Money Purchase · DOL Form 5500 · 2023

Local 445 Annuity Fund Money Purchase Plan

Data updated 2026-08-11

$18M
Total assets
353
Participants
70th
Percentile by assets
$50,271
Avg per participant
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Official DOL plan name: Local 445 Annuity Fund · Sponsored by Local 445 Annuity Fund · New York · Finance & Insurance

$18M in assets, 353 participants

Local 445 Annuity Fund's Local 445 Annuity Fund reported $18M in total assets and 353 participants in its 2023 DOL Form 5500 filing, ranking in the 70th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 70th percentile by assets (of 127,072 plans)
  • #5,000 in Finance & Insurance (8,869 peers)

Coverage in New York

Local 445 Annuity Fund covers 353 participants in New York, about 44% of the average New York filer (state average ~798 per filing). Assets: $18M.

$18M
total plan assets (2023 EOY)
353
covered participants
70th
percentile by assets (of 127,072 plans)
$50,271
avg assets per participant

The plan reported a net loss of $182K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Local 445 Annuity Fund reported net income rose from -$6M in the plan year 2022 filing to -$182K in the plan year 2023 filing.
  • Local 445 Annuity Fund reported participants fell from 415 in the plan year 2022 filing to 353 in the plan year 2023 filing.
  • Local 445 Annuity Fund end-of-year assets fell from $18M in the plan year 2022 filing to $18M in the plan year 2023 filing.

See the national 2022→2023 release diff →

State

Participants vs New York filers

In New York, the average filing covers about 798 participants across 9,061 plans. Local 445 Annuity Fund reports 353 participants - about 44% of that state average ($18M EOY assets).

New York filing particulars

Total Assets (Beginning of Year)$18M
Net Assets (End of Year)$18M
Net Income-$182K
Employer EIN141731806
Plan Effective Date1990-06-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Local 445 Annuity Fund)

$17.6M$17.7M$17.8M$17.9M$18M 202220232024 $17.9M $17.7M ▼ -1.1%
Total plan assets by year, all Local 445 Annuity Fund plans on file
Year Plans Participants Total Assets
2022 1 415 $18M
2023 1 353 $18M
2024 1 368 $18M

Nearby Money Purchase Plans in New York

Peer Money Purchase plans, same state, same plan type, ranked by total assets.

Local 445 Annuity Fund vs. nearby Money Purchase plans in New York, assets vs. participants

Local 445 Annuity Fund vs. nearby Money Purchase plans in New York, assets vs. participants Scatter plot of 6 data points. -1000001000020000300004000050000 -20246 Total assets ($B) Participants Local 445 Annuity FundTiaa Retirement PlanYoung Men's Christia…McKinsey & Company, …Brookhaven Science A…Iron Workers Locals …
Local 445 Annuity Fund vs. nearby Money Purchase plans in New York, assets vs. participants

Similar-Sized Money Purchase Plans Nationally

Money Purchase plans in other states closest to Local 445 Annuity Fund by total assets, not by location.

Frequently Asked Questions

How did Local 445 Annuity Fund assets move in 2023?
Local 445 Annuity Fund held essentially flat - down 0.9% during 2023, from $18M to $18M. Reported net income was -$182K.
How have Local 445 Annuity Fund plan assets changed over time?
Across 3 plan years on file (2022-2024), Local 445 Annuity Fund's sponsor-wide assets declined 1.1%, from $18M to $18M.
Which Money Purchase plans are similar in size to Local 445 Annuity Fund?
Among Money Purchase plans in other states, the closest by assets is American Academy of Dermatology, Inc. Pension Plan in IL ($18M, 155 participants).

Filing takeaways

Ways to act on Local 445 Annuity Fund's numbers.