Defined Benefit (Pension) · DOL Form 5500 · 2023

Independence Community Bank C/O Santander Holdings USA, Inc. Pension Plan

Data updated 2026-08-25

$79M
Total assets Below avg plan size
59
Participants Small participant base
90th
Percentile by assets National rank
$1.3M
Avg per participant High balance/head
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Official DOL plan name: Independence Community Bank Employees Retirement Plan · Sponsored by Independence Community Bank C/O Santander Holdings USA, Inc. · Massachusetts · Finance & Insurance

$79M in assets, 59 participants

Independence Community Bank C/O Santander Holdings USA, Inc.'s Independence Community Bank Employees Retirement Plan reported $79M in total assets and 59 participants in its 2023 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,445 in Finance & Insurance (8,869 peers)

Where Independence Community Bank Employees Retirement Plan sits by assets

Independence Community Bank Employees Retirement Plan sits in the top 10% of all filed plans by assets, $79M for 59 participants (~$1.3M/participant), down 0.5% in 2023.

#7,445
in Finance & Insurance (8,869 peers)
-0.5%
assets change YoY
0.8×
vs typical plan assets (national mean)

The plan reported a net loss of $420K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Independence Community Bank Employees Retirement Plan's outsized position by total assets

Independence Community Bank Employees Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$79,372,235 Top 10% higher than 90% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Independence Community Bank Employees Retirement Plan among smaller filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Independence Community Bank Employees Retirement Plan is a small filing (59 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Independence Community Bank Employees Retirement Plan reported net income rose from -$29M in the plan year 2022 filing to -$420K in the plan year 2023 filing.
  • Independence Community Bank Employees Retirement Plan reported participants fell from 64 in the plan year 2022 filing to 59 in the plan year 2023 filing.
  • Independence Community Bank Employees Retirement Plan end-of-year assets fell from $80M in the plan year 2022 filing to $79M in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 111350490 · Independence Community Bank C/O Santander Holdings USA, Inc. PY 2023 · Defined Benefit (Pension)

Independence Community Bank Employees Retirement Plan · $79M · 59 · 90th

  • 5500 $79M
  • 5500 59
  • 5500 90th
  • 5500 Defined Benefit (Pension)
  • 5500 near Flexco Pension Plan
  • 5500 ind #7445

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Independence Community Bank Employees Retirement Plan in the asset neighbourhood

General Cable Master Pension PlanGeneral Cable Master Pension…$79MIndependence Community Bank Employees Retirement PlanIndependence Community Bank …$79MFlexco Pension Plan$79MRetirement Plan for Employees of Ion BankRetirement Plan for Employee…$79MWolters Kluwer Cch, Springhouse and Waverly Pension PlanWolters Kluwer Cch, Springho…$79M
End-of-year total assets ($M) among Independence Community Bank Employees Retirement Plan and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$80M
Net Assets (End of Year)$79M
Net Income-$420K
Employer EIN111350490
Plan Effective Date1953-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Independence Community Bank C/O Santander Holdings USA, Inc.)

Sponsor-wide plan assets over time

All Independence Community Bank C/O Santander Holdings USA, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$60M 24.205820422237164% vs 2022
2024 filing year
$50M$60M$70M$80M$90M 202220232024 $79.8M $60.5M ▼ -24.2%
Year Plans Participants Total Assets
2022 1 64 $80M
2023 1 59 $79M
2024 1 53 $60M

Nearby Defined Benefit (Pension) Plans in Massachusetts

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Independence Community Bank Employees Retirement Plan vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -5051015 Total assets ($B) Participants Independence Community Bank Employees Retirement Plan, Total assets ($B): 0.079372235 · Participants: 59Independence Community Bank Employees Retirement PlanConsolidated Cash Balance Program of Mass General Brigham and Member Organizations, Total assets ($B): 10.325856564 · Participants: 58745Consolidated Cash Balance Program of Mass General Brigham and Member OrganizationsNew England Teamsters Pension Fund, Total assets ($B): 9.092299586 · Participants: 21786New England Teamsters Pension FundLiberty Mutual Retirement Benefit Plan, Total assets ($B): 6.892259637 · Participants: 37145Liberty Mutual Retirement Benefit PlanMassachusetts Institute of Technology Basic Retirement Plan, Total assets ($B): 5.381626447 · Participants: 11888Massachusetts Institute of Technology Basic Retirement PlanN. Atlantic States Carp. Pension Fund, Total assets ($B): 4.973349354 · Participants: 17166N. Atlantic States Carp. Pension Fund
Independence Community Bank Employees Retirement Plan vs. nearby Defined Benefit (Pension) plans in Massachusetts, assets vs. participants

Independence Community Bank Employees Retirement Plan's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Massachusetts, the nearest Defined Benefit (Pension) by assets is Flexco Pension Plan in IL ($79M); by covered participants it is Nsf International Retirement Income Plan in MI (59 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($79M here).

Similar participant headcount

Nearest other-state filings by covered participants (59 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Independence Community Bank Employees Retirement Plan assets move in 2023?
Independence Community Bank Employees Retirement Plan held essentially flat - down 0.5% during 2023, from $80M to $79M. Reported net income was -$420K.
How have Independence Community Bank C/O Santander Holdings USA, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Independence Community Bank C/O Santander Holdings USA, Inc.'s sponsor-wide assets declined 24.2%, from $80M to $60M.
Where does Independence Community Bank Employees Retirement Plan rank by assets among Form 5500 filers?
Independence Community Bank Employees Retirement Plan ranks in the 90th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Independence Community Bank Employees Retirement Plan?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Flexco Pension Plan in IL ($79M, 408 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Independence Community Bank Employees Retirement Plan?
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Nsf International Retirement Income Plan in MI (59 participants, N/A in assets).