401(k) · DOL Form 5500 · 2023

Farmers and Merchants Trust Company 401(k) Plan

Data updated 2026-08-25

$36M
Total assets Below avg plan size
270
Participants Below avg headcount
82nd
Percentile by assets National rank
$131,929
Avg per participant Near avg balance/head
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Official DOL plan name: F & M Trust 401(k) Plan · Sponsored by Farmers and Merchants Trust Company · Pennsylvania · Finance & Insurance

$36M in assets, 270 participants

Farmers and Merchants Trust Company's F & M Trust 401(k) Plan reported $36M in total assets and 270 participants in its 2023 DOL Form 5500 filing, ranking in the 82nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,372 in Finance & Insurance (8,869 peers)

Coverage in Pennsylvania

F & M Trust 401(k) Plan covers 270 participants in Pennsylvania, about 33% of the average Pennsylvania filer (state average ~822 per filing). Assets: $36M.

#6,372
in Finance & Insurance (8,869 peers)
+11.9%
assets growth YoY
0.4×
vs typical plan assets (national mean)

F & M Trust 401(k) Plan's outsized position by total assets

F & M Trust 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$35,620,872 Top 18% higher than 82% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

F & M Trust 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. F & M Trust 401(k) Plan sits mid-pack in the medium band (270 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • F & M Trust 401(k) Plan reported net income rose from -$5M in the plan year 2022 filing to $4M in the plan year 2023 filing.
  • F & M Trust 401(k) Plan end-of-year assets rose from $32M in the plan year 2022 filing to $36M in the plan year 2023 filing.
  • F & M Trust 401(k) Plan reported participants rose from 257 in the plan year 2022 filing to 270 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 230570230 · Farmers and Merchants Trust Company PY 2023 · 401(k)

F & M Trust 401(k) Plan · $36M · 270 · 82nd

  • RANK $36M
  • PHOTO 270
  • IND 82nd
  • EOY 401(k)
  • 5500 near Unaka Company 401(k) Profit Sharing Plan
  • ASSETS ind #6372

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Pennsylvania →

F & M Trust 401(k) Plan in the asset neighbourhood

Oneida Esc Group, LLC 401(k) Profit Sharing PlanOneida Esc Group, LLC 401(k)…$36MF & M Trust 401(k) Plan$36MUnaka Company 401(k) Profit Sharing PlanUnaka Company 401(k) Profit …$36MSoutheast Christian Church Restated Retirement and Savings PlanSoutheast Christian Church R…$36MSacramento Ent Medical Group Inc. Profit Sharing PlanSacramento Ent Medical Group…$36M
End-of-year total assets ($M) among F & M Trust 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Pennsylvania filing particulars

Total Assets (Beginning of Year)$32M
Net Assets (End of Year)$36M
Net Income$4M
Employer EIN230570230
Plan Effective Date1983-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Farmers and Merchants Trust Company)

Sponsor-wide plan assets over time

All Farmers and Merchants Trust Company plans reported in each filing year

Latest sponsor-wide plan assets
$55M 20.943519208884958% vs 2022
2024 filing year
$40M$45M$50M$55M$60M 202220232024 $45.6M $55.2M ▲ +21.0%
Year Plans Participants Total Assets
2022 2 311 $46M
2023 2 317 $50M
2024 2 327 $55M

Nearby 401(k) Plans in Pennsylvania

Peer 401(k) plans, same state, same plan type, ranked by total assets.

F & M Trust 401(k) Plan vs. nearby 401(k) plans in Pennsylvania, assets vs. participants Scatter plot of 6 data points. -50000050000100000 -505101520 Total assets ($B) Participants F & M Trust 401(k) Plan, Total assets ($B): 0.035620872 · Participants: 270F & M Trust 401(k) PlanComcast Corporation Retirement - Investment Plan, Total assets ($B): 17.368669862 · Participants: 93136Comcast Corporation Retirement - Investment PlanCigna 401(k) Plan, Total assets ($B): 13.003870935 · Participants: 66760Cigna 401(k) PlanThe Vanguard Retirement and Savings Plan, Total assets ($B): 9.765617477 · Participants: 18200The Vanguard Retirement and Savings PlanThe PNC Financial Services Group, Inc. Incentive Savings Plan, Total assets ($B): 9.339762 · Participants: 61697The PNC Financial Services Group, Inc. Incentive Savings PlanThe Bank of New York Mellon Corporation 401(k) Savings Plan, Total assets ($B): 8.955655142 · Participants: 25184The Bank of New York Mellon Corporation 401(k) Savings Plan
F & M Trust 401(k) Plan vs. nearby 401(k) plans in Pennsylvania, assets vs. participants
Compare F & M Trust 401(k) Plan side-by-side with 3 peers →

F & M Trust 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Pennsylvania, the nearest 401(k) by assets is Unaka Company 401(k) Profit Sharing Plan in TN ($36M); by covered participants it is Revision Military 401(k) Retirement Plan in VT (270 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (270 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did F & M Trust 401(k) Plan assets move in 2023? ▼
F & M Trust 401(k) Plan grew at a solid clip - up 11.9% during 2023, from $32M to $36M. Reported net income was $4M.
How have Farmers and Merchants Trust Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Farmers and Merchants Trust Company's sponsor-wide assets grew 20.9%, from $46M to $55M.
Where does F & M Trust 401(k) Plan rank by assets among Form 5500 filers? ▼
F & M Trust 401(k) Plan ranks in the 82nd percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to F & M Trust 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Unaka Company 401(k) Profit Sharing Plan in TN ($36M, 807 participants).
Which 401(k) plans cover a similar participant headcount to F & M Trust 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Revision Military 401(k) Retirement Plan in VT (270 participants, $3M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 230570230.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.