401(k) · DOL Form 5500 · 2024

1st Financial Bank USA 401(k) Plan

Data updated 2026-08-25

$66M
Total assets Below avg plan size
241
Participants Below avg headcount
87th
Percentile by assets National rank
$272,576
Avg per participant High balance/head
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Official DOL plan name: 1st Financial Bank USA Profit Sharing Plan & Trust · Sponsored by 1st Financial Bank USA · South Dakota · Finance & Insurance

$66M in assets, 241 participants

1st Financial Bank USA's 1st Financial Bank USA Profit Sharing Plan & Trust reported $66M in total assets and 241 participants in its 2024 DOL Form 5500 filing, ranking in the 87th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,834 in Finance & Insurance (8,549 peers)

Where 1st Financial Bank USA Profit Sharing Plan & Trust sits by assets

1st Financial Bank USA Profit Sharing Plan & Trust sits in the top quartile of all filed plans by assets, $66M for 241 participants (~$272,576/participant), up 13.9% in 2024.

#6,834
in Finance & Insurance (8,549 peers)
+13.9%
assets growth YoY
0.7×
vs typical plan assets (national mean)

1st Financial Bank USA Profit Sharing Plan & Trust's outsized position by total assets

1st Financial Bank USA Profit Sharing Plan & Trust vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$65,690,876 Top 13% higher than 87% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

1st Financial Bank USA Profit Sharing Plan & Trust among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. 1st Financial Bank USA Profit Sharing Plan & Trust sits mid-pack in the medium band (241 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • 1st Financial Bank USA Profit Sharing Plan & Trust reported net income rose from $6M in the plan year 2023 filing to $8M in the plan year 2024 filing.
  • 1st Financial Bank USA Profit Sharing Plan & Trust end-of-year assets rose from $58M in the plan year 2023 filing to $66M in the plan year 2024 filing.
  • 1st Financial Bank USA Profit Sharing Plan & Trust reported participants fell from 245 in the plan year 2023 filing to 241 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Form 5500 schedule snapshot

Filing strip 460133740 · 1st Financial Bank USA PY 2024 · 401(k)

1st Financial Bank USA Profit Sharing Plan & Trust · $66M · 241 · 87th

  • RANK $66M
  • PHOTO 241
  • IND 87th
  • EOY 401(k)
  • 5500 near Crescent Crown Distributing, L.L.C. Profit Sharing and 401(k) Savings Plan
  • ASSETS ind #6834

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in South Dakota →

1st Financial Bank USA Profit Sharing Plan & Trust in the asset neighbourhood

1st Financial Bank USA Profit Sharing Plan & Trust1st Financial Bank USA Profi…$66MCrescent Crown Distributing, L.L.C. Profit Sharing and 401(k) Savings PlanCrescent Crown Distributing,…$66MMaxum Petroleum 401(k) Plan$66MAmerican Campus Communities Services, Inc. 401(k) PlanAmerican Campus Communities …$66MMetawater Group Retirement PlanMetawater Group Retirement P…$66M
End-of-year total assets ($M) among 1st Financial Bank USA Profit Sharing Plan & Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$58M
Net Assets (End of Year)$66M
Net Income$8M
Employer EIN460133740
Plan Effective Date1992-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (1st Financial Bank USA)

Sponsor-wide plan assets over time

All 1st Financial Bank USA plans reported in each filing year

Latest sponsor-wide plan assets
$66M 27.402174364801766% vs 2022
2024 filing year
$50M$55M$60M$65M$70M 202220232024 $51.6M $65.7M ▲ +27.4%
Year Plans Participants Total Assets
2022 1 242 $52M
2023 1 245 $58M
2024 1 241 $66M

Nearby 401(k) Plans in South Dakota

Peer 401(k) plans, same state, same plan type, ranked by total assets.

1st Financial Bank USA Profit Sharing Plan & Trust vs. nearby 401(k) plans in South Dakota, assets vs. participants Scatter plot of 6 data points. -5000050001000015000 02004006008001000 Total assets ($M) Participants 1st Financial Bank USA Profit Sharing Plan & Trust, Total assets ($M): 65.690876 · Participants: 2411st Financial Bank USA Profit Sharing Plan & TrustBlack Hills Corporation 401(k) Retirement Savings Plan, Total assets ($M): 811.221285 · Participants: 2881Black Hills Corporation 401(k) Retirement Savings PlanGood Samaritan Society 401(k) Plan, Total assets ($M): 278.292791 · Participants: 12199Good Samaritan Society 401(k) PlanPoet 401(k) Plan, Total assets ($M): 265.689062 · Participants: 2380Poet 401(k) PlanDaktronics, Inc. 401(k) Plan, Total assets ($M): 262.560689 · Participants: 2369Daktronics, Inc. 401(k) PlanPremier 401(k) Plan, Total assets ($M): 240.594371 · Participants: 1821Premier 401(k) Plan
1st Financial Bank USA Profit Sharing Plan & Trust vs. nearby 401(k) plans in South Dakota, assets vs. participants
Compare 1st Financial Bank USA Profit Sharing Plan & Trust side-by-side with 3 peers →

1st Financial Bank USA Profit Sharing Plan & Trust's out-of-state 401(k) peers by assets and headcount

Outside South Dakota, the nearest 401(k) by assets is Crescent Crown Distributing, L.L.C. Profit Sharing and 401(k) Savings Plan in LA ($66M); by covered participants it is Bbp Retirement Savings Plan in MI (241 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (241 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did 1st Financial Bank USA Profit Sharing Plan & Trust assets move in 2024? ▼
1st Financial Bank USA Profit Sharing Plan & Trust grew at a solid clip - up 13.9% during 2024, from $58M to $66M. Reported net income was $8M.
How have 1st Financial Bank USA plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), 1st Financial Bank USA's sponsor-wide assets grew 27.4%, from $52M to $66M.
Where does 1st Financial Bank USA Profit Sharing Plan & Trust rank by assets among Form 5500 filers? ▼
1st Financial Bank USA Profit Sharing Plan & Trust ranks in the 87th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to 1st Financial Bank USA Profit Sharing Plan & Trust? ▼
Among 401(k) plans in other states, the closest by assets is Crescent Crown Distributing, L.L.C. Profit Sharing and 401(k) Savings Plan in LA ($66M, 1,466 participants).
Which 401(k) plans cover a similar participant headcount to 1st Financial Bank USA Profit Sharing Plan & Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Bbp Retirement Savings Plan in MI (241 participants, $41M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 460133740.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.