401(k) · DOL Form 5500 · 2024

Winchester Savings Bank 401(k) Plan

Data updated 2026-08-25

$11M
Total assets Small plan by assets
74
Participants Small participant base
59th
Percentile by assets National rank
$153,596
Avg per participant Above avg balance/head
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Official DOL plan name: Sbera 401(k) Plan as Adopted by Winchester Savings Bank · Sponsored by Winchester Savings Bank · Massachusetts · Finance & Insurance

$11M in assets, 74 participants

Winchester Savings Bank's Sbera 401(k) Plan as Adopted by Winchester Savings Bank reported $11M in total assets and 74 participants in its 2024 DOL Form 5500 filing, ranking in the 59th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,625 in Finance & Insurance (8,549 peers)

Winchester Savings Bank multi-year trail

Winchester Savings Bank's plans moved +19.9% in assets from 2022 to 2024; this filing shows Sbera 401(k) Plan as Adopted by Winchester Savings Bank at $11M / 74 participants.

#3,625
in Finance & Insurance (8,549 peers)
-6.0%
assets change YoY

The plan reported a net loss of $730K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Sbera 401(k) Plan as Adopted by Winchester Savings Bank's mid-pack asset rank among Finance & Insurance and all filers

Sbera 401(k) Plan as Adopted by Winchester Savings Bank vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$11,366,136 Top 41% higher than 59% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Sbera 401(k) Plan as Adopted by Winchester Savings Bank among smaller filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Sbera 401(k) Plan as Adopted by Winchester Savings Bank is a small filing (74 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Sbera 401(k) Plan as Adopted by Winchester Savings Bank reported net income fell from $2M in the plan year 2023 filing to -$730K in the plan year 2024 filing.
  • Sbera 401(k) Plan as Adopted by Winchester Savings Bank end-of-year assets fell from $12M in the plan year 2023 filing to $11M in the plan year 2024 filing.
  • Sbera 401(k) Plan as Adopted by Winchester Savings Bank reported participants rose from 70 in the plan year 2023 filing to 74 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 041978230 · Winchester Savings Bank PY 2024 · 401(k)

Sbera 401(k) Plan as Adopted by Winchester Savings Bank · $11M · 74 · 59th

  • BOOK $11M
  • VS-ST 74
  • BOY 59th
  • SCH 401(k)
  • EBSA near Documation 401(k) Retirement Plan
  • PART ind #3625

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Sbera 401(k) Plan as Adopted by Winchester Savings Bank in the asset neighbourhood

Sbera 401(k) Plan as Adopted by Winchester Savings BankSbera 401(k) Plan as Adopted…$11MDocumation 401(k) Retirement PlanDocumation 401(k) Retirement…$11MIsland Medical Services Retirement Savings PlanIsland Medical Services Reti…$11MPeoples National Bank of Kewanee Profit Sharing PlanPeoples National Bank of Kew…$11MSgs Engineering, LLC 401(k) Profit Sharing PlanSgs Engineering, LLC 401(k) …$11M
End-of-year total assets ($M) among Sbera 401(k) Plan as Adopted by Winchester Savings Bank and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Winchester Savings Bank multi-year asset trail

Sponsor-wide plan assets over time

All Winchester Savings Bank plans reported in each filing year

Latest sponsor-wide plan assets
$32M 19.900150236671305% vs 2022
2024 filing year
$26M$28M$30M$32M$34M 202220232024 $26.9M $32.2M ▲ +19.9%
Year Plans Participants Total Assets
2022 2 143 $27M
2023 2 133 $31M
2024 2 124 $32M

Winchester Savings Bank filing trail (2024)

Total Assets (Beginning of Year)$12M
Net Assets (End of Year)$11M
Net Income-$730K
Employer EIN041978230
Plan Effective Date1995-01-01
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Sbera 401(k) Plan as Adopted by Winchester Savings Bank vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Sbera 401(k) Plan as Adopted by Winchester Savings Bank, Total assets ($B): 0.011366136 · Participants: 74Sbera 401(k) Plan as Adopted by Winchester Savings BankFidelity Retirement Savings Plan, Total assets ($B): 34.201609937 · Participants: 66907Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 11.352606499 · Participants: 34618Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 7.720373045 · Participants: 14762Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 6.775289067 · Participants: 20639Boston Scientific Corporation 401(k) Retirement Savings PlanState Street Salary Savings Program, Total assets ($B): 6.532301643 · Participants: 12777State Street Salary Savings Program
Sbera 401(k) Plan as Adopted by Winchester Savings Bank vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Sbera 401(k) Plan as Adopted by Winchester Savings Bank side-by-side with 3 peers →

Sbera 401(k) Plan as Adopted by Winchester Savings Bank's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Documation 401(k) Retirement Plan in TX ($11M); by covered participants it is Ampco Contracting, Inc. 401(k) Prevailing Wage Plan in CA (74 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (74 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Sbera 401(k) Plan as Adopted by Winchester Savings Bank assets move in 2024? ▼
Sbera 401(k) Plan as Adopted by Winchester Savings Bank pulled back noticeably - down 6.0% during 2024, from $12M to $11M. Reported net income was -$730K.
How have Winchester Savings Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Winchester Savings Bank's sponsor-wide assets grew 19.9%, from $27M to $32M.
Which 401(k) plans are similar in size to Sbera 401(k) Plan as Adopted by Winchester Savings Bank? ▼
Among 401(k) plans in other states, the closest by assets is Documation 401(k) Retirement Plan in TX ($11M, 183 participants).
Which 401(k) plans cover a similar participant headcount to Sbera 401(k) Plan as Adopted by Winchester Savings Bank? ▼
Among 401(k) plans in other states, the closest by covered participants is Ampco Contracting, Inc. 401(k) Prevailing Wage Plan in CA (74 participants, $3M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041978230.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.