401(k) · DOL Form 5500 · 2024

L & N Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$36M
Total assets Below avg plan size
299
Participants Below avg headcount
80th
Percentile by assets National rank
$119,252
Avg per participant Near avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: L & N Federal Credit Union 401(k) Plan and Trust · Sponsored by L & N Federal Credit Union · Kentucky · Finance & Insurance

$36M in assets, 299 participants

L & N Federal Credit Union's L & N Federal Credit Union 401(k) Plan and Trust reported $36M in total assets and 299 participants in its 2024 DOL Form 5500 filing, ranking in the 80th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,867 in Finance & Insurance (8,549 peers)

Coverage in Kentucky

L & N Federal Credit Union 401(k) Plan and Trust covers 299 participants in Kentucky, about 46% of the average Kentucky filer (state average ~647 per filing). Assets: $36M.

#5,867
in Finance & Insurance (8,549 peers)
+9.4%
assets growth YoY
0.4×
vs typical plan assets (national mean)

L & N Federal Credit Union 401(k) Plan and Trust's outsized position by total assets

L & N Federal Credit Union 401(k) Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$35,656,417 Top 20% higher than 80% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

L & N Federal Credit Union 401(k) Plan and Trust among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. L & N Federal Credit Union 401(k) Plan and Trust sits mid-pack in the medium band (299 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • L & N Federal Credit Union 401(k) Plan and Trust reported net income fell from $4M in the plan year 2023 filing to $3M in the plan year 2024 filing.
  • L & N Federal Credit Union 401(k) Plan and Trust end-of-year assets rose from $33M in the plan year 2023 filing to $36M in the plan year 2024 filing.
  • L & N Federal Credit Union 401(k) Plan and Trust reported participants rose from 283 in the plan year 2023 filing to 299 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 610508496 · L & N Federal Credit Union PY 2024 · 401(k)

L & N Federal Credit Union 401(k) Plan and Trust · $36M · 299 · 80th

  • IND $36M
  • IND 299
  • IND 80th
  • IND 401(k)
  • IND near Schulte Controlled Group Retirement Plan
  • IND ind #5867

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Kentucky →

L & N Federal Credit Union 401(k) Plan and Trust in the asset neighbourhood

L & N Federal Credit Union 401(k) Plan and TrustL & N Federal Credit Union 4…$36MSchulte Controlled Group Retirement PlanSchulte Controlled Group Ret…$36MFareva US Savings Plan 001$36MAmerican Neighborhood Mortgage Acceptance Co., LLC 401(k) PlanAmerican Neighborhood Mortga…$36MPaamco Prisma 401(k) Plan$36M
End-of-year total assets ($M) among L & N Federal Credit Union 401(k) Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Kentucky filing particulars

Total Assets (Beginning of Year)$33M
Net Assets (End of Year)$36M
Net Income$3M
Employer EIN610508496
Plan Effective Date1992-11-01
Filing StatusFILING RECEIVED

Sponsor Plan History (L & N Federal Credit Union)

Sponsor-wide plan assets over time

All L & N Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$36M 24.434629274921306% vs 2022
2024 filing year
$25M$30M$35M$40M 202220232024 $28.7M $35.7M ▲ +24.5%
Year Plans Participants Total Assets
2022 1 280 $29M
2023 1 283 $33M
2024 1 299 $36M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

L & N Federal Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -20246810 Total assets ($B) Participants L & N Federal Credit Union 401(k) Plan and Trust, Total assets ($B): 0.035656417 · Participants: 299L & N Federal Credit Union 401(k) Plan and TrustCommonspirit Health 401(k) Retirement Savings Plan, Total assets ($B): 8.826314209 · Participants: 90345Commonspirit Health 401(k) Retirement Savings PlanHumana Retirement Savings Plan, Total assets ($B): 7.706147015 · Participants: 45706Humana Retirement Savings PlanUPS/Ipa 401(k) Savings Plan, Total assets ($B): 1.501700415 · Participants: 3064UPS/Ipa 401(k) Savings PlanScionhealth 401(k) Plan, Total assets ($B): 1.316012841 · Participants: 23753Scionhealth 401(k) PlanLexmark Savings Plan, Total assets ($B): 1.211057397 · Participants: 1919Lexmark Savings Plan
L & N Federal Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Kentucky, assets vs. participants
Compare L & N Federal Credit Union 401(k) Plan and Trust side-by-side with 3 peers →

L & N Federal Credit Union 401(k) Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside Kentucky, the nearest 401(k) by assets is Schulte Controlled Group Retirement Plan in MI ($36M); by covered participants it is Environmental Chemical Corporation Profit Sharing 401(k) Plan in CA (299 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($36M here).

Similar participant headcount

Nearest other-state filings by covered participants (299 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did L & N Federal Credit Union 401(k) Plan and Trust assets move in 2024? ▼
L & N Federal Credit Union 401(k) Plan and Trust grew at a solid clip - up 9.4% during 2024, from $33M to $36M. Reported net income was $3M.
How have L & N Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), L & N Federal Credit Union's sponsor-wide assets grew 24.4%, from $29M to $36M.
Where does L & N Federal Credit Union 401(k) Plan and Trust rank by assets among Form 5500 filers? ▼
L & N Federal Credit Union 401(k) Plan and Trust ranks in the 80th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to L & N Federal Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is Schulte Controlled Group Retirement Plan in MI ($36M, 464 participants).
Which 401(k) plans cover a similar participant headcount to L & N Federal Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Environmental Chemical Corporation Profit Sharing 401(k) Plan in CA (299 participants, $115M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 610508496.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.