Defined Benefit (Pension) · DOL Form 5500 · 2023

Nbt Bancorp Inc. Pension Plan

Data updated 2026-08-25

$121M
Total assets Near avg plan size
1,615
Participants Near avg headcount
92nd
Percentile by assets National rank
$75,028
Avg per participant Below avg balance/head
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Official DOL plan name: Nbt Bancorp Inc. Defined Benefit Pension Plan · Sponsored by Nbt Bancorp Inc. · New York · Finance & Insurance

$121M in assets, 1,615 participants

Nbt Bancorp Inc.'s Nbt Bancorp Inc. Defined Benefit Pension Plan reported $121M in total assets and 1,615 participants in its 2023 DOL Form 5500 filing, ranking in the 92nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,832 in Finance & Insurance (8,869 peers)

Coverage in New York

Nbt Bancorp Inc. Defined Benefit Pension Plan covers 1,615 participants in New York, 2.0x the typical New York plan (state average ~798 per filing). Assets: $121M.

#7,832
in Finance & Insurance (8,869 peers)
+6.9%
assets growth YoY
1.2×
vs typical plan assets (national mean)

Nbt Bancorp Inc. Defined Benefit Pension Plan's outsized position by total assets

Nbt Bancorp Inc. Defined Benefit Pension Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$121,169,471 Top 8% higher than 92% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Nbt Bancorp Inc. Defined Benefit Pension Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Nbt Bancorp Inc. Defined Benefit Pension Plan lands in the large band (1,615 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Nbt Bancorp Inc. Defined Benefit Pension Plan reported net income rose from -$23M in the plan year 2022 filing to $8M in the plan year 2023 filing.
  • Nbt Bancorp Inc. Defined Benefit Pension Plan end-of-year assets rose from $113M in the plan year 2022 filing to $121M in the plan year 2023 filing.
  • Nbt Bancorp Inc. Defined Benefit Pension Plan reported participants rose from 1,591 in the plan year 2022 filing to 1,615 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 161268674 · Nbt Bancorp Inc. PY 2023 · Defined Benefit (Pension)

Nbt Bancorp Inc. Defined Benefit Pension Plan · $121M · 1,615 · 92nd

  • BOOK $121M
  • BOOK 1,615
  • BOOK 92nd
  • BOOK Defined Benefit (Pension)
  • BOOK near Kraton Polymers US, LLC Pension Plan
  • BOOK ind #7832

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Nbt Bancorp Inc. Defined Benefit Pension Plan in the asset neighbourhood

Clearwater Paper Salaried Retirement PlanClearwater Paper Salaried Re…$121MNbt Bancorp Inc. Defined Benefit Pension PlanNbt Bancorp Inc. Defined Ben…$121MKraton Polymers US, LLC Pension PlanKraton Polymers US, LLC Pens…$121MHerc Rentals Pension Plan$121MZiply Fiber Pension Plan$121M
End-of-year total assets ($M) among Nbt Bancorp Inc. Defined Benefit Pension Plan and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2023.

New York filing particulars

Total Assets (Beginning of Year)$113M
Net Assets (End of Year)$121M
Net Income$8M
Employer EIN161268674
Plan Effective Date1945-05-09
Filing StatusFILING RECEIVED

Sponsor Plan History (Nbt Bancorp Inc.)

Sponsor-wide plan assets over time

All Nbt Bancorp Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$492M 26.54972165024275% vs 2022
2024 filing year
$350M$400M$450M$500M$550M 202220232024 $388M $492M ▲ +26.5%
Year Plans Participants Total Assets
2022 2 3,368 $388M
2023 2 3,453 $443M
2024 2 3,828 $492M

Nearby Defined Benefit (Pension) Plans in New York

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Nbt Bancorp Inc. Defined Benefit Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -100102030 Total assets ($B) Participants Nbt Bancorp Inc. Defined Benefit Pension Plan, Total assets ($B): 0.121169471 · Participants: 1615Nbt Bancorp Inc. Defined Benefit Pension PlanIBM Personal Pension Plan, Total assets ($B): 24.955758896 · Participants: 14881IBM Personal Pension PlanConsolidated Edison Retirement Plan, Total assets ($B): 16.184377155 · Participants: 10779Consolidated Edison Retirement Plan1199seiu Health Care Employees Pension Fund, Total assets ($B): 16.16620463 · Participants: 1075821199seiu Health Care Employees Pension FundPfizer Consolidated Pension Plan, Total assets ($B): 10.955262618 · Participants: 9616Pfizer Consolidated Pension PlanPepsico Employees Retirement Plan I, Total assets ($B): 7.599669 · Participants: 12289Pepsico Employees Retirement Plan I
Nbt Bancorp Inc. Defined Benefit Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants
Compare Nbt Bancorp Inc. Defined Benefit Pension Plan side-by-side with 3 peers →

Nbt Bancorp Inc. Defined Benefit Pension Plan's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside New York, the nearest Defined Benefit (Pension) by assets is Kraton Polymers US, LLC Pension Plan in TX ($121M); by covered participants it is United California Bank Retirement Plan in IL (1,616 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($121M here).

Similar participant headcount

Nearest other-state filings by covered participants (1,615 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Nbt Bancorp Inc. Defined Benefit Pension Plan assets move in 2023? ▼
Nbt Bancorp Inc. Defined Benefit Pension Plan grew at a solid clip - up 6.9% during 2023, from $113M to $121M. Reported net income was $8M.
How have Nbt Bancorp Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Nbt Bancorp Inc.'s sponsor-wide assets grew 26.5%, from $388M to $492M.
Where does Nbt Bancorp Inc. Defined Benefit Pension Plan rank by assets among Form 5500 filers? ▼
Nbt Bancorp Inc. Defined Benefit Pension Plan ranks in the 92nd percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Nbt Bancorp Inc. Defined Benefit Pension Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Kraton Polymers US, LLC Pension Plan in TX ($121M, 126 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Nbt Bancorp Inc. Defined Benefit Pension Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is United California Bank Retirement Plan in IL (1,616 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 161268674.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.