401(k) · DOL Form 5500 · 2023

Merrimack Valley Credit Union 401(k) Plan

Data updated 2026-08-25

$21M
Total assets Small plan by assets
190
Participants Below avg headcount
73rd
Percentile by assets National rank
$108,065
Avg per participant Below avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Merrimack Valley Credit Union 401(k) Plan · Sponsored by Merrimack Valley Credit Union · Massachusetts · Finance & Insurance

$21M in assets, 190 participants

Merrimack Valley Credit Union's Merrimack Valley Credit Union 401(k) Plan reported $21M in total assets and 190 participants in its 2023 DOL Form 5500 filing, ranking in the 73rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,298 in Finance & Insurance (8,869 peers)

Coverage in Massachusetts

Merrimack Valley Credit Union 401(k) Plan covers 190 participants in Massachusetts, about 29% of the average Massachusetts filer (state average ~659 per filing). Assets: $21M.

#5,298
in Finance & Insurance (8,869 peers)
+27.4%
assets growth YoY

Merrimack Valley Credit Union 401(k) Plan's outsized position by total assets

Merrimack Valley Credit Union 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$20,532,280 Top 27% higher than 73% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Merrimack Valley Credit Union 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Merrimack Valley Credit Union 401(k) Plan sits mid-pack in the medium band (190 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Merrimack Valley Credit Union 401(k) Plan reported net income rose from -$3M in the plan year 2022 filing to $4M in the plan year 2023 filing.
  • Merrimack Valley Credit Union 401(k) Plan end-of-year assets rose from $16M in the plan year 2022 filing to $21M in the plan year 2023 filing.
  • Merrimack Valley Credit Union 401(k) Plan reported participants rose from 167 in the plan year 2022 filing to 190 in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 042206928 · Merrimack Valley Credit Union PY 2023 · 401(k)

Merrimack Valley Credit Union 401(k) Plan · $21M · 190 · 73rd

  • BOY $21M
  • SCH 190
  • EBSA 73rd
  • PART 401(k)
  • TYPE near Seedorff 401(k) Savings Plan
  • NET ind #5298

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Merrimack Valley Credit Union 401(k) Plan in the asset neighbourhood

Windmoeller & Hoelscher Corporation 401(k) Profit Sharing PlanWindmoeller & Hoelscher Corp…$21MMerrimack Valley Credit Union 401(k) PlanMerrimack Valley Credit Unio…$21MSeedorff 401(k) Savings Plan$21MThe Michelson Organization Savings Investment PlanThe Michelson Organization S…$21MOhio Cat Union 401(k) Plan$21M
End-of-year total assets ($M) among Merrimack Valley Credit Union 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Massachusetts filing particulars

Total Assets (Beginning of Year)$16M
Net Assets (End of Year)$21M
Net Income$4M
Employer EIN042206928
Plan Effective Date1997-06-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Merrimack Valley Credit Union)

Sponsor-wide plan assets over time

All Merrimack Valley Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$43M 165.83059087551118% vs 2022
2024 filing year
$10M$20M$30M$40M$50M 202220232024 $16.1M $42.8M ▲ +165.8%
Year Plans Participants Total Assets
2022 1 167 $16M
2023 1 190 $21M
2024 1 321 $43M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Merrimack Valley Credit Union 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Merrimack Valley Credit Union 401(k) Plan, Total assets ($B): 0.02053228 · Participants: 190Merrimack Valley Credit Union 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 28.649852331 · Participants: 62289Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 10.556596852 · Participants: 37052Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 6.829912863 · Participants: 14094Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 5.786107181 · Participants: 19881Boston Scientific Corporation 401(k) Retirement Savings PlanPhilips North America 401(k) Plan, Total assets ($B): 5.779286156 · Participants: 19120Philips North America 401(k) Plan
Merrimack Valley Credit Union 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Merrimack Valley Credit Union 401(k) Plan side-by-side with 3 peers →

Merrimack Valley Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Seedorff 401(k) Savings Plan in IA ($21M); by covered participants it is Nextpoint Group, LLC 401(k) Plan in VA (190 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (190 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Merrimack Valley Credit Union 401(k) Plan assets move in 2023? ▼
Merrimack Valley Credit Union 401(k) Plan grew sharply - up 27.4% during 2023, from $16M to $21M. Reported net income was $4M.
How have Merrimack Valley Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Merrimack Valley Credit Union's sponsor-wide assets grew 165.8%, from $16M to $43M.
Which 401(k) plans are similar in size to Merrimack Valley Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Seedorff 401(k) Savings Plan in IA ($21M, 234 participants).
Which 401(k) plans cover a similar participant headcount to Merrimack Valley Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Nextpoint Group, LLC 401(k) Plan in VA (190 participants, $36M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 042206928.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.