401(k) · DOL Form 5500 · 2023

United Natural Foods, Inc 401(k) Plan

Data updated 2026-08-25

$2.7B
Total assets Very large vs avg
25,475
Participants Very large workforce
99th
Percentile by assets National rank
$104,356
Avg per participant Below avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Unfi 401(k) Plan · Sponsored by United Natural Foods, Inc · Rhode Island · Wholesale Trade

$2.7B in assets, 25,475 participants

United Natural Foods, Inc's Unfi 401(k) Plan reported $2.7B in total assets and 25,475 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,296 in Wholesale Trade (6,309 peers)

Coverage in Rhode Island

Unfi 401(k) Plan covers 25,475 participants in Rhode Island, 18x the typical Rhode Island plan (state average ~1,449 per filing). Assets: $2.7B.

#6,296
in Wholesale Trade (6,309 peers)
+8.1%
assets growth YoY
27×
vs typical plan assets (national mean)

Unfi 401(k) Plan's outsized position by total assets

Unfi 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$2,658,466,310 Top 1% higher than 99% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Unfi 401(k) Plan's mega-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Unfi 401(k) Plan is a mega filing (25,475 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Unfi 401(k) Plan reported net income rose from -$591M in the plan year 2022 filing to $200M in the plan year 2023 filing.
  • Unfi 401(k) Plan end-of-year assets rose from $2.5B in the plan year 2022 filing to $2.7B in the plan year 2023 filing.
  • Unfi 401(k) Plan reported participants rose from 24,670 in the plan year 2022 filing to 25,475 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 050376157 · United Natural Foods, Inc PY 2023 · 401(k)

Unfi 401(k) Plan · $2.7B · 25,475 · 99th

  • PART $2.7B
  • TYPE 25,475
  • NET 99th
  • BOOK 401(k)
  • VS-ST near Kinder Morgan Savings Plan
  • BOY ind #6296

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Wholesale Trade retirement plans → · Plans in Rhode Island →

Unfi 401(k) Plan in the asset neighbourhood

Latham & Watkins 401(k) Savings and Profit Sharing PlanLatham & Watkins 401(k) Savi…$2.7BUnfi 401(k) Plan$2.7BKinder Morgan Savings Plan$2.7BPaccar Inc Savings Investment PlanPaccar Inc Savings Investmen…$2.7BThe Northwestern Mutual Employee Savings PlanThe Northwestern Mutual Empl…$2.7B
End-of-year total assets ($B) among Unfi 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Rhode Island filing particulars

Total Assets (Beginning of Year)$2.5B
Net Assets (End of Year)$2.7B
Net Income$200M
Employer EIN050376157
Plan Effective Date2020-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (United Natural Foods, Inc)

Sponsor-wide plan assets over time

All United Natural Foods, Inc plans reported in each filing year

Latest sponsor-wide plan assets
$2.8B 12.432940423667011% vs 2022
2024 filing year
$2.4B$2.5B$2.6B$2.7B$2.8B 202220232024 $2.46B $2.76B ▲ +12.2%
Year Plans Participants Total Assets
2022 1 24,670 $2.5B
2023 1 25,475 $2.7B
2024 1 26,416 $2.8B

Nearby 401(k) Plans in Rhode Island

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Unfi 401(k) Plan vs. nearby 401(k) plans in Rhode Island, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -100102030 Total assets ($B) Participants Unfi 401(k) Plan, Total assets ($B): 2.65846631 · Participants: 25475Unfi 401(k) PlanCVS Health Future Fund 401(k) Plan, Total assets ($B): 27.588812025 · Participants: 265760CVS Health Future Fund 401(k) PlanTextron Savings Plan, Total assets ($B): 5.714708993 · Participants: 26580Textron Savings PlanCfg Retirement Savings Plan, Total assets ($B): 2.930113664 · Participants: 19047Cfg Retirement Savings PlanFm Global 401(k) Savings Plan, Total assets ($B): 1.684102096 · Participants: 4295Fm Global 401(k) Savings PlanIgt 401(k) Retirement Savings Plan, Total assets ($B): 1.227310466 · Participants: 5645Igt 401(k) Retirement Savings Plan
Unfi 401(k) Plan vs. nearby 401(k) plans in Rhode Island, assets vs. participants

Scale composition for Unfi 401(k) Plan

Unfi 401(k) Plan reports $2.7B in end-of-year assets across 25,475 participants (0.022% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.027% of 93,925,755 covered participants) - about $104,356 per participant (75% of the national average assets-per-participant) . Net income for plan year 2023 was $200M.

This plan identity (EIN 050376157, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $2.5B to $2.8B (+12.4%) while covered participants moved from 24,670 to 26,416 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 24,670 $2.5B Open filing
2023 25,475 $2.7B This page
2024 · index core 26,416 $2.8B Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Unfi 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Rhode Island, the nearest 401(k) by assets is Kinder Morgan Savings Plan in TX ($2.7B); by covered participants it is Northwest Carpenters Individual Account Pension Plan in WA (25,484 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($2.7B here).

Similar participant headcount

Nearest other-state filings by covered participants (25,475 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Unfi 401(k) Plan assets move in 2023?
Unfi 401(k) Plan grew at a solid clip - up 8.1% during 2023, from $2.5B to $2.7B. Reported net income was $200M.
How have United Natural Foods, Inc plan assets changed over time?
Across 3 plan years on file (2022-2024), United Natural Foods, Inc's sponsor-wide assets grew 12.4%, from $2.5B to $2.8B.
Where does Unfi 401(k) Plan rank by assets among Form 5500 filers?
Unfi 401(k) Plan ranks in the 99th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Unfi 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Kinder Morgan Savings Plan in TX ($2.7B, 10,615 participants).
Which 401(k) plans cover a similar participant headcount to Unfi 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Northwest Carpenters Individual Account Pension Plan in WA (25,484 participants, $676M in assets).