401(k) · DOL Form 5500 · 2023

Oportun, Inc. 401(k) Plan

Data updated 2026-08-25

$78M
Total assets Below avg plan size
1,381
Participants Near avg headcount
90th
Percentile by assets National rank
$56,628
Avg per participant Low balance/head
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Official DOL plan name: Oportun 401(k) Plan · Sponsored by Oportun, Inc. · California · Finance & Insurance

$78M in assets, 1,381 participants

Oportun, Inc.'s Oportun 401(k) Plan reported $78M in total assets and 1,381 participants in its 2023 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,430 in Finance & Insurance (8,869 peers)

Coverage in California

Oportun 401(k) Plan covers 1,381 participants in California, 2.2x the typical California plan (state average ~630 per filing). Assets: $78M.

#7,430
in Finance & Insurance (8,869 peers)
+37.1%
assets growth YoY
0.8×
vs typical plan assets (national mean)

Oportun 401(k) Plan's outsized position by total assets

Oportun 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$78,203,244 Top 10% higher than 90% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Oportun 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Oportun 401(k) Plan lands in the large band (1,381 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Oportun 401(k) Plan reported net income rose from $367K in the plan year 2022 filing to $16M in the plan year 2023 filing.
  • Oportun 401(k) Plan end-of-year assets rose from $57M in the plan year 2022 filing to $78M in the plan year 2023 filing.
  • Oportun 401(k) Plan reported participants rose from 1,335 in the plan year 2022 filing to 1,381 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 203386325 · Oportun, Inc. PY 2023 · 401(k)

Oportun 401(k) Plan · $78M · 1,381 · 90th

  • PCT $78M
  • PCT 1,381
  • PCT 90th
  • PCT 401(k)
  • PCT near The Consolidated Pipe & Supply Company, Inc. Employees' Profit Sharing 401(k) Plan and Trust
  • PCT ind #7430

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in California →

Oportun 401(k) Plan in the asset neighbourhood

Cardiology Associates of Mobile, Inc. 401(k) Profit Sharing PlanCardiology Associates of Mob…$78MOportun 401(k) Plan$78MThe Consolidated Pipe & Supply Company, Inc. Employees' Profit Sharing 401(k) Plan and TrustThe Consolidated Pipe & Supp…$78MStrada Education Foundation, Inc. Savings Investment PlanStrada Education Foundation,…$78MAxway Inc. 401(k) Plan$78M
End-of-year total assets ($M) among Oportun 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

California filing particulars

Total Assets (Beginning of Year)$57M
Net Assets (End of Year)$78M
Net Income$16M
Employer EIN203386325
Plan Effective Date2008-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Oportun, Inc.)

Sponsor-wide plan assets over time

All Oportun, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$83M 46.172614274367184% vs 2022
2024 filing year
$50M$60M$70M$80M$90M 202220232024 $57M $83.4M ▲ +46.2%
Year Plans Participants Total Assets
2022 1 1,335 $57M
2023 1 1,381 $78M
2024 1 912 $83M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Oportun 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000250000 -200204060 Total assets ($B) Participants Oportun 401(k) Plan, Total assets ($B): 0.078203244 · Participants: 1381Oportun 401(k) PlanWells Fargo & Company 401(k) Plan, Total assets ($B): 51.831350351 · Participants: 193919Wells Fargo & Company 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 39.047152408 · Participants: 122867Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 26.320437734 · Participants: 63105Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 22.17918189 · Participants: 59863Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 19.779511539 · Participants: 106111Apple 401(k) Plan
Oportun 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Oportun 401(k) Plan side-by-side with 3 peers →

Oportun 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is The Consolidated Pipe & Supply Company, Inc. Employees' Profit Sharing 401(k) Plan and Trust in AL ($78M); by covered participants it is Thorlabs, Inc 401(k) Retirement Plan in NJ (1,381 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,381 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Oportun 401(k) Plan assets move in 2023? ▼
Oportun 401(k) Plan surged - up 37.1% during 2023, from $57M to $78M. Reported net income was $16M.
How have Oportun, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Oportun, Inc.'s sponsor-wide assets grew 46.2%, from $57M to $83M.
Where does Oportun 401(k) Plan rank by assets among Form 5500 filers? ▼
Oportun 401(k) Plan ranks in the 90th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Oportun 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is The Consolidated Pipe & Supply Company, Inc. Employees' Profit Sharing 401(k) Plan and Trust in AL ($78M, 913 participants).
Which 401(k) plans cover a similar participant headcount to Oportun 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Thorlabs, Inc 401(k) Retirement Plan in NJ (1,381 participants, $123M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 203386325.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.