401(k) · DOL Form 5500 · 2023

Capitol Federal Financial, Inc. 401(k) Plan

Data updated 2026-08-25

$31M
Total assets Below avg plan size
615
Participants Below avg headcount
80th
Percentile by assets National rank
$50,402
Avg per participant Low balance/head
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Official DOL plan name: Capitol Federal 401(k) Plan · Sponsored by Capitol Federal Financial, Inc. · Kansas · Finance & Insurance

$31M in assets, 615 participants

Capitol Federal Financial, Inc.'s Capitol Federal 401(k) Plan reported $31M in total assets and 615 participants in its 2023 DOL Form 5500 filing, ranking in the 80th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,115 in Finance & Insurance (8,869 peers)

Where Capitol Federal 401(k) Plan sits by assets

Capitol Federal 401(k) Plan sits in the top quartile of all filed plans by assets, $31M for 615 participants (~$50,402/participant), up 8.2% in 2023.

#6,115
in Finance & Insurance (8,869 peers)
+8.2%
assets growth YoY
0.3×
vs typical plan assets (national mean)

Capitol Federal 401(k) Plan's outsized position by total assets

Capitol Federal 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$30,997,536 Top 20% higher than 80% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Capitol Federal 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Capitol Federal 401(k) Plan sits mid-pack in the medium band (615 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Capitol Federal 401(k) Plan reported net income fell from $3M in the plan year 2022 filing to $2M in the plan year 2023 filing.
  • Capitol Federal 401(k) Plan end-of-year assets rose from $29M in the plan year 2022 filing to $31M in the plan year 2023 filing.
  • Capitol Federal 401(k) Plan reported participants fell from 631 in the plan year 2022 filing to 615 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 272631712 · Capitol Federal Financial, Inc. PY 2023 · 401(k)

Capitol Federal 401(k) Plan · $31M · 615 · 80th

  • EOY $31M
  • EOY 615
  • EOY 80th
  • EOY 401(k)
  • EOY near The Opici Group Profit Sharing/401(k) Plan
  • EOY ind #6115

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Kansas →

Capitol Federal 401(k) Plan in the asset neighbourhood

Capitol Federal 401(k) Plan$31MThe Opici Group Profit Sharing/401(k) PlanThe Opici Group Profit Shari…$31MEmsl Analytical, Inc. 401(k) Retirement PlanEmsl Analytical, Inc. 401(k)…$31MLinklaters LLP 401(k) Plan for AssociatesLinklaters LLP 401(k) Plan f…$31MPacific Power Group, LLC 401(k) PlanPacific Power Group, LLC 401…$31M
End-of-year total assets ($M) among Capitol Federal 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$29M
Net Assets (End of Year)$31M
Net Income$2M
Employer EIN272631712
Plan Effective Date1969-12-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Capitol Federal Financial, Inc.)

Sponsor-wide plan assets over time

All Capitol Federal Financial, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$78M 25.201006614408648% vs 2022
2024 filing year
$60M$65M$70M$75M$80M 202220232024 $62.2M $77.9M ▲ +25.2%
Year Plans Participants Total Assets
2022 2 1,181 $62M
2023 2 1,125 $71M
2024 2 1,106 $78M

Nearby 401(k) Plans in Kansas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Capitol Federal 401(k) Plan vs. nearby 401(k) plans in Kansas, assets vs. participants Scatter plot of 6 data points. 050001000015000 -1012345 Total assets ($B) Participants Capitol Federal 401(k) Plan, Total assets ($B): 0.030997536 · Participants: 615Capitol Federal 401(k) PlanKoch Employees' Savings Plan, Total assets ($B): 3.870107696 · Participants: 11911Koch Employees' Savings PlanPerformance Contracting Group, Inc. ESOP/401(k) Plan, Total assets ($B): 2.90283952 · Participants: 1223Performance Contracting Group, Inc. ESOP/401(k) PlanBlack & Veatch Retirement Program, Total assets ($B): 2.732675203 · Participants: 6890Black & Veatch Retirement ProgramGarmin International, Inc. Retirement Plan, Total assets ($B): 1.784810901 · Participants: 6332Garmin International, Inc. Retirement PlanSpirit Aerosystems Holdings, Inc. Retirement & Savings Plan, Total assets ($B): 1.15584277 · Participants: 7704Spirit Aerosystems Holdings, Inc. Retirement & Savings Plan
Capitol Federal 401(k) Plan vs. nearby 401(k) plans in Kansas, assets vs. participants
Compare Capitol Federal 401(k) Plan side-by-side with 3 peers →

Capitol Federal 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Kansas, the nearest 401(k) by assets is The Opici Group Profit Sharing/401(k) Plan in NJ ($31M); by covered participants it is Rag & Bone Industries, LLC 401(k) Plan in NY (615 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (615 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Capitol Federal 401(k) Plan assets move in 2023? ▼
Capitol Federal 401(k) Plan grew at a solid clip - up 8.2% during 2023, from $29M to $31M. Reported net income was $2M.
How have Capitol Federal Financial, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Capitol Federal Financial, Inc.'s sponsor-wide assets grew 25.2%, from $62M to $78M.
Where does Capitol Federal 401(k) Plan rank by assets among Form 5500 filers? ▼
Capitol Federal 401(k) Plan ranks in the 80th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Capitol Federal 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is The Opici Group Profit Sharing/401(k) Plan in NJ ($31M, 232 participants).
Which 401(k) plans cover a similar participant headcount to Capitol Federal 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Rag & Bone Industries, LLC 401(k) Plan in NY (615 participants, $12M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 272631712.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.