Defined Benefit (Pension) · DOL Form 5500 · 2023
Citizens Equity First Credit Union Pension Plan
Data updated 2026-08-25
- $201M
- Total assets Near avg plan size
- 827
- Participants Near avg headcount
- 95th
- Percentile by assets National rank
- $243,579
- Avg per participant Above avg balance/head
Official DOL plan name: Cefcu Retirement Income Plan and Trust · Sponsored by Citizens Equity First Credit Union · Illinois · Finance & Insurance
$201M in assets, 827 participants
Citizens Equity First Credit Union's Cefcu Retirement Income Plan and Trust reported $201M in total assets and 827 participants in its 2023 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #8,122 in Finance & Insurance (8,869 peers)
Where Cefcu Retirement Income Plan and Trust sits by assets
Cefcu Retirement Income Plan and Trust sits in the top 5% of all filed plans by assets, $201M for 827 participants (~$243,579/participant), up 3.1% in 2023.
- #8,122
- in Finance & Insurance (8,869 peers)
- +3.1%
- assets growth YoY
- 2.0×
- vs typical plan assets (national mean)
Cefcu Retirement Income Plan and Trust's outsized position by total assets
Cefcu Retirement Income Plan and Trust vs every filed plan by assets
End-of-year total assets · plan year 2023 · DOL Form 5500
$201,439,654 Top 5% higher than 95% of 127,068 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023
Cefcu Retirement Income Plan and Trust among mid-size filed plans by headcount
Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cefcu Retirement Income Plan and Trust sits mid-pack in the medium band (827 participants).
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- Cefcu Retirement Income Plan and Trust reported net income rose from -$29M in the plan year 2022 filing to $2M in the plan year 2023 filing.
- Cefcu Retirement Income Plan and Trust end-of-year assets rose from $195M in the plan year 2022 filing to $201M in the plan year 2023 filing.
- Cefcu Retirement Income Plan and Trust reported participants rose from 817 in the plan year 2022 filing to 827 in the plan year 2023 filing.
Form 5500 schedule snapshot
Filing strip 376028123 · Citizens Equity First Credit Union PY 2023 · Defined Benefit (Pension)
Cefcu Retirement Income Plan and Trust · $201M · 827 · 95th
- PART $201M
- TYPE 827
- NET 95th
- BOOK Defined Benefit (Pension)
- VS-ST near Retirement Plan for the Bottling Employees of Swire Pacific Holdings Inc and Its Affiliates
- BOY ind #8122
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Illinois →
Cefcu Retirement Income Plan and Trust in the asset neighbourhood
Scale-class filing particulars (2023)
| Total Assets (Beginning of Year) | $195M |
|---|---|
| Net Assets (End of Year) | $197M |
| Net Income | $2M |
| Employer EIN | 376028123 |
| Plan Effective Date | 1973-05-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Citizens Equity First Credit Union)
Sponsor-wide plan assets over time
All Citizens Equity First Credit Union plans reported in each filing year
- Latest sponsor-wide plan assets
- $354M 18.75501941466798% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 1,730 | $298M |
| 2023 | 2 | 1,770 | $326M |
| 2024 | 2 | 1,857 | $354M |
Nearby Defined Benefit (Pension) Plans in Illinois
Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.
- Central States, Southeast & Southwest Areas Pension Plan $49.7B · 48,538
- State Farm Insurance Companies Retirement Plan for United States Employees $35.2B · 45,001
- United Food & Commercial Workers Intl Union - Industry Pension Fund $8.0B · 20,680
- John Deere Pension Plan for Salaried Employees $8.0B · 16,346
- Abbott Laboratories Annuity Retirement Plan $7.8B · 17,382
Cefcu Retirement Income Plan and Trust's out-of-state Defined Benefit (Pension) peers by assets and headcount
Outside Illinois, the nearest Defined Benefit (Pension) by assets is Retirement Plan for the Bottling Employees of Swire Pacific Holdings Inc and Its Affiliates in UT ($202M); by covered participants it is Bemis Manufacturing Company Employees Pension Plan in WI (828 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($201M here).
- Retirement Plan for the Bottling Employees of Swire Pacific Holdings Inc and Its Affiliates (UT) $202M · 684
- Pension Plan for Employees of Broadcast Music Inc (TN) $201M · 222
- Evergy, Inc. Joint Trusteed Retirement Plan (MO) $201M · 1,112
- Southern California Lumber Industry Retirement Fund (CA) $202M · 1,004
Similar participant headcount
Nearest other-state filings by covered participants (827 participants); asset peers above are excluded.
- Bemis Manufacturing Company Employees Pension Plan (WI) 828 · 1 off
- Louisiana Carpenters Pension Fund (TN) 826 · 1 off
- Elwyn, Inc. Retirement Plan (PA) 829 · 2 off
- Retirement Plan for Hourly Paid Employees of Gaf Materials LLC (NJ) 824 · 3 off
DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.