401(k) · DOL Form 5500 · 2023

The Cheesecake Factory Incorporated 401(k) Plan

Data updated 2026-08-25

$79M
Total assets Below avg plan size
2,146
Participants Near avg headcount
90th
Percentile by assets National rank
$37,017
Avg per participant Low balance/head
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Official DOL plan name: The Cheesecake Factory Incorporated 401(k) Plan · Sponsored by The Cheesecake Factory Incorporated · California · Food Services & Accommodation

$79M in assets, 2,146 participants

The Cheesecake Factory Incorporated's The Cheesecake Factory Incorporated 401(k) Plan reported $79M in total assets and 2,146 participants in its 2023 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,721 in Food Services & Accommodation (3,828 peers)

Coverage in California

The Cheesecake Factory Incorporated 401(k) Plan covers 2,146 participants in California, 3.4x the typical California plan (state average ~630 per filing). Assets: $79M.

#3,721
in Food Services & Accommodation (3,828 peers)
+23.2%
assets growth YoY
0.8×
vs typical plan assets (national mean)

The Cheesecake Factory Incorporated 401(k) Plan's outsized position by total assets

The Cheesecake Factory Incorporated 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$79,438,520 Top 10% higher than 90% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

The Cheesecake Factory Incorporated 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Cheesecake Factory Incorporated 401(k) Plan lands in the large band (2,146 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • The Cheesecake Factory Incorporated 401(k) Plan reported net income rose from -$8M in the plan year 2022 filing to $15M in the plan year 2023 filing.
  • The Cheesecake Factory Incorporated 401(k) Plan end-of-year assets rose from $64M in the plan year 2022 filing to $79M in the plan year 2023 filing.
  • The Cheesecake Factory Incorporated 401(k) Plan reported participants rose from 2,086 in the plan year 2022 filing to 2,146 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 510340466 · The Cheesecake Factory Incorporated PY 2023 · 401(k)

The Cheesecake Factory Incorporated 401(k) Plan · $79M · 2,146 · 90th

  • VS-ST $79M
  • BOY 2,146
  • SCH 90th
  • EBSA 401(k)
  • PART near Lightbox Employer, L.L.C. Retirement Plan
  • TYPE ind #3721

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Food Services & Accommodation retirement plans → · Plans in California →

The Cheesecake Factory Incorporated 401(k) Plan in the asset neighbourhood

Urology Healthcare Group, Inc. 401(k)/Profit Sharing PlanUrology Healthcare Group, In…$79MMount Olive Pickle Company, Inc. Profit Sharing and Savings PlanMount Olive Pickle Company, …$79MThe Cheesecake Factory Incorporated 401(k) PlanThe Cheesecake Factory Incor…$79MLightbox Employer, L.L.C. Retirement PlanLightbox Employer, L.L.C. Re…$79MHarborone 401(k) Plan$79M
End-of-year total assets ($M) among The Cheesecake Factory Incorporated 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

California filing particulars

Total Assets (Beginning of Year)$64M
Net Assets (End of Year)$79M
Net Income$15M
Employer EIN510340466
Plan Effective Date1998-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Cheesecake Factory Incorporated)

Sponsor-wide plan assets over time

All The Cheesecake Factory Incorporated plans reported in each filing year

Latest sponsor-wide plan assets
$97M 50.272782625393795% vs 2022
2024 filing year
$60M$70M$80M$90M$100M$110M 202220232024 $64.5M $96.9M ▲ +50.3%
Year Plans Participants Total Assets
2022 1 2,086 $64M
2023 1 2,146 $79M
2024 1 5,885 $97M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Cheesecake Factory Incorporated 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants The Cheesecake Factory Incorporated 401(k) Plan, Total assets ($B): 0.07943852 · Participants: 2146The Cheesecake Factory Incorporated 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 51.831350351 · Participants: 193919Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 39.047152408 · Participants: 122867Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 26.320437734 · Participants: 63105Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 22.17918189 · Participants: 59863Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 19.779511539 · Participants: 106111Apple 401(k) Plan
The Cheesecake Factory Incorporated 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare The Cheesecake Factory Incorporated 401(k) Plan side-by-side with 3 peers →

The Cheesecake Factory Incorporated 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Lightbox Employer, L.L.C. Retirement Plan in CT ($79M); by covered participants it is Bombardier 401(k) Savings Plan in KS (2,146 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (2,146 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Cheesecake Factory Incorporated 401(k) Plan assets move in 2023? ▼
The Cheesecake Factory Incorporated 401(k) Plan grew sharply - up 23.2% during 2023, from $64M to $79M. Reported net income was $15M.
How have The Cheesecake Factory Incorporated plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Cheesecake Factory Incorporated's sponsor-wide assets grew 50.3%, from $64M to $97M.
Where does The Cheesecake Factory Incorporated 401(k) Plan rank by assets among Form 5500 filers? ▼
The Cheesecake Factory Incorporated 401(k) Plan ranks in the 90th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to The Cheesecake Factory Incorporated 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Lightbox Employer, L.L.C. Retirement Plan in CT ($79M, 534 participants).
Which 401(k) plans cover a similar participant headcount to The Cheesecake Factory Incorporated 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Bombardier 401(k) Savings Plan in KS (2,146 participants, $532M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 510340466.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.