Defined Benefit (Pension) · DOL Form 5500 · 2023

The Guardian Life Insurance Company of America Pension Plan

Data updated 2026-08-11

$1.4B
Total assets: 3,087
Participants: 99th
Percentile by assets: $443,198
Avg per participant

Official DOL plan name: The Guardian Home Office Employees' Retirement Pla · Sponsored by The Guardian Life Insurance Company of America · New York · Finance & Insurance

$1.4B in assets, 3,087 participants

The Guardian Life Insurance Company of America's The Guardian Home Office Employees' Retirement Pla reported $1.4B in total assets and 3,087 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

99th percentile by assets (of 127,072 plans)
#8,701 in Finance & Insurance (8,869 peers)

Coverage in New York

The Guardian Home Office Employees' Retirement Pla covers 3,087 participants in New York, 3.9x the typical New York plan (state average ~798 per filing). Assets: $1.4B.

$1.4B
total plan assets (2023 EOY): 3,087
covered participants: 99th
percentile by assets (of 127,072 plans): $443,198
avg assets per participant

The plan reported a net loss of $12M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Where The Guardian Home Office Employees' Retirement Pla sits by total assets

The Guardian Home Office Employees' Retirement Pla vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$1,368,153,660 Top 1% higher than 99% of 127,068 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

The Guardian Home Office Employees' Retirement Pla reported net income rose from -$555M in the plan year 2022 filing to -$12M in the plan year 2023 filing.
The Guardian Home Office Employees' Retirement Pla reported participants fell from 3,422 in the plan year 2022 filing to 3,087 in the plan year 2023 filing.
The Guardian Home Office Employees' Retirement Pla end-of-year assets fell from $1.4B in the plan year 2022 filing to $1.4B in the plan year 2023 filing.

See the national 2022→2023 release diff →

State

New York

Industry

Finance & Insurance

Participants vs New York filers

In New York, the average filing covers about 798 participants across 9,061 plans. The Guardian Home Office Employees' Retirement Pla reports 3,087 participants - 3.9x that state average ($1.4B EOY assets).

New York filing particulars

Total Assets (Beginning of Year)	$1.4B
Net Assets (End of Year)	$1.4B
Net Income	-$12M
Employer EIN	135123390
Plan Effective Date	1942-01-01
Filing Status	FILING RECEIVED

Sponsor Plan History (The Guardian Life Insurance Company of America)

Total plan assets by year, all The Guardian Life Insurance Company of America plans on file

Year	Plans	Participants	Total Assets
2022	5	13,971	$3.7B
2023	5	13,791	$3.9B
2024	5	12,888	$4.0B

Nearby Defined Benefit (Pension) Plans in New York

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

The Guardian Home Office Employees' Retirement Pla vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants

IBM Personal Pension Plan $25.0B · 14,881
Consolidated Edison Retirement Plan $16.2B · 10,779
1199seiu Health Care Employees Pension Fund $16.2B · 107,582
Pfizer Consolidated Pension Plan $11.0B · 9,616
Pepsico Employees Retirement Plan I $7.6B · 12,289

Compare The Guardian Home Office Employees' Reti… side-by-side with 3 peers →

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to The Guardian Home Office Employees' Retirement Pla by total assets, not by location.

Bmo U.S. Pension Plan (IL) $1.4B · 5,727
Western Washington Laborers-Employers Pension Plan (WA) $1.4B · 10,417
Teamsters Joint Council No. 83 of Virginia Pension Fund (VA) $1.4B · 3,126
Baxter International Inc. and Subsidiaries Pension Plan (IL) $1.4B · 2,219

Frequently Asked Questions

How did The Guardian Home Office Employees' Retirement Pla assets move in 2023? ▼

The Guardian Home Office Employees' Retirement Pla held essentially flat - down 0.9% during 2023, from $1.4B to $1.4B. Reported net income was -$12M.

How have The Guardian Life Insurance Company of America plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), The Guardian Life Insurance Company of America's sponsor-wide assets grew 10.1%, from $3.7B to $4.0B.

Where does The Guardian Home Office Employees' Retirement Pla rank by assets among Form 5500 filers? ▼

The Guardian Home Office Employees' Retirement Pla ranks in the 99th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).

Which Defined Benefit (Pension) plans are similar in size to The Guardian Home Office Employees' Retirement Pla? ▼

Among Defined Benefit (Pension) plans in other states, the closest by assets is Bmo U.S. Pension Plan in IL ($1.4B, 5,727 participants).

Next read for The Guardian Home Office Employees' Reti…

Filing takeaways

Ways to act on The Guardian Home Office Employees' Retirement Pla's numbers.

By total assets, The Guardian Home Office Employees' Retirement Pla ranks among the largest 1% of all filed plans. See the largest plans
Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in New York. Compare plans
The Guardian Life Insurance Company of America's sponsor-wide assets have grown 10.1% since 2022 across 3 plan years on file. More Finance & Insurance plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 135123390.