ESOP · DOL Form 5500 · 2023

Canandaigua National Bank and Trust Company ESOP

Data updated 2026-08-11

$9M
Total assets: 678
Participants: 56th
Percentile by assets: $13,029
Avg per participant

Official DOL plan name: Canandaigua National Bank & Trust Company Employee Stock Ownership Plan · Sponsored by Canandaigua National Bank and Trust Company · New York · Finance & Insurance

$9M in assets, 678 participants

Canandaigua National Bank and Trust Company's Canandaigua National Bank & Trust Company Employee Stock Ownership Plan reported $9M in total assets and 678 participants in its 2023 DOL Form 5500 filing, ranking in the 56th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

56th percentile by assets (of 127,072 plans)
#3,617 in Finance & Insurance (8,869 peers)

Canandaigua National Bank and Trust Company multi-year trail

Canandaigua National Bank and Trust Company's plans moved +21.1% in assets from 2022 to 2024; this filing shows Canandaigua National Bank & Trust Company Employee Stock Ownership Plan at $9M / 678 participants.

$9M
total plan assets (2023 EOY): 678
covered participants: 56th
percentile by assets (of 127,072 plans): $13,029
avg assets per participant

The plan reported a net loss of $366K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Canandaigua National Bank & Trust Company Employee Stock Ownership Plan reported net income rose from -$2M in the plan year 2022 filing to -$366K in the plan year 2023 filing.
Canandaigua National Bank & Trust Company Employee Stock Ownership Plan reported participants rose from 641 in the plan year 2022 filing to 678 in the plan year 2023 filing.
Canandaigua National Bank & Trust Company Employee Stock Ownership Plan end-of-year assets fell from $9M in the plan year 2022 filing to $9M in the plan year 2023 filing.

See the national 2022→2023 release diff →

State

New York

Industry

Finance & Insurance

Canandaigua National Bank and Trust Company across 3 plan years on file

Across the 3 plan years Canandaigua National Bank and Trust Company has on file (2022-2024), sponsor-wide plan assets have moved from $124M to $150M, a gain of 21.1%, while reported participants moved from 1,280 to 1,421 (+11.0%). Peak year by sponsor assets: 2024 ($150M); trough: 2022 ($124M).

Canandaigua National Bank and Trust Company multi-year asset trail

Total plan assets by year, all Canandaigua National Bank and Trust Company plans on file

Year	Plans	Participants	Total Assets
2022	2	1,280	$124M
2023	2	1,375	$141M
2024	2	1,421	$150M

Canandaigua National Bank and Trust Company filing trail (2023)

Total Assets (Beginning of Year)	$9M
Net Assets (End of Year)	$9M
Net Income	-$366K
Employer EIN	160373410
Plan Effective Date	1988-01-01
Filing Status	FILING RECEIVED

Nearby ESOP Plans in New York

Peer ESOP plans, same state, same plan type, ranked by total assets.

Canandaigua National Bank & Trust Company Employee Stock Ownership Plan vs. nearby ESOP plans in New York, assets vs. participants

Stewart's Shops Corp Employee Stock Ownership Plan $877M · 3,439
North Coast Holdings Employee Stock Ownership Plan $406M · 4,467
Griffon Corporation Employee Stock Ownership Plan $299M · 3,674
Greenman-Pedersen, Inc. Employee Stock Ownership Plan $248M · 1,704
H.C. Wainwright & Co. Employee Stock Ownership Plan $242M · 93

Compare Canandaigua National Bank & Trust Compan… side-by-side with 3 peers →

Similar-Sized ESOP Plans Nationally

ESOP plans in other states closest to Canandaigua National Bank & Trust Company Employee Stock Ownership Plan by total assets, not by location.

Citadel Environmental Services, Inc. Employee Stock Ownership Plan (CA) $9M · 85
Anderson Insurance Associates Employee Stock Ownership Plan (SC) $9M · 60
Pioneer Bank Employee Stock Ownership Plan (NM) $9M · 101
Frontier Computer Corp. Employee Stock Ownership Plan (MI) $9M · 28

Frequently Asked Questions

How did Canandaigua National Bank & Trust Company Employee Stock Ownership Plan assets move in 2023? ▼

Canandaigua National Bank & Trust Company Employee Stock Ownership Plan edged down modestly - down 4.0% during 2023, from $9M to $9M. Reported net income was -$366K.

How have Canandaigua National Bank and Trust Company plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Canandaigua National Bank and Trust Company's sponsor-wide assets grew 21.1%, from $124M to $150M.

Which ESOP plans are similar in size to Canandaigua National Bank & Trust Company Employee Stock Ownership Plan? ▼

Among ESOP plans in other states, the closest by assets is Citadel Environmental Services, Inc. Employee Stock Ownership Plan in CA ($9M, 85 participants).

Next read for Canandaigua National Bank & Trust Compan…

Multi-year trail

Ways to act on Canandaigua National Bank & Trust Company Employee Stock Ownership Plan's numbers.

By total assets, Canandaigua National Bank & Trust Company Employee Stock Ownership Plan ranks above the median plan by assets. See the largest plans
Compare it side-by-side against 3 similar ESOP plans in New York. Compare plans
Canandaigua National Bank and Trust Company's sponsor-wide assets have grown 21.1% since 2022 across 3 plan years on file. More Finance & Insurance plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 160373410.