401(k) · DOL Form 5500 · 2023

Rakuten USA 401(k) Plan

Data updated 2026-08-25

$253M
Total assets Near avg plan size
1,771
Participants Near avg headcount
96th
Percentile by assets National rank
$142,614
Avg per participant Near avg balance/head
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Official DOL plan name: Rakuten USA 401(k) Plan · Sponsored by Rakuten USA · California · Professional & Technical Services

$253M in assets, 1,771 participants

Rakuten USA's Rakuten USA 401(k) Plan reported $253M in total assets and 1,771 participants in its 2023 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #19,653 in Professional & Technical Services (20,321 peers)

Coverage in California

Rakuten USA 401(k) Plan covers 1,771 participants in California, 2.8x the typical California plan (state average ~630 per filing). Assets: $253M.

#19,653
in Professional & Technical Services (20,321 peers)
+31.2%
assets growth YoY
2.5×
vs typical plan assets (national mean)

Rakuten USA 401(k) Plan's outsized position by total assets

Rakuten USA 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$252,569,565 Top 4% higher than 96% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Rakuten USA 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Rakuten USA 401(k) Plan lands in the large band (1,771 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Rakuten USA 401(k) Plan reported net income rose from -$20M in the plan year 2022 filing to $56M in the plan year 2023 filing.
  • Rakuten USA 401(k) Plan end-of-year assets rose from $193M in the plan year 2022 filing to $253M in the plan year 2023 filing.
  • Rakuten USA 401(k) Plan reported participants fell from 1,854 in the plan year 2022 filing to 1,771 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 943377047 · Rakuten USA PY 2023 · 401(k)

Rakuten USA 401(k) Plan · $253M · 1,771 · 96th

  • EIN $253M
  • RANK 1,771
  • PHOTO 96th
  • IND 401(k)
  • EOY near Scp Health 401(k) Plan
  • 5500 ind #19653

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in California →

Rakuten USA 401(k) Plan in the asset neighbourhood

Scp Health 401(k) Plan$253MHachette Book Group, Inc. 401(k) PlanHachette Book Group, Inc. 40…$253MRakuten USA 401(k) Plan$253MRs&h, Inc. 401(k)Plan$252MTransystems Corporation 401(k) PlanTransystems Corporation 401(…$252M
End-of-year total assets ($M) among Rakuten USA 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

California filing particulars

Total Assets (Beginning of Year)$193M
Net Assets (End of Year)$253M
Net Income$56M
Employer EIN943377047
Plan Effective Date2002-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Rakuten USA)

Sponsor-wide plan assets over time

All Rakuten USA plans reported in each filing year

Latest sponsor-wide plan assets
$311M 61.251378791662134% vs 2022
2024 filing year
$150M$200M$250M$300M$350M 202220232024 $193M $311M ▲ +61.2%
Year Plans Participants Total Assets
2022 1 1,854 $193M
2023 1 1,771 $253M
2024 1 1,568 $311M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Rakuten USA 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Rakuten USA 401(k) Plan, Total assets ($B): 0.252569565 · Participants: 1771Rakuten USA 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 51.831350351 · Participants: 193919Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 39.047152408 · Participants: 122867Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 26.320437734 · Participants: 63105Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 22.17918189 · Participants: 59863Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 19.779511539 · Participants: 106111Apple 401(k) Plan
Rakuten USA 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Rakuten USA 401(k) Plan side-by-side with 3 peers →

Rakuten USA 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Scp Health 401(k) Plan in LA ($253M); by covered participants it is Acme Brick Company 401(k) Retirement & Savings Plan in TX (1,771 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($253M here).

Similar participant headcount

Nearest other-state filings by covered participants (1,771 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Rakuten USA 401(k) Plan assets move in 2023? ▼
Rakuten USA 401(k) Plan surged - up 31.2% during 2023, from $193M to $253M. Reported net income was $56M.
How have Rakuten USA plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Rakuten USA's sponsor-wide assets grew 61.3%, from $193M to $311M.
Where does Rakuten USA 401(k) Plan rank by assets among Form 5500 filers? ▼
Rakuten USA 401(k) Plan ranks in the 96th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Rakuten USA 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Scp Health 401(k) Plan in LA ($253M, 2,876 participants).
Which 401(k) plans cover a similar participant headcount to Rakuten USA 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Acme Brick Company 401(k) Retirement & Savings Plan in TX (1,771 participants, $128M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 943377047.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.