401(k) · DOL Form 5500 · 2023

Align Credit Union 401(k) Plan

Data updated 2026-08-25

$23M
Total assets Small plan by assets
123
Participants Small participant base
75th
Percentile by assets National rank
$183,111
Avg per participant Above avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Align Credit Union 401(k) Profit Sharing Plan · Sponsored by Align Credit Union · Massachusetts · Finance & Insurance

$23M in assets, 123 participants

Align Credit Union's Align Credit Union 401(k) Profit Sharing Plan reported $23M in total assets and 123 participants in its 2023 DOL Form 5500 filing, ranking in the 75th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,504 in Finance & Insurance (8,869 peers)

Coverage in Massachusetts

Align Credit Union 401(k) Profit Sharing Plan covers 123 participants in Massachusetts, about 19% of the average Massachusetts filer (state average ~659 per filing). Assets: $23M.

#5,504
in Finance & Insurance (8,869 peers)
+3.6%
assets growth YoY
0.2×
vs typical plan assets (national mean)

Align Credit Union 401(k) Profit Sharing Plan's outsized position by total assets

Align Credit Union 401(k) Profit Sharing Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$22,522,701 Top 25% higher than 75% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Align Credit Union 401(k) Profit Sharing Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Align Credit Union 401(k) Profit Sharing Plan sits mid-pack in the medium band (123 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Align Credit Union 401(k) Profit Sharing Plan reported net income rose from -$4M in the plan year 2022 filing to $784K in the plan year 2023 filing.
  • Align Credit Union 401(k) Profit Sharing Plan reported participants fell from 128 in the plan year 2022 filing to 123 in the plan year 2023 filing.
  • Align Credit Union 401(k) Profit Sharing Plan end-of-year assets rose from $22M in the plan year 2022 filing to $23M in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 041680140 · Align Credit Union PY 2023 · 401(k)

Align Credit Union 401(k) Profit Sharing Plan · $23M · 123 · 75th

  • BOY $23M
  • SCH 123
  • EBSA 75th
  • PART 401(k)
  • TYPE near Corestates, Inc. Retirement Savings Plan
  • NET ind #5504

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Align Credit Union 401(k) Profit Sharing Plan in the asset neighbourhood

American Messaging Savings PlanAmerican Messaging Savings P…$23MAlign Credit Union 401(k) Profit Sharing PlanAlign Credit Union 401(k) Pr…$23MCorestates, Inc. Retirement Savings PlanCorestates, Inc. Retirement …$23MInline Electric 401(k) Plan and TrustInline Electric 401(k) Plan …$23MDermatology Associates of Tallahassee P. a. Profit Sharing 401(k) PlanDermatology Associates of Ta…$23M
End-of-year total assets ($M) among Align Credit Union 401(k) Profit Sharing Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Massachusetts filing particulars

Total Assets (Beginning of Year)$22M
Net Assets (End of Year)$23M
Net Income$784K
Employer EIN041680140
Plan Effective Date1997-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Align Credit Union)

Sponsor-wide plan assets over time

All Align Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$18M 18.48450011985493% vs 2022
2024 filing year
$16M$18M$20M$22M$24M 202220232024 $21.7M $17.7M ▼ -18.5%
Year Plans Participants Total Assets
2022 1 128 $22M
2023 1 123 $23M
2024 1 113 $18M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Align Credit Union 401(k) Profit Sharing Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Align Credit Union 401(k) Profit Sharing Plan, Total assets ($B): 0.022522701 · Participants: 123Align Credit Union 401(k) Profit Sharing PlanFidelity Retirement Savings Plan, Total assets ($B): 28.649852331 · Participants: 62289Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 10.556596852 · Participants: 37052Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 6.829912863 · Participants: 14094Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 5.786107181 · Participants: 19881Boston Scientific Corporation 401(k) Retirement Savings PlanPhilips North America 401(k) Plan, Total assets ($B): 5.779286156 · Participants: 19120Philips North America 401(k) Plan
Align Credit Union 401(k) Profit Sharing Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Align Credit Union 401(k) Profit Sharing Plan side-by-side with 3 peers →

Align Credit Union 401(k) Profit Sharing Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Corestates, Inc. Retirement Savings Plan in GA ($23M); by covered participants it is Sunchase Salary Savings Plan in NC (123 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (123 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Align Credit Union 401(k) Profit Sharing Plan assets move in 2023? ▼
Align Credit Union 401(k) Profit Sharing Plan edged up modestly - up 3.6% during 2023, from $22M to $23M. Reported net income was $784K.
How have Align Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Align Credit Union's sponsor-wide assets declined 18.5%, from $22M to $18M.
Where does Align Credit Union 401(k) Profit Sharing Plan rank by assets among Form 5500 filers? ▼
Align Credit Union 401(k) Profit Sharing Plan ranks in the 75th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Align Credit Union 401(k) Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by assets is Corestates, Inc. Retirement Savings Plan in GA ($23M, 451 participants).
Which 401(k) plans cover a similar participant headcount to Align Credit Union 401(k) Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Sunchase Salary Savings Plan in NC (123 participants, $2M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041680140.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.