401(k) · DOL Form 5500 · 2023

Chime Financial, Inc. 401(k) Plan

Data updated 2026-08-25

$106M
Total assets Near avg plan size
1,297
Participants Near avg headcount
92nd
Percentile by assets National rank
$81,597
Avg per participant Below avg balance/head
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Official DOL plan name: Chime Financial 401(k) Plan · Sponsored by Chime Financial, Inc. · California · Finance & Insurance

$106M in assets, 1,297 participants

Chime Financial, Inc.'s Chime Financial 401(k) Plan reported $106M in total assets and 1,297 participants in its 2023 DOL Form 5500 filing, ranking in the 92nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,734 in Finance & Insurance (8,869 peers)

Coverage in California

Chime Financial 401(k) Plan covers 1,297 participants in California, 2.1x the typical California plan (state average ~630 per filing). Assets: $106M.

#7,734
in Finance & Insurance (8,869 peers)
+71.8%
assets growth YoY
1.1×
vs typical plan assets (national mean)

Chime Financial 401(k) Plan's outsized position by total assets

Chime Financial 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$105,830,720 Top 8% higher than 92% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Chime Financial 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Chime Financial 401(k) Plan lands in the large band (1,297 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Chime Financial 401(k) Plan reported net income rose from $20M in the plan year 2022 filing to $44M in the plan year 2023 filing.
  • Chime Financial 401(k) Plan end-of-year assets rose from $62M in the plan year 2022 filing to $106M in the plan year 2023 filing.
  • Chime Financial 401(k) Plan reported participants rose from 1,142 in the plan year 2022 filing to 1,297 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 460925388 · Chime Financial, Inc. PY 2023 · 401(k)

Chime Financial 401(k) Plan · $106M · 1,297 · 92nd

  • NET $106M
  • NET 1,297
  • NET 92nd
  • NET 401(k)
  • NET near The Standex Retirement Savings Plan
  • NET ind #7734

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in California →

Chime Financial 401(k) Plan in the asset neighbourhood

Hexpol Retirement Savings PlanHexpol Retirement Savings Pl…$106MOne Diversified, LLC 401(k) PlanOne Diversified, LLC 401(k) …$106MChime Financial 401(k) Plan$106MThe Standex Retirement Savings PlanThe Standex Retirement Savin…$106MGenesis Alkali, LLC Savings Investment PlanGenesis Alkali, LLC Savings …$106M
End-of-year total assets ($M) among Chime Financial 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

California filing particulars

Total Assets (Beginning of Year)$62M
Net Assets (End of Year)$106M
Net Income$44M
Employer EIN460925388
Plan Effective Date2017-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Chime Financial, Inc.)

Sponsor-wide plan assets over time

All Chime Financial, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$157M 154.14673413212856% vs 2022
2024 filing year
$50M$100M$150M$200M 202220232024 $61.6M $157M ▲ +154.1%
Year Plans Participants Total Assets
2022 1 1,142 $62M
2023 1 1,297 $106M
2024 1 1,228 $157M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Chime Financial 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Chime Financial 401(k) Plan, Total assets ($B): 0.10583072 · Participants: 1297Chime Financial 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 51.831350351 · Participants: 193919Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 39.047152408 · Participants: 122867Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 26.320437734 · Participants: 63105Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 22.17918189 · Participants: 59863Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 19.779511539 · Participants: 106111Apple 401(k) Plan
Chime Financial 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Chime Financial 401(k) Plan side-by-side with 3 peers →

Chime Financial 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is The Standex Retirement Savings Plan in NH ($106M); by covered participants it is Digital Management, LLC 401(k) Plan in MD (1,297 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($106M here).

Similar participant headcount

Nearest other-state filings by covered participants (1,297 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Chime Financial 401(k) Plan assets move in 2023? ▼
Chime Financial 401(k) Plan surged - up 71.8% during 2023, from $62M to $106M. Reported net income was $44M.
How have Chime Financial, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Chime Financial, Inc.'s sponsor-wide assets grew 154.1%, from $62M to $157M.
Where does Chime Financial 401(k) Plan rank by assets among Form 5500 filers? ▼
Chime Financial 401(k) Plan ranks in the 92nd percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Chime Financial 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is The Standex Retirement Savings Plan in NH ($106M, 478 participants).
Which 401(k) plans cover a similar participant headcount to Chime Financial 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Digital Management, LLC 401(k) Plan in MD (1,297 participants, $178M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 460925388.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.