Defined Benefit (Pension) · DOL Form 5500 · 2023

The Adirondack Trust Company Pension Plan

Data updated 2026-08-25

$46M
Total assets Below avg plan size
44
Participants Small participant base
85th
Percentile by assets National rank
$1.1M
Avg per participant High balance/head
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Official DOL plan name: The Adirondack Trust Company Employees' Pension Plan · Sponsored by The Adirondack Trust Company · New York · Finance & Insurance

$46M in assets, 44 participants

The Adirondack Trust Company's The Adirondack Trust Company Employees' Pension Plan reported $46M in total assets and 44 participants in its 2023 DOL Form 5500 filing, ranking in the 85th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,800 in Finance & Insurance (8,869 peers)

Where The Adirondack Trust Company Employees' Pension Plan sits by assets

The Adirondack Trust Company Employees' Pension Plan sits in the top quartile of all filed plans by assets, $46M for 44 participants (~$1.1M/participant), up 19.7% in 2023.

#6,800
in Finance & Insurance (8,869 peers)
+19.7%
assets growth YoY
0.5×
vs typical plan assets (national mean)

The Adirondack Trust Company Employees' Pension Plan's outsized position by total assets

The Adirondack Trust Company Employees' Pension Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$46,354,213 Top 15% higher than 85% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

The Adirondack Trust Company Employees' Pension Plan among smaller filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Adirondack Trust Company Employees' Pension Plan is a small filing (44 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • The Adirondack Trust Company Employees' Pension Plan reported net income rose from $4M in the plan year 2022 filing to $8M in the plan year 2023 filing.
  • The Adirondack Trust Company Employees' Pension Plan end-of-year assets rose from $39M in the plan year 2022 filing to $46M in the plan year 2023 filing.
  • The Adirondack Trust Company Employees' Pension Plan reported participants fell from 49 in the plan year 2022 filing to 44 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 140458765 · The Adirondack Trust Company PY 2023 · Defined Benefit (Pension)

The Adirondack Trust Company Employees' Pension Plan · $46M · 44 · 85th

  • TYPE $46M
  • TYPE 44
  • TYPE 85th
  • TYPE Defined Benefit (Pension)
  • TYPE near Iroquois Pipeline Operating Company Cash Balance Retirement Plan
  • TYPE ind #6800

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

The Adirondack Trust Company Employees' Pension Plan in the asset neighbourhood

Group Pension Plan for Employees of Acnb BankGroup Pension Plan for Emplo…$46MThe Kennedy Krieger Institute Pension PlanThe Kennedy Krieger Institut…$46MIroquois Pipeline Operating Company Cash Balance Retirement PlanIroquois Pipeline Operating …$46MThe Adirondack Trust Company Employees' Pension PlanThe Adirondack Trust Company…$46MFlexi-Van Pension Plan$46M
End-of-year total assets ($M) among The Adirondack Trust Company Employees' Pension Plan and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$39M
Net Assets (End of Year)$46M
Net Income$8M
Employer EIN140458765
Plan Effective Date1939-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Adirondack Trust Company)

Sponsor-wide plan assets over time

All The Adirondack Trust Company plans reported in each filing year

Latest sponsor-wide plan assets
$127M 18.966760376743213% vs 2022
2024 filing year
$100M$110M$120M$130M 202220232024 $107M $127M ▲ +19.0%
Year Plans Participants Total Assets
2022 2 291 $107M
2023 2 301 $117M
2024 2 308 $127M

Nearby Defined Benefit (Pension) Plans in New York

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

The Adirondack Trust Company Employees' Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -100102030 Total assets ($B) Participants The Adirondack Trust Company Employees' Pension Plan, Total assets ($B): 0.046354213 · Participants: 44The Adirondack Trust Company Employees' Pension PlanIBM Personal Pension Plan, Total assets ($B): 24.955758896 · Participants: 14881IBM Personal Pension PlanConsolidated Edison Retirement Plan, Total assets ($B): 16.184377155 · Participants: 10779Consolidated Edison Retirement Plan1199seiu Health Care Employees Pension Fund, Total assets ($B): 16.16620463 · Participants: 1075821199seiu Health Care Employees Pension FundPfizer Consolidated Pension Plan, Total assets ($B): 10.955262618 · Participants: 9616Pfizer Consolidated Pension PlanPepsico Employees Retirement Plan I, Total assets ($B): 7.599669 · Participants: 12289Pepsico Employees Retirement Plan I
The Adirondack Trust Company Employees' Pension Plan vs. nearby Defined Benefit (Pension) plans in New York, assets vs. participants

The Adirondack Trust Company Employees' Pension Plan's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside New York, the nearest Defined Benefit (Pension) by assets is Iroquois Pipeline Operating Company Cash Balance Retirement Plan in CT ($46M); by covered participants it is Superior Printing Ink Co., Inc. Employees' Retirement Plan in NJ (44 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (44 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Adirondack Trust Company Employees' Pension Plan assets move in 2023?
The Adirondack Trust Company Employees' Pension Plan grew sharply - up 19.7% during 2023, from $39M to $46M. Reported net income was $8M.
How have The Adirondack Trust Company plan assets changed over time?
Across 3 plan years on file (2022-2024), The Adirondack Trust Company's sponsor-wide assets grew 19.0%, from $107M to $127M.
Where does The Adirondack Trust Company Employees' Pension Plan rank by assets among Form 5500 filers?
The Adirondack Trust Company Employees' Pension Plan ranks in the 85th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to The Adirondack Trust Company Employees' Pension Plan?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Iroquois Pipeline Operating Company Cash Balance Retirement Plan in CT ($46M, 88 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to The Adirondack Trust Company Employees' Pension Plan?
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Superior Printing Ink Co., Inc. Employees' Retirement Plan in NJ (44 participants, $5M in assets).