ESOP · DOL Form 5500 · 2023

Citizens & Northern Corporation ESOP

Data updated 2026-08-25

$14M
Total assets Small plan by assets
411
Participants Below avg headcount
66th
Percentile by assets National rank
$34,437
Avg per participant Low balance/head
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Official DOL plan name: Citizens & Northern Corp. Employee Stock Ownership Plan · Sponsored by Citizens & Northern Corporation · Pennsylvania · Finance & Insurance

$14M in assets, 411 participants

Citizens & Northern Corporation's Citizens & Northern Corp. Employee Stock Ownership Plan reported $14M in total assets and 411 participants in its 2023 DOL Form 5500 filing, ranking in the 66th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,532 in Finance & Insurance (8,869 peers)

What the 2023 filing shows

Citizens & Northern Corp. Employee Stock Ownership Plan holds $14M for 411 participants - about $34,437 per participant, above the median plan by assets.

#4,532
in Finance & Insurance (8,869 peers)
+0.8%
assets growth YoY

Citizens & Northern Corp. Employee Stock Ownership Plan's mid-pack asset rank among Finance & Insurance and all filers

Citizens & Northern Corp. Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$14,153,713 Top 34% higher than 66% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Citizens & Northern Corp. Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens & Northern Corp. Employee Stock Ownership Plan sits mid-pack in the medium band (411 participants).

Plan-year Form 5500 strip

Filing strip 232451943 · Citizens & Northern Corporation PY 2023 · ESOP

Citizens & Northern Corp. Employee Stock Ownership Plan · $14M · 411 · 66th

  • BOOK $14M
  • VS-ST 411
  • BOY 66th
  • SCH ESOP
  • EBSA near Friedmans Appliance Employee Stock Ownership Plan
  • PART ind #4532

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Pennsylvania →

Citizens & Northern Corp. Employee Stock Ownership Plan in the asset neighbourhood

C.a. Group, Inc. Employee Stock Ownership PlanC.a. Group, Inc. Employee St…$14MAirmark Inc. Employee Stock Ownership Plan and TrustAirmark Inc. Employee Stock …$14MCitizens & Northern Corp. Employee Stock Ownership PlanCitizens & Northern Corp. Em…$14MFriedmans Appliance Employee Stock Ownership PlanFriedmans Appliance Employee…$14MW. C. Spratt Incorporated Employee Stock Ownership PlanW. C. Spratt Incorporated Em…$14M
End-of-year total assets ($M) among Citizens & Northern Corp. Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2023.

Filing particulars (2023)

Total Assets (Beginning of Year)$14M
Net Assets (End of Year)$14M
Net Income$138K
Employer EIN232451943
Plan Effective Date2002-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens & Northern Corporation)

Sponsor-wide plan assets over time

All Citizens & Northern Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$87M 8.495182285334138% vs 2023
2024 filing year
$75M$80M$85M$90M 20232024 $80.6M $87.4M ▲ +8.5%
Year Plans Participants Total Assets
2023 2 834 $81M
2024 2 800 $87M

Nearby ESOP Plans in Pennsylvania

Peer ESOP plans, same state, same plan type, ranked by total assets.

Citizens & Northern Corp. Employee Stock Ownership Plan vs. nearby ESOP plans in Pennsylvania, assets vs. participants Scatter plot of 6 data points. -1000001000020000300004000050000 -20246 Total assets ($B) Participants Citizens & Northern Corp. Employee Stock Ownership Plan, Total assets ($B): 0.014153713 · Participants: 411Citizens & Northern Corp. Employee Stock Ownership PlanWawa, Inc. Employee Stock Ownership Plan, Total assets ($B): 5.338226537 · Participants: 42695Wawa, Inc. Employee Stock Ownership PlanBradford White Corporation Employee Stock Ownership Plan and Trust Agreement, Total assets ($B): 1.558044827 · Participants: 342Bradford White Corporation Employee Stock Ownership Plan and Trust AgreementCentimark Corporation Employee Stock Ownership Plan and Trust, Total assets ($B): 0.686501046 · Participants: 2353Centimark Corporation Employee Stock Ownership Plan and TrustSheetz, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.686202616 · Participants: 13858Sheetz, Inc. Employee Stock Ownership PlanD & H Employee Stock Ownership Plan, Total assets ($B): 0.288933356 · Participants: 1461D & H Employee Stock Ownership Plan
Citizens & Northern Corp. Employee Stock Ownership Plan vs. nearby ESOP plans in Pennsylvania, assets vs. participants
Compare Citizens & Northern Corp. Employee Stock Ownership Plan side-by-side with 3 peers →

Citizens & Northern Corp. Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Pennsylvania, the nearest ESOP by assets is Friedmans Appliance Employee Stock Ownership Plan in CA ($14M); by covered participants it is Birkey's Employee Stock Ownership Plan in IL (411 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (411 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens & Northern Corp. Employee Stock Ownership Plan assets move in 2023? ▼
Citizens & Northern Corp. Employee Stock Ownership Plan held essentially flat - up 0.8% during 2023, from $14M to $14M. Reported net income was $138K.
How have Citizens & Northern Corporation plan assets changed over time? ▼
Across 2 plan years on file (2023-2024), Citizens & Northern Corporation's sponsor-wide assets grew 8.5%, from $81M to $87M.
Which ESOP plans are similar in size to Citizens & Northern Corp. Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Friedmans Appliance Employee Stock Ownership Plan in CA ($14M, 61 participants).
Which ESOP plans cover a similar participant headcount to Citizens & Northern Corp. Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Birkey's Employee Stock Ownership Plan in IL (411 participants, $56M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 232451943.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.