Defined Benefit (Pension) · DOL Form 5500 · 2023

Blue Cross Blue Shield of Michigan Pension Plan

Data updated 2026-08-11

$914M
Total assets
6,430
Participants
98th
Percentile by assets
$142,149
Avg per participant
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Official DOL plan name: Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan · Sponsored by Blue Cross Blue Shield of Michigan · Michigan · Finance & Insurance

$914M in assets, 6,430 participants

Blue Cross Blue Shield of Michigan's Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan reported $914M in total assets and 6,430 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 127,072 plans)
  • #8,626 in Finance & Insurance (8,869 peers)

Coverage in Michigan

Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan covers 6,430 participants in Michigan, 10x the typical Michigan plan (state average ~638 per filing). Assets: $914M.

$914M
total plan assets (2023 EOY)
6,430
covered participants
98th
percentile by assets (of 127,072 plans)
$142,149
avg assets per participant

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan reported net income rose from -$95M in the plan year 2022 filing to $31M in the plan year 2023 filing.
  • Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan end-of-year assets rose from $883M in the plan year 2022 filing to $914M in the plan year 2023 filing.
  • Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan reported participants fell from 6,601 in the plan year 2022 filing to 6,430 in the plan year 2023 filing.

See the national 2022→2023 release diff →

State

Participants vs Michigan filers

In Michigan, the average filing covers about 638 participants across 4,220 plans. Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan reports 6,430 participants - 10x that state average ($914M EOY assets).

Michigan filing particulars

Total Assets (Beginning of Year)$883M
Net Assets (End of Year)$914M
Net Income$31M
Employer EIN382069753
Plan Effective Date1948-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Blue Cross Blue Shield of Michigan)

$2.6B$2.8B$3B$3.2B$3.4B 202220232024 $2.73B $3.18B ▲ +16.5%
Total plan assets by year, all Blue Cross Blue Shield of Michigan plans on file
Year Plans Participants Total Assets
2022 4 15,548 $2.7B
2023 4 15,287 $3.0B
2024 4 16,052 $3.2B

Nearby Defined Benefit (Pension) Plans in Michigan

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants

Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants Scatter plot of 6 data points. 50001000015000200002500030000 -1001020304050 Total assets ($B) Participants Blue Cross Blue Shie…General Motors Hourl…Ford Motor Company U…Ford Motor Company G…Dow Employees' Pensi…Fca US LLC UAW Pensi…
Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants

Scale composition for Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan

Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan reports $914M in end-of-year assets across 6,430 participants (0.007% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.007% of 93,925,755 covered participants) - about $142,149 per participant (1.0x the national average assets-per-participant) . Net income for plan year 2023 was $31M.

This plan identity (EIN 382069753, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $883M to $893M (+1.2%) while covered participants moved from 6,601 to 6,733 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 6,601 $883M Open filing
2023 6,430 $914M This page
2024 · index core 6,733 $893M Open filing

The same sponsor also keeps 4 other index-core plans on PlainRetire:

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan by total assets, not by location.

Frequently Asked Questions

How did Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan assets move in 2023?
Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan edged up modestly - up 3.5% during 2023, from $883M to $914M. Reported net income was $31M.
How have Blue Cross Blue Shield of Michigan plan assets changed over time?
Across 3 plan years on file (2022-2024), Blue Cross Blue Shield of Michigan's sponsor-wide assets grew 16.4%, from $2.7B to $3.2B.
Where does Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan rank by assets among Form 5500 filers?
Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan ranks in the 98th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Rush Retirement Plan in IL ($916M, 10,468 participants).

Next read for Blue Cross Blue Shield of Michigan Emplo…

Filing takeaways

Ways to act on Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan's numbers.

  • By total assets, Blue Cross Blue Shield of Michigan Employees' Retirement Account Plan ranks in the top 5% of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in Michigan. Compare plans
  • Blue Cross Blue Shield of Michigan's sponsor-wide assets have grown 16.4% since 2022 across 3 plan years on file. More Finance & Insurance plans