Defined Benefit (Pension) · DOL Form 5500 · 2023

Cambridge Trust Company Pension Plan

Data updated 2026-08-25

$54M
Total assets Below avg plan size
61
Participants Small participant base
86th
Percentile by assets National rank
$887,350
Avg per participant High balance/head
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Official DOL plan name: Cambridge Bancorp Employee Retirement Plan · Sponsored by Cambridge Trust Company · Massachusetts · Finance & Insurance

$54M in assets, 61 participants

Cambridge Trust Company's Cambridge Bancorp Employee Retirement Plan reported $54M in total assets and 61 participants in its 2023 DOL Form 5500 filing, ranking in the 86th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,009 in Finance & Insurance (8,869 peers)

Where Cambridge Bancorp Employee Retirement Plan sits by assets

Cambridge Bancorp Employee Retirement Plan sits in the top quartile of all filed plans by assets, $54M for 61 participants (~$887,350/participant), up 7.5% in 2023.

#7,009
in Finance & Insurance (8,869 peers)
+7.5%
assets growth YoY
0.5×
vs typical plan assets (national mean)

Cambridge Bancorp Employee Retirement Plan's outsized position by total assets

Cambridge Bancorp Employee Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$54,128,324 Top 14% higher than 86% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Cambridge Bancorp Employee Retirement Plan among smaller filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cambridge Bancorp Employee Retirement Plan is a small filing (61 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Cambridge Bancorp Employee Retirement Plan reported net income rose from -$10M in the plan year 2022 filing to $4M in the plan year 2023 filing.
  • Cambridge Bancorp Employee Retirement Plan reported participants fell from 69 in the plan year 2022 filing to 61 in the plan year 2023 filing.
  • Cambridge Bancorp Employee Retirement Plan end-of-year assets rose from $50M in the plan year 2022 filing to $54M in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 041145370 · Cambridge Trust Company PY 2023 · Defined Benefit (Pension)

Cambridge Bancorp Employee Retirement Plan · $54M · 61 · 86th

  • BOY $54M
  • SCH 61
  • EBSA 86th
  • PART Defined Benefit (Pension)
  • TYPE near Neighbors Federal Credit Union Cash Balance Defined Benefit Plan and Trust
  • NET ind #7009

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Cambridge Bancorp Employee Retirement Plan in the asset neighbourhood

Southern Ct IBEW Pension Plan$54MPension Plan of Hanes Companies, Inc.Pension Plan of Hanes Compan…$54MJennie Edmundson Memorial Hospital Employee Retirement PlanJennie Edmundson Memorial Ho…$54MNeighbors Federal Credit Union Cash Balance Defined Benefit Plan and TrustNeighbors Federal Credit Uni…$54MCambridge Bancorp Employee Retirement PlanCambridge Bancorp Employee R…$54M
End-of-year total assets ($M) among Cambridge Bancorp Employee Retirement Plan and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$50M
Net Assets (End of Year)$54M
Net Income$4M
Employer EIN041145370
Plan Effective Date1951-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Cambridge Trust Company)

Sponsor-wide plan assets over time

All Cambridge Trust Company plans reported in each filing year

Latest sponsor-wide plan assets
$151K 99.86825243690704% vs 2022
2024 filing year
$0M$50M$100M$150M 202220232024 $114M $0.15M ▼ -99.9%
Year Plans Participants Total Assets
2022 2 463 $114M
2023 2 514 $128M
2024 2 467 $151K

Nearby Defined Benefit (Pension) Plans in Massachusetts

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Cambridge Bancorp Employee Retirement Plan vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -5051015 Total assets ($B) Participants Cambridge Bancorp Employee Retirement Plan, Total assets ($B): 0.054128324 · Participants: 61Cambridge Bancorp Employee Retirement PlanConsolidated Cash Balance Program of Mass General Brigham and Member Organizations, Total assets ($B): 10.325856564 · Participants: 58745Consolidated Cash Balance Program of Mass General Brigham and Member OrganizationsNew England Teamsters Pension Fund, Total assets ($B): 9.092299586 · Participants: 21786New England Teamsters Pension FundLiberty Mutual Retirement Benefit Plan, Total assets ($B): 6.892259637 · Participants: 37145Liberty Mutual Retirement Benefit PlanMassachusetts Institute of Technology Basic Retirement Plan, Total assets ($B): 5.381626447 · Participants: 11888Massachusetts Institute of Technology Basic Retirement PlanN. Atlantic States Carp. Pension Fund, Total assets ($B): 4.973349354 · Participants: 17166N. Atlantic States Carp. Pension Fund
Cambridge Bancorp Employee Retirement Plan vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants
Compare Cambridge Bancorp Employee Retirement Plan side-by-side with 3 peers →

Cambridge Bancorp Employee Retirement Plan's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Massachusetts, the nearest Defined Benefit (Pension) by assets is Neighbors Federal Credit Union Cash Balance Defined Benefit Plan and Trust in LA ($54M); by covered participants it is National Automatic Sprinkler Industry Fund Office Employees Pension Plan in MD (61 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (61 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Cambridge Bancorp Employee Retirement Plan assets move in 2023? ▼
Cambridge Bancorp Employee Retirement Plan grew at a solid clip - up 7.5% during 2023, from $50M to $54M. Reported net income was $4M.
How have Cambridge Trust Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Cambridge Trust Company's sponsor-wide assets declined 99.9%, from $114M to $151K.
Where does Cambridge Bancorp Employee Retirement Plan rank by assets among Form 5500 filers? ▼
Cambridge Bancorp Employee Retirement Plan ranks in the 86th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Cambridge Bancorp Employee Retirement Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Neighbors Federal Credit Union Cash Balance Defined Benefit Plan and Trust in LA ($54M, 217 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Cambridge Bancorp Employee Retirement Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is National Automatic Sprinkler Industry Fund Office Employees Pension Plan in MD (61 participants, $32M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041145370.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.