401(k) · DOL Form 5500 · 2023

Citizens & Northern Corporation 401(k) Plan

Data updated 2026-08-25

$66M
Total assets Below avg plan size
423
Participants Below avg headcount
88th
Percentile by assets National rank
$156,992
Avg per participant Above avg balance/head
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Official DOL plan name: Citizens & Northern Corporation Savings & Retirement Plan · Sponsored by Citizens & Northern Corporation · Pennsylvania · Finance & Insurance

$66M in assets, 423 participants

Citizens & Northern Corporation's Citizens & Northern Corporation Savings & Retirement Plan reported $66M in total assets and 423 participants in its 2023 DOL Form 5500 filing, ranking in the 88th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,255 in Finance & Insurance (8,869 peers)

Where Citizens & Northern Corporation Savings & Retirement Plan sits by assets

Citizens & Northern Corporation Savings & Retirement Plan sits in the top quartile of all filed plans by assets, $66M for 423 participants (~$156,992/participant), up 10.2% in 2023.

#7,255
in Finance & Insurance (8,869 peers)
+10.2%
assets growth YoY
0.7×
vs typical plan assets (national mean)

Citizens & Northern Corporation Savings & Retirement Plan's outsized position by total assets

Citizens & Northern Corporation Savings & Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$66,407,513 Top 12% higher than 88% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Citizens & Northern Corporation Savings & Retirement Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens & Northern Corporation Savings & Retirement Plan sits mid-pack in the medium band (423 participants).

Form 5500 schedule snapshot

Filing strip 232451943 · Citizens & Northern Corporation PY 2023 · 401(k)

Citizens & Northern Corporation Savings & Retirement Plan · $66M · 423 · 88th

  • PART $66M
  • TYPE 423
  • NET 88th
  • BOOK 401(k)
  • VS-ST near Cem Corporation Salary Reduction Profit Sharing Plan
  • BOY ind #7255

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Pennsylvania →

Citizens & Northern Corporation Savings & Retirement Plan in the asset neighbourhood

Labor Unions 401(k) Plan$66MCitizens & Northern Corporation Savings & Retirement PlanCitizens & Northern Corporat…$66MCem Corporation Salary Reduction Profit Sharing PlanCem Corporation Salary Reduc…$66MSc&h Group, Inc. 401(k) Profit Sharing PlanSc&h Group, Inc. 401(k) Prof…$66MPayless 401(k) Profit Sharing PlanPayless 401(k) Profit Sharin…$66M
End-of-year total assets ($M) among Citizens & Northern Corporation Savings & Retirement Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$60M
Net Assets (End of Year)$66M
Net Income$6M
Employer EIN232451943
Plan Effective Date1959-12-21
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens & Northern Corporation)

Sponsor-wide plan assets over time

All Citizens & Northern Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$87M 8.495182285334138% vs 2023
2024 filing year
$75M$80M$85M$90M 20232024 $80.6M $87.4M ▲ +8.5%
Year Plans Participants Total Assets
2023 2 834 $81M
2024 2 800 $87M

Nearby 401(k) Plans in Pennsylvania

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens & Northern Corporation Savings & Retirement Plan vs. nearby 401(k) plans in Pennsylvania, assets vs. participants Scatter plot of 6 data points. -50000050000100000 -505101520 Total assets ($B) Participants Citizens & Northern Corporation Savings & Retirement Plan, Total assets ($B): 0.066407513 · Participants: 423Citizens & Northern Corporation Savings & Retirement PlanComcast Corporation Retirement - Investment Plan, Total assets ($B): 17.368669862 · Participants: 93136Comcast Corporation Retirement - Investment PlanCigna 401(k) Plan, Total assets ($B): 13.003870935 · Participants: 66760Cigna 401(k) PlanThe Vanguard Retirement and Savings Plan, Total assets ($B): 9.765617477 · Participants: 18200The Vanguard Retirement and Savings PlanThe PNC Financial Services Group, Inc. Incentive Savings Plan, Total assets ($B): 9.339762 · Participants: 61697The PNC Financial Services Group, Inc. Incentive Savings PlanThe Bank of New York Mellon Corporation 401(k) Savings Plan, Total assets ($B): 8.955655142 · Participants: 25184The Bank of New York Mellon Corporation 401(k) Savings Plan
Citizens & Northern Corporation Savings & Retirement Plan vs. nearby 401(k) plans in Pennsylvania, assets vs. participants
Compare Citizens & Northern Corporation Savings & Retirement Plan side-by-side with 3 peers →

Citizens & Northern Corporation Savings & Retirement Plan's out-of-state 401(k) peers by assets and headcount

Outside Pennsylvania, the nearest 401(k) by assets is Cem Corporation Salary Reduction Profit Sharing Plan in NC ($66M); by covered participants it is Ameri-National Corporation 401(k) Plan in MO (423 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($66M here).

Similar participant headcount

Nearest other-state filings by covered participants (423 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens & Northern Corporation Savings & Retirement Plan assets move in 2023? ▼
Citizens & Northern Corporation Savings & Retirement Plan grew at a solid clip - up 10.2% during 2023, from $60M to $66M. Reported net income was $6M.
How have Citizens & Northern Corporation plan assets changed over time? ▼
Across 2 plan years on file (2023-2024), Citizens & Northern Corporation's sponsor-wide assets grew 8.5%, from $81M to $87M.
Where does Citizens & Northern Corporation Savings & Retirement Plan rank by assets among Form 5500 filers? ▼
Citizens & Northern Corporation Savings & Retirement Plan ranks in the 88th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Citizens & Northern Corporation Savings & Retirement Plan? ▼
Among 401(k) plans in other states, the closest by assets is Cem Corporation Salary Reduction Profit Sharing Plan in NC ($66M, 253 participants).
Which 401(k) plans cover a similar participant headcount to Citizens & Northern Corporation Savings & Retirement Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Ameri-National Corporation 401(k) Plan in MO (423 participants, $54M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 232451943.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.