401(k) · DOL Form 5500 · 2024

The Peoples Credit Union 401(k) Plan

Data updated 2026-08-25

$15M
Total assets Small plan by assets
119
Participants Small participant base
64th
Percentile by assets National rank
$124,165
Avg per participant Near avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: People's Credit Union 401(k) Plan and Trust · Sponsored by The Peoples Credit Union · Rhode Island · Finance & Insurance

$15M in assets, 119 participants

The Peoples Credit Union's People's Credit Union 401(k) Plan and Trust reported $15M in total assets and 119 participants in its 2024 DOL Form 5500 filing, ranking in the 64th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,127 in Finance & Insurance (8,549 peers)

Coverage in Rhode Island

People's Credit Union 401(k) Plan and Trust covers 119 participants in Rhode Island, about 8% of the average Rhode Island filer (state average ~1,449 per filing). Assets: $15M.

#4,127
in Finance & Insurance (8,549 peers)
+8.9%
assets growth YoY

People's Credit Union 401(k) Plan and Trust's mid-pack asset rank among Finance & Insurance and all filers

People's Credit Union 401(k) Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$14,775,631 Top 36% higher than 64% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

People's Credit Union 401(k) Plan and Trust among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. People's Credit Union 401(k) Plan and Trust sits mid-pack in the medium band (119 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • People's Credit Union 401(k) Plan and Trust reported net income fell from $2M in the plan year 2023 filing to $1M in the plan year 2024 filing.
  • People's Credit Union 401(k) Plan and Trust end-of-year assets rose from $14M in the plan year 2023 filing to $15M in the plan year 2024 filing.
  • People's Credit Union 401(k) Plan and Trust reported participants rose from 115 in the plan year 2023 filing to 119 in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 050198580 · The Peoples Credit Union PY 2024 · 401(k)

People's Credit Union 401(k) Plan and Trust · $15M · 119 · 64th

  • EIN $15M
  • EIN 119
  • EIN 64th
  • EIN 401(k)
  • EIN near Dentistry@Vcu 401(k) Retirement Plan
  • EIN ind #4127

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Rhode Island →

People's Credit Union 401(k) Plan and Trust in the asset neighbourhood

People's Credit Union 401(k) Plan and TrustPeople's Credit Union 401(k)…$15MDentistry@Vcu 401(k) Retirement PlanDentistry@Vcu 401(k) Retirem…$15MMcn Build, Inc 401(k) Profit Sharing Plan TrustMcn Build, Inc 401(k) Profit…$15MSportime Retirement Plan$15MThe Kenjya-Trusant Group, LLC 401(k) PlanThe Kenjya-Trusant Group, LL…$15M
End-of-year total assets ($M) among People's Credit Union 401(k) Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Rhode Island filing particulars

Total Assets (Beginning of Year)$14M
Net Assets (End of Year)$15M
Net Income$1M
Employer EIN050198580
Plan Effective Date1999-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Peoples Credit Union)

Sponsor-wide plan assets over time

All The Peoples Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$29M 18.798720519739387% vs 2022
2024 filing year
$24M$26M$28M$30M 202220232024 $24.8M $29.4M ▲ +18.8%
Year Plans Participants Total Assets
2022 2 153 $25M
2023 2 151 $28M
2024 2 153 $29M

Nearby 401(k) Plans in Rhode Island

Peer 401(k) plans, same state, same plan type, ranked by total assets.

People's Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Rhode Island, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -10010203040 Total assets ($B) Participants People's Credit Union 401(k) Plan and Trust, Total assets ($B): 0.014775631 · Participants: 119People's Credit Union 401(k) Plan and TrustCVS Health Future Fund 401(k) Plan, Total assets ($B): 30.087909242 · Participants: 240493CVS Health Future Fund 401(k) PlanTextron Savings Plan, Total assets ($B): 6.12531514 · Participants: 26609Textron Savings PlanCfg Retirement Savings Plan, Total assets ($B): 3.249944772 · Participants: 17893Cfg Retirement Savings PlanUnfi 401(k) Plan, Total assets ($B): 2.764430113 · Participants: 26416Unfi 401(k) PlanFactory Mutual Insurance Company 401(k) Savings Plan, Total assets ($B): 1.916269037 · Participants: 4005Factory Mutual Insurance Company 401(k) Savings Plan
People's Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Rhode Island, assets vs. participants
Compare People's Credit Union 401(k) Plan and Trust side-by-side with 3 peers →

People's Credit Union 401(k) Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside Rhode Island, the nearest 401(k) by assets is Dentistry@Vcu 401(k) Retirement Plan in VA ($15M); by covered participants it is Culy Contracting LLC Retirement Savings Plan in IN (119 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($15M here).

Similar participant headcount

Nearest other-state filings by covered participants (119 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did People's Credit Union 401(k) Plan and Trust assets move in 2024? ▼
People's Credit Union 401(k) Plan and Trust grew at a solid clip - up 8.9% during 2024, from $14M to $15M. Reported net income was $1M.
How have The Peoples Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Peoples Credit Union's sponsor-wide assets grew 18.8%, from $25M to $29M.
Which 401(k) plans are similar in size to People's Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is Dentistry@Vcu 401(k) Retirement Plan in VA ($15M, 181 participants).
Which 401(k) plans cover a similar participant headcount to People's Credit Union 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Culy Contracting LLC Retirement Savings Plan in IN (119 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 050198580.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.