401(k) · DOL Form 5500 · 2023
Citizens Financial Corporation, Inc. 401(k) Plan
Data updated 2026-08-25
- $16M
- Total assets Small plan by assets
- 588
- Participants Below avg headcount
- 69th
- Percentile by assets National rank
- $27,692
- Avg per participant Low balance/head
Official DOL plan name: Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement · Sponsored by Citizens Financial Corporation, Inc. · Kentucky · Finance & Insurance
$16M in assets, 588 participants
Citizens Financial Corporation, Inc.'s Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement reported $16M in total assets and 588 participants in its 2023 DOL Form 5500 filing, ranking in the 69th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #4,827 in Finance & Insurance (8,869 peers)
Citizens Financial Corporation, Inc. multi-year trail
Citizens Financial Corporation, Inc.'s plans moved +64.2% in assets from 2022 to 2024; this filing shows Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement at $16M / 588 participants.
- #4,827
- in Finance & Insurance (8,869 peers)
- +30.3%
- assets growth YoY
Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement's outsized position by total assets
Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement vs every filed plan by assets
End-of-year total assets · plan year 2023 · DOL Form 5500
$16,282,749 Top 31% higher than 69% of 127,068 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023
Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement among mid-size filed plans by headcount
Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement sits mid-pack in the medium band (588 participants).
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement reported net income rose from $176K in the plan year 2022 filing to $4M in the plan year 2023 filing.
- Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement end-of-year assets rose from $12M in the plan year 2022 filing to $16M in the plan year 2023 filing.
- Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement reported participants rose from 470 in the plan year 2022 filing to 588 in the plan year 2023 filing.
Form 5500 schedule snapshot
Filing strip 611187135 · Citizens Financial Corporation, Inc. PY 2023 · 401(k)
Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement · $16M · 588 · 69th
- BOOK $16M
- BOOK 588
- BOOK 69th
- BOOK 401(k)
- BOOK near Shared Services 401(k) Plan
- BOOK ind #4827
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Kentucky →
Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement in the asset neighbourhood
Citizens Financial Corporation, Inc. multi-year asset trail
Sponsor-wide plan assets over time
All Citizens Financial Corporation, Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $21M 64.18803271769288% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 470 | $12M |
| 2023 | 1 | 588 | $16M |
| 2024 | 1 | 628 | $21M |
Citizens Financial Corporation, Inc. filing trail (2023)
| Total Assets (Beginning of Year) | $12M |
|---|---|
| Net Assets (End of Year) | $16M |
| Net Income | $4M |
| Employer EIN | 611187135 |
| Plan Effective Date | 1997-01-01 |
| Filing Status | FILING RECEIVED |
Nearby 401(k) Plans in Kentucky
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Commonspirit Health 401(k) Retirement Savings Plan $7.9B · 86,688
- Humana Retirement Savings Plan $7.4B · 45,938
- UPS/Ipa 401(k) Savings Plan $1.3B · 3,159
- Scionhealth 401(k) Plan $1.2B · 33,226
- Lexmark Savings Plan $1.2B · 1,968
Citizens Financial Corp. 401(k) Savings Plan and Trust Agreement's out-of-state 401(k) peers by assets and headcount
Outside Kentucky, the nearest 401(k) by assets is Shared Services 401(k) Plan in OH ($16M); by covered participants it is Autocam Medical Devices, LLC 401(k) Employee Savings Plan in MI (588 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($16M here).
- Shared Services 401(k) Plan (OH) $16M · 140
- Marr Jones & Wang LLP 401(k) Profit Sharing Plan (HI) $16M · 20
- Spectrum Comm, Inc. 401(k) Profit Sharing Plan (VA) $16M · 141
- National Van Lines Inc. 401(k) Plan (IL) $16M · 165
Similar participant headcount
Nearest other-state filings by covered participants (588 participants); asset peers above are excluded.
- Autocam Medical Devices, LLC 401(k) Employee Savings Plan (MI) 588 · 0 off
- Investing Together in Your Future Plan (MI) 588 · 0 off
- Rkl LLP 401(k) Plan (PA) 588 · 0 off
- Freightliner of Harrisburg Retirement Plan (PA) 588 · 0 off
DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.