Defined Benefit (Pension) · DOL Form 5500 · 2023

Auto-Owners Insurance Company Pension Plan

Data updated 2026-08-11

$875M
Total assets
5,094
Participants
98th
Percentile by assets
$171,723
Avg per participant
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Official DOL plan name: Auto-Owners Insurance Company Retirement Income Plan · Sponsored by Auto-Owners Insurance Company · Michigan · Finance & Insurance

$875M in assets, 5,094 participants

Auto-Owners Insurance Company's Auto-Owners Insurance Company Retirement Income Plan reported $875M in total assets and 5,094 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 127,072 plans)
  • #8,617 in Finance & Insurance (8,869 peers)

Coverage in Michigan

Auto-Owners Insurance Company Retirement Income Plan covers 5,094 participants in Michigan, 8.0x the typical Michigan plan (state average ~638 per filing). Assets: $875M.

$875M
total plan assets (2023 EOY)
5,094
covered participants
98th
percentile by assets (of 127,072 plans)
$171,723
avg assets per participant

Where Auto-Owners Insurance Company Retirement Income Plan sits by total assets

Auto-Owners Insurance Company Retirement Income Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$874,756,280 Top 2% higher than 98% of 127,068 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Auto-Owners Insurance Company Retirement Income Plan reported net income rose from -$16M in the plan year 2022 filing to $18M in the plan year 2023 filing.
  • Auto-Owners Insurance Company Retirement Income Plan end-of-year assets rose from $857M in the plan year 2022 filing to $875M in the plan year 2023 filing.
  • Auto-Owners Insurance Company Retirement Income Plan reported participants rose from 5,024 in the plan year 2022 filing to 5,094 in the plan year 2023 filing.

See the national 2022→2023 release diff →

State

Participants vs Michigan filers

In Michigan, the average filing covers about 638 participants across 4,220 plans. Auto-Owners Insurance Company Retirement Income Plan reports 5,094 participants - 8.0x that state average ($875M EOY assets).

Michigan filing particulars

Total Assets (Beginning of Year)$857M
Net Assets (End of Year)$875M
Net Income$18M
Employer EIN380315280
Plan Effective Date1934-05-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Auto-Owners Insurance Company)

$1.5B$1.6B$1.7B$1.8B$1.9B 202220232024 $1.53B $1.78B ▲ +16.3%
Total plan assets by year, all Auto-Owners Insurance Company plans on file
Year Plans Participants Total Assets
2022 2 10,937 $1.5B
2023 2 11,577 $1.6B
2024 2 11,994 $1.8B

Nearby Defined Benefit (Pension) Plans in Michigan

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Auto-Owners Insurance Company Retirement Income Plan vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants

Auto-Owners Insurance Company Retirement Income Plan vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants Scatter plot of 6 data points. 050001000015000200002500030000 -1001020304050 Total assets ($B) Participants Auto-Owners Insuranc…General Motors Hourl…Ford Motor Company U…Ford Motor Company G…Dow Employees' Pensi…Fca US LLC UAW Pensi…
Auto-Owners Insurance Company Retirement Income Plan vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants

Scale composition for Auto-Owners Insurance Company Retirement Income Plan

Auto-Owners Insurance Company Retirement Income Plan reports $875M in end-of-year assets across 5,094 participants (0.007% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.005% of 93,925,755 covered participants) - about $171,723 per participant (1.2x the national average assets-per-participant) . Net income for plan year 2023 was $18M.

This plan identity (EIN 380315280, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $857M to $919M (+7.3%) while covered participants moved from 5,024 to 5,331 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 5,024 $857M Open filing
2023 5,094 $875M This page
2024 · index core 5,331 $919M Open filing

The same sponsor also keeps 2 other index-core plans on PlainRetire:

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Auto-Owners Insurance Company Retirement Income Plan by total assets, not by location.

Frequently Asked Questions

How did Auto-Owners Insurance Company Retirement Income Plan assets move in 2023?
Auto-Owners Insurance Company Retirement Income Plan edged up modestly - up 2.1% during 2023, from $857M to $875M. Reported net income was $18M.
How have Auto-Owners Insurance Company plan assets changed over time?
Across 3 plan years on file (2022-2024), Auto-Owners Insurance Company's sponsor-wide assets grew 16.7%, from $1.5B to $1.8B.
Where does Auto-Owners Insurance Company Retirement Income Plan rank by assets among Form 5500 filers?
Auto-Owners Insurance Company Retirement Income Plan ranks in the 98th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Auto-Owners Insurance Company Retirement Income Plan?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Enbridge Employee Services, Inc. Employees' Pension Plan in TX ($875M, 3,482 participants).

Next read for Auto-Owners Insurance Company Retirement…

Filing takeaways

Ways to act on Auto-Owners Insurance Company Retirement Income Plan's numbers.

  • By total assets, Auto-Owners Insurance Company Retirement Income Plan ranks in the top 5% of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar Defined Benefit (Pension) plans in Michigan. Compare plans
  • Auto-Owners Insurance Company's sponsor-wide assets have grown 16.7% since 2022 across 3 plan years on file. More Finance & Insurance plans