401(k) · DOL Form 5500 · 2024

Direct Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$21M
Total assets Small plan by assets
77
Participants Small participant base
71st
Percentile by assets National rank
$269,759
Avg per participant High balance/head
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Official DOL plan name: Direct Federal Employee Retirement Plan · Sponsored by Direct Federal Credit Union · Massachusetts · Finance & Insurance

$21M in assets, 77 participants

Direct Federal Credit Union's Direct Federal Employee Retirement Plan reported $21M in total assets and 77 participants in its 2024 DOL Form 5500 filing, ranking in the 71st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,808 in Finance & Insurance (8,549 peers)

What the 2024 filing shows

Direct Federal Employee Retirement Plan holds $21M for 77 participants - about $269,759 per participant, above the median plan by assets.

#4,808
in Finance & Insurance (8,549 peers)
+7.4%
assets growth YoY

Direct Federal Employee Retirement Plan's outsized position by total assets

Direct Federal Employee Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$20,771,481 Top 29% higher than 71% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Direct Federal Employee Retirement Plan among smaller filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Direct Federal Employee Retirement Plan is a small filing (77 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Direct Federal Employee Retirement Plan reported net income fell from $2M in the plan year 2023 filing to $1M in the plan year 2024 filing.
  • Direct Federal Employee Retirement Plan end-of-year assets rose from $19M in the plan year 2023 filing to $21M in the plan year 2024 filing.
  • Direct Federal Employee Retirement Plan reported participants fell from 83 in the plan year 2023 filing to 77 in the plan year 2024 filing.

See the national 2023→2024 release diff →

EBSA filing schedule strip

Filing strip 042177945 · Direct Federal Credit Union PY 2024 · 401(k)

Direct Federal Employee Retirement Plan · $21M · 77 · 71st

  • IND $21M
  • EOY 77
  • 5500 71st
  • ASSETS 401(k)
  • PCT near Mga Home Healthcare 401(k) Plan
  • EIN ind #4808

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Direct Federal Employee Retirement Plan in the asset neighbourhood

Direct Federal Employee Retirement PlanDirect Federal Employee Reti…$21MMga Home Healthcare 401(k) PlanMga Home Healthcare 401(k) P…$21MInhance Technologies Retirement Savings PlanInhance Technologies Retirem…$21MGreater Texas Federal Credit Union 401(k) PlanGreater Texas Federal Credit…$21MThe Contractors Retirement PlanThe Contractors Retirement P…$21M
End-of-year total assets ($M) among Direct Federal Employee Retirement Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Filing particulars (2024)

Total Assets (Beginning of Year)$19M
Net Assets (End of Year)$21M
Net Income$1M
Employer EIN042177945
Plan Effective Date2001-08-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Direct Federal Credit Union)

Sponsor-wide plan assets over time

All Direct Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$21M 7.43651831191351% vs 2023
2024 filing year
$19M$19.5M$20M$20.5M$21M 20232024 $19.3M $20.8M ▲ +7.4%
Year Plans Participants Total Assets
2023 1 83 $19M
2024 1 77 $21M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Direct Federal Employee Retirement Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Direct Federal Employee Retirement Plan, Total assets ($B): 0.020771481 · Participants: 77Direct Federal Employee Retirement PlanFidelity Retirement Savings Plan, Total assets ($B): 34.201609937 · Participants: 66907Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 11.352606499 · Participants: 34618Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 7.720373045 · Participants: 14762Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 6.775289067 · Participants: 20639Boston Scientific Corporation 401(k) Retirement Savings PlanState Street Salary Savings Program, Total assets ($B): 6.532301643 · Participants: 12777State Street Salary Savings Program
Direct Federal Employee Retirement Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Direct Federal Employee Retirement Plan side-by-side with 3 peers →

Direct Federal Employee Retirement Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Mga Home Healthcare 401(k) Plan in AZ ($21M); by covered participants it is Winchester Emergency Physicians, P.C. 401(k) Profit Sharing Plan in PA (77 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($21M here).

Similar participant headcount

Nearest other-state filings by covered participants (77 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Direct Federal Employee Retirement Plan assets move in 2024? ▼
Direct Federal Employee Retirement Plan grew at a solid clip - up 7.4% during 2024, from $19M to $21M. Reported net income was $1M.
How have Direct Federal Credit Union plan assets changed over time? ▼
Across 2 plan years on file (2023-2024), Direct Federal Credit Union's sponsor-wide assets grew 7.4%, from $19M to $21M.
Which 401(k) plans are similar in size to Direct Federal Employee Retirement Plan? ▼
Among 401(k) plans in other states, the closest by assets is Mga Home Healthcare 401(k) Plan in AZ ($21M, 3,079 participants).
Which 401(k) plans cover a similar participant headcount to Direct Federal Employee Retirement Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Winchester Emergency Physicians, P.C. 401(k) Profit Sharing Plan in PA (77 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 042177945.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.