Defined Benefit (Pension) · DOL Form 5500 · 2023
Auto-Owners Insurance Company Pension Plan
Data updated 2026-08-25
- $875M
- Total assets Above avg plan size
- 5,094
- Participants Above avg headcount
- 98th
- Percentile by assets National rank
- $171,723
- Avg per participant Above avg balance/head
Official DOL plan name: Auto-Owners Insurance Company Retirement Income Plan · Sponsored by Auto-Owners Insurance Company · Michigan · Finance & Insurance
$875M in assets, 5,094 participants
Auto-Owners Insurance Company's Auto-Owners Insurance Company Retirement Income Plan reported $875M in total assets and 5,094 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #8,617 in Finance & Insurance (8,869 peers)
Coverage in Michigan
Auto-Owners Insurance Company Retirement Income Plan covers 5,094 participants in Michigan, 8.0x the typical Michigan plan (state average ~638 per filing). Assets: $875M.
- #8,617
- in Finance & Insurance (8,869 peers)
- +2.1%
- assets growth YoY
- 8.8×
- vs typical plan assets (national mean)
Auto-Owners Insurance Company Retirement Income Plan's outsized position by total assets
Auto-Owners Insurance Company Retirement Income Plan vs every filed plan by assets
End-of-year total assets · plan year 2023 · DOL Form 5500
$874,756,280 Top 2% higher than 98% of 127,068 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023
Auto-Owners Insurance Company Retirement Income Plan's large-plan peer group by participant headcount
Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Auto-Owners Insurance Company Retirement Income Plan lands in the large band (5,094 participants).
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- Auto-Owners Insurance Company Retirement Income Plan reported net income rose from -$16M in the plan year 2022 filing to $18M in the plan year 2023 filing.
- Auto-Owners Insurance Company Retirement Income Plan end-of-year assets rose from $857M in the plan year 2022 filing to $875M in the plan year 2023 filing.
- Auto-Owners Insurance Company Retirement Income Plan reported participants rose from 5,024 in the plan year 2022 filing to 5,094 in the plan year 2023 filing.
DOL schedule card
Filing strip 380315280 · Auto-Owners Insurance Company PY 2023 · Defined Benefit (Pension)
Auto-Owners Insurance Company Retirement Income Plan · $875M · 5,094 · 98th
- VS-ST $875M
- BOY 5,094
- SCH 98th
- EBSA Defined Benefit (Pension)
- PART near Enbridge Employee Services, Inc. Employees' Pension Plan
- TYPE ind #8617
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Michigan →
Auto-Owners Insurance Company Retirement Income Plan in the asset neighbourhood
Michigan filing particulars
| Total Assets (Beginning of Year) | $857M |
|---|---|
| Net Assets (End of Year) | $875M |
| Net Income | $18M |
| Employer EIN | 380315280 |
| Plan Effective Date | 1934-05-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Auto-Owners Insurance Company)
Sponsor-wide plan assets over time
All Auto-Owners Insurance Company plans reported in each filing year
- Latest sponsor-wide plan assets
- $1.8B 16.67761234402421% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 10,937 | $1.5B |
| 2023 | 2 | 11,577 | $1.6B |
| 2024 | 2 | 11,994 | $1.8B |
Nearby Defined Benefit (Pension) Plans in Michigan
Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.
- General Motors Hourly-Rate Employees Pension Plan $44.8B · 17,959
- Ford Motor Company UAW Retirement Plan $19.3B · 26,442
- Ford Motor Company General Retirement Plan $12.7B · 10,215
- Dow Employees' Pension Plan $11.5B · 14,051
- Fca US LLC UAW Pension Agreement $11.2B · 13,635
Scale composition for Auto-Owners Insurance Company Retirement Income Plan
Auto-Owners Insurance Company Retirement Income Plan reports $875M in end-of-year assets across 5,094 participants (0.007% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.005% of 93,925,755 covered participants) - about $171,723 per participant (1.2x the national average assets-per-participant) . Net income for plan year 2023 was $18M.
This plan identity (EIN 380315280, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $857M to $919M (+7.3%) while covered participants moved from 5,024 to 5,331 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 5,024 | $857M | Open filing |
| 2023 | 5,094 | $875M | This page |
| 2024 · index core | 5,331 | $919M | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Auto-Owners Insurance Company Retirement Income Plan (Defined Benefit (Pension), $919M, 5,331 participants)
- Auto-Owners Insurance Company Retirement Savings Plan (401(k), $864M, 6,663 participants)
Auto-Owners Insurance Company Retirement Income Plan's out-of-state Defined Benefit (Pension) peers by assets and headcount
Outside Michigan, the nearest Defined Benefit (Pension) by assets is Enbridge Employee Services, Inc. Employees' Pension Plan in TX ($875M); by covered participants it is The Retirement Benefit Plan of American Airlines, Inc. for Agent, Management, Specialist, Support Personnel and Officers in TX (5,096 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($875M here).
- Enbridge Employee Services, Inc. Employees' Pension Plan (TX) $875M · 3,482
- Billerud Americas Corporation Employee Pension Plan (OH) $876M · 605
- Pension Plan of L'oreal USA, Inc. (NJ) $876M · 6,109
- Heidelberg Materials US Pension Plan (TX) $877M · 1,230
Similar participant headcount
Nearest other-state filings by covered participants (5,094 participants); asset peers above are excluded.
- The Retirement Benefit Plan of American Airlines, Inc. for Agent, Management, Specialist, Support Personnel and Officers (TX) 5,096 · 2 off
- Pension Plan of the Pacific Northwest Laboratories Battelle Memorial Institute (OH) 5,086 · 8 off
- Constellation Retirement Program (PA) 5,080 · 14 off
- John Muir Health Retirement Plan (CA) 5,072 · 22 off
DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.