing PlanGain Credit, Inc. 401(k) Pro…$3MJewish Family Services of Central Nj 401(k) PlanJewish Family Services of Ce…$3MAllied Materials and Equipment Company 401(k) Retirement Savings PlanAllied Materials and Equipme…$3MCsmi, LLC 401(k) Plan$3MAbimar Foods, Inc. 401(k) PlanAbimar Foods, Inc. 401(k) Pl…$3M
End-of-year total assets ($M) among Gain Credit, Inc. 401(k) Profit Sharing Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Gain Credit, Inc. years around the 2023 move

Sponsor-wide plan assets over time

All Gain Credit, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$3M 2.961118367828742% vs 2022
2024 filing year
$2.6M$2.8M$3M$3.2M$3.4M$3.6M 202220232024 $3.35M $3.45M ▲ +3.0%
Year Plans Participants Total Assets
2022 1 10 $3M
2023 1 10 $3M
2024 1 6 $3M

2023 asset-move particulars

Total Assets (Beginning of Year)$3M
Net Assets (End of Year)$3M
Net Income-$534K
Employer EIN800497920
Plan Effective Date2008-01-01
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Gain Credit, Inc. 401(k) Profit Sharing Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Gain Credit, Inc. 401(k) Profit Sharing Plan, Total assets ($B): 0.002820769 · Participants: 10Gain Credit, Inc. 401(k) Profit Sharing PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 51.831350351 · Participants: 193919Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 39.047152408 · Participants: 122867Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 26.320437734 · Participants: 63105Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 22.17918189 · Participants: 59863Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 19.779511539 · Participants: 106111Apple 401(k) Plan
Gain Credit, Inc. 401(k) Profit Sharing Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Gain Credit, Inc. 401(k) Profit Sharing Plan side-by-side with 3 peers →

Gain Credit, Inc. 401(k) Profit Sharing Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Jewish Family Services of Central Nj 401(k) Plan in NJ ($3M); by covered participants it is Nicholas E. Nahernak Dds, PC 401(k) Profit Sharing Pl 816828 in MI (10 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (10 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Gain Credit, Inc. 401(k) Profit Sharing Plan assets move in 2023? ▼
Gain Credit, Inc. 401(k) Profit Sharing Plan declined sharply - down 15.9% during 2023, from $3M to $3M. Reported net income was -$534K.
How have Gain Credit, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Gain Credit, Inc.'s sponsor-wide assets grew 3.0%, from $3M to $3M.
Which 401(k) plans are similar in size to Gain Credit, Inc. 401(k) Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by assets is Jewish Family Services of Central Nj 401(k) Plan in NJ ($3M, 129 participants).
Which 401(k) plans cover a similar participant headcount to Gain Credit, Inc. 401(k) Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Nicholas E. Nahernak Dds, PC 401(k) Profit Sharing Pl 816828 in MI (10 participants, $1M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 800497920.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.