401(k) · DOL Form 5500 · 2023

F & M Bancshares, Inc. 401(k) Plan

Data updated 2026-08-25

$11M
Total assets Small plan by assets
112
Participants Small participant base
60th
Percentile by assets National rank
$96,461
Avg per participant Below avg balance/head
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Official DOL plan name: F & M Bancshares, Inc. Savings Incentive Plan · Sponsored by F & M Bancshares, Inc. · Oklahoma · Finance & Insurance

$11M in assets, 112 participants

F & M Bancshares, Inc.'s F & M Bancshares, Inc. Savings Incentive Plan reported $11M in total assets and 112 participants in its 2023 DOL Form 5500 filing, ranking in the 60th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,998 in Finance & Insurance (8,869 peers)

Coverage in Oklahoma

F & M Bancshares, Inc. Savings Incentive Plan covers 112 participants in Oklahoma, about 15% of the average Oklahoma filer (state average ~760 per filing). Assets: $11M.

#3,998
in Finance & Insurance (8,869 peers)
+16.8%
assets growth YoY

F & M Bancshares, Inc. Savings Incentive Plan's mid-pack asset rank among Finance & Insurance and all filers

F & M Bancshares, Inc. Savings Incentive Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$10,803,682 Top 40% higher than 60% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

F & M Bancshares, Inc. Savings Incentive Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. F & M Bancshares, Inc. Savings Incentive Plan sits mid-pack in the medium band (112 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • F & M Bancshares, Inc. Savings Incentive Plan reported net income rose from -$1M in the plan year 2022 filing to $2M in the plan year 2023 filing.
  • F & M Bancshares, Inc. Savings Incentive Plan end-of-year assets rose from $9M in the plan year 2022 filing to $11M in the plan year 2023 filing.
  • F & M Bancshares, Inc. Savings Incentive Plan reported participants fell from 114 in the plan year 2022 filing to 112 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 730956567 · F & M Bancshares, Inc. PY 2023 · 401(k)

F & M Bancshares, Inc. Savings Incentive Plan · $11M · 112 · 60th

  • ASSETS $11M
  • ASSETS 112
  • ASSETS 60th
  • ASSETS 401(k)
  • ASSETS near Fun Town Rv Retirement Savings Plan
  • ASSETS ind #3998

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Oklahoma →

F & M Bancshares, Inc. Savings Incentive Plan in the asset neighbourhood

F & M Bancshares, Inc. Savings Incentive PlanF & M Bancshares, Inc. Savin…$11MFun Town Rv Retirement Savings PlanFun Town Rv Retirement Savin…$11MCoulson Oil Company, Inc. Profit Sharing Plan and TrustCoulson Oil Company, Inc. Pr…$11MMdsi 401(k) Plan$11MFulton Construction Corporation Retirement PlanFulton Construction Corporat…$11M
End-of-year total assets ($M) among F & M Bancshares, Inc. Savings Incentive Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Oklahoma filing particulars

Total Assets (Beginning of Year)$9M
Net Assets (End of Year)$11M
Net Income$2M
Employer EIN730956567
Plan Effective Date1994-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (F & M Bancshares, Inc.)

Sponsor-wide plan assets over time

All F & M Bancshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$13M 39.405030202538995% vs 2022
2024 filing year
$8M$10M$12M$14M 202220232024 $9.25M $12.9M ▲ +39.4%
Year Plans Participants Total Assets
2022 1 114 $9M
2023 1 112 $11M
2024 1 114 $13M

Nearby 401(k) Plans in Oklahoma

Peer 401(k) plans, same state, same plan type, ranked by total assets.

F & M Bancshares, Inc. Savings Incentive Plan vs. nearby 401(k) plans in Oklahoma, assets vs. participants Scatter plot of 6 data points. -5000050001000015000 -1012345 Total assets ($B) Participants F & M Bancshares, Inc. Savings Incentive Plan, Total assets ($B): 0.010803682 · Participants: 112F & M Bancshares, Inc. Savings Incentive PlanQuiktrip Corporation Retirement Plan, Total assets ($B): 4.212452319 · Participants: 11746Quiktrip Corporation Retirement PlanThe Williams Investment Plus Plan, Total assets ($B): 1.681202476 · Participants: 5041The Williams Investment Plus PlanOneok, Inc. 401(k) Plan, Total assets ($B): 1.156591 · Participants: 2965Oneok, Inc. 401(k) PlanBok Financial 401(k) Plan, Total assets ($B): 1.048169756 · Participants: 4766Bok Financial 401(k) PlanDevon Energy Corporation Incentive Savings Plan, Total assets ($B): 0.932957189 · Participants: 1858Devon Energy Corporation Incentive Savings Plan
F & M Bancshares, Inc. Savings Incentive Plan vs. nearby 401(k) plans in Oklahoma, assets vs. participants
Compare F & M Bancshares, Inc. Savings Incentive Plan side-by-side with 3 peers →

F & M Bancshares, Inc. Savings Incentive Plan's out-of-state 401(k) peers by assets and headcount

Outside Oklahoma, the nearest 401(k) by assets is Fun Town Rv Retirement Savings Plan in TX ($11M); by covered participants it is A&a Transfer, LLC 401(k) Plan in VA (112 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($11M here).

Similar participant headcount

Nearest other-state filings by covered participants (112 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did F & M Bancshares, Inc. Savings Incentive Plan assets move in 2023? ▼
F & M Bancshares, Inc. Savings Incentive Plan grew sharply - up 16.8% during 2023, from $9M to $11M. Reported net income was $2M.
How have F & M Bancshares, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), F & M Bancshares, Inc.'s sponsor-wide assets grew 39.4%, from $9M to $13M.
Which 401(k) plans are similar in size to F & M Bancshares, Inc. Savings Incentive Plan? ▼
Among 401(k) plans in other states, the closest by assets is Fun Town Rv Retirement Savings Plan in TX ($11M, 582 participants).
Which 401(k) plans cover a similar participant headcount to F & M Bancshares, Inc. Savings Incentive Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is A&a Transfer, LLC 401(k) Plan in VA (112 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 730956567.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.