401(k) · DOL Form 5500 · 2024

First Citizens Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$12M
Total assets Small plan by assets
139
Participants Small participant base
60th
Percentile by assets National rank
$89,297
Avg per participant Below avg balance/head
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Official DOL plan name: First Citizens' Federal Credit Union 401(k) Plan · Sponsored by First Citizens Federal Credit Union · Massachusetts · Finance & Insurance

$12M in assets, 139 participants

First Citizens Federal Credit Union's First Citizens' Federal Credit Union 401(k) Plan reported $12M in total assets and 139 participants in its 2024 DOL Form 5500 filing, ranking in the 60th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,792 in Finance & Insurance (8,549 peers)

Coverage in Massachusetts

First Citizens' Federal Credit Union 401(k) Plan covers 139 participants in Massachusetts, about 21% of the average Massachusetts filer (state average ~659 per filing). Assets: $12M.

#3,792
in Finance & Insurance (8,549 peers)
+9.8%
assets growth YoY

First Citizens' Federal Credit Union 401(k) Plan's mid-pack asset rank among Finance & Insurance and all filers

First Citizens' Federal Credit Union 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$12,412,258 Top 40% higher than 60% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

First Citizens' Federal Credit Union 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. First Citizens' Federal Credit Union 401(k) Plan sits mid-pack in the medium band (139 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • First Citizens' Federal Credit Union 401(k) Plan reported net income fell from $1M in the plan year 2023 filing to $1M in the plan year 2024 filing.
  • First Citizens' Federal Credit Union 401(k) Plan end-of-year assets rose from $11M in the plan year 2023 filing to $12M in the plan year 2024 filing.
  • First Citizens' Federal Credit Union 401(k) Plan reported participants fell from 153 in the plan year 2023 filing to 139 in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 041120944 · First Citizens Federal Credit Union PY 2024 · 401(k)

First Citizens' Federal Credit Union 401(k) Plan · $12M · 139 · 60th

  • PCT $12M
  • PCT 139
  • PCT 60th
  • PCT 401(k)
  • PCT near Elder-Jones, Inc. 401(k) Profit Sharing Plan
  • PCT ind #3792

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

First Citizens' Federal Credit Union 401(k) Plan in the asset neighbourhood

Mountain State Auto Auction in 401(k) Profit Sharing Plan & TrustMountain State Auto Auction …$12MFirst Citizens' Federal Credit Union 401(k) PlanFirst Citizens' Federal Cred…$12MElder-Jones, Inc. 401(k) Profit Sharing PlanElder-Jones, Inc. 401(k) Pro…$12MEdp Pc's 401(k) Plan$12MCpc Management LLC 401(k) PlanCpc Management LLC 401(k) Pl…$12M
End-of-year total assets ($M) among First Citizens' Federal Credit Union 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Massachusetts filing particulars

Total Assets (Beginning of Year)$11M
Net Assets (End of Year)$12M
Net Income$1M
Employer EIN041120944
Plan Effective Date1997-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First Citizens Federal Credit Union)

Sponsor-wide plan assets over time

All First Citizens Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$12M 26.466291249319767% vs 2022
2024 filing year
$9M$10M$11M$12M$13M 202220232024 $9.81M $12.4M ▲ +26.5%
Year Plans Participants Total Assets
2022 1 161 $10M
2023 1 153 $11M
2024 1 139 $12M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

First Citizens' Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants First Citizens' Federal Credit Union 401(k) Plan, Total assets ($B): 0.012412258 · Participants: 139First Citizens' Federal Credit Union 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 34.201609937 · Participants: 66907Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 11.352606499 · Participants: 34618Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 7.720373045 · Participants: 14762Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 6.775289067 · Participants: 20639Boston Scientific Corporation 401(k) Retirement Savings PlanState Street Salary Savings Program, Total assets ($B): 6.532301643 · Participants: 12777State Street Salary Savings Program
First Citizens' Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare First Citizens' Federal Credit Union 401(k) Plan side-by-side with 3 peers →

First Citizens' Federal Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Elder-Jones, Inc. 401(k) Profit Sharing Plan in MN ($12M); by covered participants it is Minamyer Residential 401(k) Plan in OH (139 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($12M here).

Similar participant headcount

Nearest other-state filings by covered participants (139 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did First Citizens' Federal Credit Union 401(k) Plan assets move in 2024? ▼
First Citizens' Federal Credit Union 401(k) Plan grew at a solid clip - up 9.8% during 2024, from $11M to $12M. Reported net income was $1M.
How have First Citizens Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), First Citizens Federal Credit Union's sponsor-wide assets grew 26.5%, from $10M to $12M.
Which 401(k) plans are similar in size to First Citizens' Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Elder-Jones, Inc. 401(k) Profit Sharing Plan in MN ($12M, 111 participants).
Which 401(k) plans cover a similar participant headcount to First Citizens' Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Minamyer Residential 401(k) Plan in OH (139 participants, $2M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041120944.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.