Defined Benefit (Pension) · DOL Form 5500 · 2024

Lake Michigan Credit Union Pension Plan

Data updated 2026-08-25

$51M
Total assets Below avg plan size
1,532
Participants Near avg headcount
84th
Percentile by assets National rank
$33,217
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust · Sponsored by Lake Michigan Credit Union · Michigan · Finance & Insurance

$51M in assets, 1,532 participants

Lake Michigan Credit Union's Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust reported $51M in total assets and 1,532 participants in its 2024 DOL Form 5500 filing, ranking in the 84th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,479 in Finance & Insurance (8,549 peers)

Coverage in Michigan

Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust covers 1,532 participants in Michigan, 2.4x the typical Michigan plan (state average ~638 per filing). Assets: $51M.

#6,479
in Finance & Insurance (8,549 peers)
+18.1%
assets growth YoY
0.5×
vs typical plan assets (national mean)

Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust's outsized position by total assets

Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$50,888,911 Top 16% higher than 84% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust lands in the large band (1,532 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust reported net income rose from $1M in the plan year 2023 filing to $8M in the plan year 2024 filing.
  • Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust end-of-year assets rose from $43M in the plan year 2023 filing to $51M in the plan year 2024 filing.
  • Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust reported participants rose from 1,454 in the plan year 2023 filing to 1,532 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 381215360 · Lake Michigan Credit Union PY 2024 · Defined Benefit (Pension)

Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust · $51M · 1,532 · 84th

  • BOOK $51M
  • VS-ST 1,532
  • BOY 84th
  • SCH Defined Benefit (Pension)
  • EBSA near Brown-Forman Corporation Hourly Employees Retirement Plan
  • PART ind #6479

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Michigan →

Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust in the asset neighbourhood

St. Lukes Cornwall Hospital Retirement PlanSt. Lukes Cornwall Hospital …$51MRyman Hospitality Properties Retirement PlanRyman Hospitality Properties…$51MSdc-League Pension Fund$51MLake Michigan Credit Union Cash Balance Defined Benefit Plan and TrustLake Michigan Credit Union C…$51MBrown-Forman Corporation Hourly Employees Retirement PlanBrown-Forman Corporation Hou…$51M
End-of-year total assets ($M) among Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2024.

Michigan filing particulars

Total Assets (Beginning of Year)$43M
Net Assets (End of Year)$51M
Net Income$8M
Employer EIN381215360
Plan Effective Date1967-05-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Lake Michigan Credit Union)

Sponsor-wide plan assets over time

All Lake Michigan Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$51M 21.126608196022033% vs 2022
2024 filing year
$40M$45M$50M$55M 202220232024 $42M $50.9M ▲ +21.1%
Year Plans Participants Total Assets
2022 1 1,355 $42M
2023 1 1,454 $43M
2024 1 1,532 $51M

Nearby Defined Benefit (Pension) Plans in Michigan

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants Scatter plot of 6 data points. 0100002000030000 -1001020304050 Total assets ($B) Participants Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust, Total assets ($B): 0.050888911 · Participants: 1532Lake Michigan Credit Union Cash Balance Defined Benefit Plan and TrustGeneral Motors Hourly-Rate Employees Pension Plan, Total assets ($B): 42.453822995 · Participants: 15648General Motors Hourly-Rate Employees Pension PlanFord Motor Company UAW Retirement Plan, Total assets ($B): 17.842898898 · Participants: 25742Ford Motor Company UAW Retirement PlanFord Motor Company General Retirement Plan, Total assets ($B): 12.116125366 · Participants: 8585Ford Motor Company General Retirement PlanDow Employees' Pension Plan, Total assets ($B): 10.930410978 · Participants: 6888Dow Employees' Pension PlanFca US LLC UAW Pension Agreement, Total assets ($B): 10.255300049 · Participants: 12752Fca US LLC UAW Pension Agreement
Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust vs. nearby Defined Benefit (Pension) plans in Michigan, assets vs. participants

Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Michigan, the nearest Defined Benefit (Pension) by assets is Brown-Forman Corporation Hourly Employees Retirement Plan in KY ($51M); by covered participants it is University of Maryland Medical System Corporation Pension Plan in MD (1,532 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,532 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust assets move in 2024?
Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust grew sharply - up 18.1% during 2024, from $43M to $51M. Reported net income was $8M.
How have Lake Michigan Credit Union plan assets changed over time?
Across 3 plan years on file (2022-2024), Lake Michigan Credit Union's sponsor-wide assets grew 21.1%, from $42M to $51M.
Where does Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust rank by assets among Form 5500 filers?
Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust ranks in the 84th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Brown-Forman Corporation Hourly Employees Retirement Plan in KY ($51M, 533 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Lake Michigan Credit Union Cash Balance Defined Benefit Plan and Trust?
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is University of Maryland Medical System Corporation Pension Plan in MD (1,532 participants, $157M in assets).