401(k) · DOL Form 5500 · 2023

Zestfinance, Inc. D/B/a Zest Ai 401(k) Plan

Data updated 2026-08-25

$12M
Total assets Small plan by assets
108
Participants Small participant base
62nd
Percentile by assets National rank
$109,174
Avg per participant Below avg balance/head
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Official DOL plan name: Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust · Sponsored by Zestfinance, Inc. D/B/a Zest Ai · California · Finance & Insurance

$12M in assets, 108 participants

Zestfinance, Inc. D/B/a Zest Ai's Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust reported $12M in total assets and 108 participants in its 2023 DOL Form 5500 filing, ranking in the 62nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,172 in Finance & Insurance (8,869 peers)

Coverage in California

Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust covers 108 participants in California, about 17% of the average California filer (state average ~630 per filing). Assets: $12M.

#4,172
in Finance & Insurance (8,869 peers)
+44.1%
assets growth YoY

Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust's mid-pack asset rank among Finance & Insurance and all filers

Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$11,790,771 Top 38% higher than 62% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust sits mid-pack in the medium band (108 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust reported net income rose from -$433K in the plan year 2022 filing to $4M in the plan year 2023 filing.
  • Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust end-of-year assets rose from $8M in the plan year 2022 filing to $12M in the plan year 2023 filing.
  • Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust reported participants rose from 87 in the plan year 2022 filing to 108 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 800822152 · Zestfinance, Inc. D/B/a Zest Ai PY 2023 · 401(k)

Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust · $12M · 108 · 62nd

  • TYPE $12M
  • TYPE 108
  • TYPE 62nd
  • TYPE 401(k)
  • TYPE near Evergreen Retirement Community, Inc. 403(b) Plan
  • TYPE ind #4172

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in California →

Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust in the asset neighbourhood

Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and TrustZestfinance, Inc. D/B/a Zest…$12MEvergreen Retirement Community, Inc. 403(b) PlanEvergreen Retirement Communi…$12MParallax Advanced Research Corporation 401(k) Retirement PlanParallax Advanced Research C…$12MTempo, Inc. Employee Stock Ownership Plan and TrustTempo, Inc. Employee Stock O…$12MWaste Control Specialists, LLC 401(k) PlanWaste Control Specialists, L…$12M
End-of-year total assets ($M) among Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

California filing particulars

Total Assets (Beginning of Year)$8M
Net Assets (End of Year)$12M
Net Income$4M
Employer EIN800822152
Plan Effective Date2011-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Zestfinance, Inc. D/B/a Zest Ai)

Sponsor-wide plan assets over time

All Zestfinance, Inc. D/B/a Zest Ai plans reported in each filing year

Latest sponsor-wide plan assets
$16M 97.6426557393282% vs 2022
2024 filing year
$5M$10M$15M$20M 202220232024 $8.18M $16.2M ▲ +97.7%
Year Plans Participants Total Assets
2022 1 87 $8M
2023 1 108 $12M
2024 1 113 $16M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust, Total assets ($B): 0.011790771 · Participants: 108Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and TrustWells Fargo & Company 401(k) Plan, Total assets ($B): 51.831350351 · Participants: 193919Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 39.047152408 · Participants: 122867Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 26.320437734 · Participants: 63105Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 22.17918189 · Participants: 59863Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 19.779511539 · Participants: 106111Apple 401(k) Plan
Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust vs. nearby 401(k) plans in California, assets vs. participants
Compare Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust side-by-side with 3 peers →

Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Evergreen Retirement Community, Inc. 403(b) Plan in WI ($12M); by covered participants it is Winstar Farm 401(k) Plan in KY (108 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (108 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust assets move in 2023? ▼
Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust surged - up 44.1% during 2023, from $8M to $12M. Reported net income was $4M.
How have Zestfinance, Inc. D/B/a Zest Ai plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Zestfinance, Inc. D/B/a Zest Ai's sponsor-wide assets grew 97.6%, from $8M to $16M.
Which 401(k) plans are similar in size to Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is Evergreen Retirement Community, Inc. 403(b) Plan in WI ($12M, 269 participants).
Which 401(k) plans cover a similar participant headcount to Zestfinance, Inc. D/B/a Zest Ai 401(k) Profit Sharing Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Winstar Farm 401(k) Plan in KY (108 participants, $4M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 800822152.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.