401(k) · DOL Form 5500 · 2023

Clearwater Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$17M
Total assets Small plan by assets
151
Participants Small participant base
70th
Percentile by assets National rank
$115,232
Avg per participant Below avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Clearwater Federal Credit Union 401(k) Plan · Sponsored by Clearwater Federal Credit Union · Montana · Finance & Insurance

$17M in assets, 151 participants

Clearwater Federal Credit Union's Clearwater Federal Credit Union 401(k) Plan reported $17M in total assets and 151 participants in its 2023 DOL Form 5500 filing, ranking in the 70th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,954 in Finance & Insurance (8,869 peers)

Clearwater Federal Credit Union multi-year trail

Clearwater Federal Credit Union's plans moved +52.9% in assets from 2022 to 2024; this filing shows Clearwater Federal Credit Union 401(k) Plan at $17M / 151 participants.

#4,954
in Finance & Insurance (8,869 peers)
+27.2%
assets growth YoY

Clearwater Federal Credit Union 401(k) Plan's outsized position by total assets

Clearwater Federal Credit Union 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$17,400,074 Top 30% higher than 70% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Clearwater Federal Credit Union 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Clearwater Federal Credit Union 401(k) Plan sits mid-pack in the medium band (151 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Clearwater Federal Credit Union 401(k) Plan reported net income rose from -$3M in the plan year 2022 filing to $4M in the plan year 2023 filing.
  • Clearwater Federal Credit Union 401(k) Plan end-of-year assets rose from $14M in the plan year 2022 filing to $17M in the plan year 2023 filing.
  • Clearwater Federal Credit Union 401(k) Plan reported participants rose from 142 in the plan year 2022 filing to 151 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 810289023 · Clearwater Federal Credit Union PY 2023 · 401(k)

Clearwater Federal Credit Union 401(k) Plan · $17M · 151 · 70th

  • TYPE $17M
  • TYPE 151
  • TYPE 70th
  • TYPE 401(k)
  • TYPE near Eightfold Ai Inc 401(k) Plan
  • TYPE ind #4954

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Montana →

Clearwater Federal Credit Union 401(k) Plan in the asset neighbourhood

Clearwater Federal Credit Union 401(k) PlanClearwater Federal Credit Un…$17MEightfold Ai Inc 401(k) Plan$17MBanner County Ban Corporation Employee Stock Ownership Plan & TrustBanner County Ban Corporatio…$17MBioqual, Inc. 401(k) Plan$17MContinental Shelf Associates 401(k) PlanContinental Shelf Associates…$17M
End-of-year total assets ($M) among Clearwater Federal Credit Union 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Clearwater Federal Credit Union multi-year asset trail

Sponsor-wide plan assets over time

All Clearwater Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$21M 52.90931047068612% vs 2022
2024 filing year
$10M$15M$20M$25M 202220232024 $13.7M $20.9M ▲ +53.0%
Year Plans Participants Total Assets
2022 1 142 $14M
2023 1 151 $17M
2024 1 171 $21M

Clearwater Federal Credit Union filing trail (2023)

Total Assets (Beginning of Year)$14M
Net Assets (End of Year)$17M
Net Income$4M
Employer EIN810289023
Plan Effective Date1985-12-01
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in Montana

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Clearwater Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in Montana, assets vs. participants Scatter plot of 6 data points. -1000010002000300040005000 -2000200400600 Total assets ($M) Participants Clearwater Federal Credit Union 401(k) Plan, Total assets ($M): 17.400074 · Participants: 151Clearwater Federal Credit Union 401(k) PlanD.a. Davidson Companies Retirement Savings and Profit Sharing Plan, Total assets ($M): 543.142005 · Participants: 1580D.a. Davidson Companies Retirement Savings and Profit Sharing PlanGlacier Bancorp, Inc. Profit Sharing and 401(k) Plan, Total assets ($M): 484.798151 · Participants: 3264Glacier Bancorp, Inc. Profit Sharing and 401(k) PlanNorthwestern Energy 401(k) Retirement Savings Plan, Total assets ($M): 462.756735 · Participants: 1529Northwestern Energy 401(k) Retirement Savings PlanFirst Interstate Bancsystem, Inc. 401(k) Plan, Total assets ($M): 453.618257 · Participants: 3750First Interstate Bancsystem, Inc. 401(k) PlanLogan Health Retirement Savings Plan, Total assets ($M): 436.597451 · Participants: 4232Logan Health Retirement Savings Plan
Clearwater Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in Montana, assets vs. participants
Compare Clearwater Federal Credit Union 401(k) Plan side-by-side with 3 peers →

Clearwater Federal Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Montana, the nearest 401(k) by assets is Eightfold Ai Inc 401(k) Plan in CA ($17M); by covered participants it is Air Conditioning Innovative Solutions 401(k) Plan in TX (151 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($17M here).

Similar participant headcount

Nearest other-state filings by covered participants (151 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Clearwater Federal Credit Union 401(k) Plan assets move in 2023? ▼
Clearwater Federal Credit Union 401(k) Plan grew sharply - up 27.2% during 2023, from $14M to $17M. Reported net income was $4M.
How have Clearwater Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Clearwater Federal Credit Union's sponsor-wide assets grew 52.9%, from $14M to $21M.
Which 401(k) plans are similar in size to Clearwater Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Eightfold Ai Inc 401(k) Plan in CA ($17M, 367 participants).
Which 401(k) plans cover a similar participant headcount to Clearwater Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Air Conditioning Innovative Solutions 401(k) Plan in TX (151 participants, $8M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 810289023.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.