Central Retirement Savings Plans and Trust Agreement

What the Filing Says About Central Retirement Savings Plans and Trust Agreement

Central Retirement Savings Plans and Trust Agreement is a 401(k) retirement plan sponsored by Central Bankshares, Inc., headquartered in Kentucky. As of the 2024 Form 5500 filing, the plan reports $110M in total end-of-year assets and covers 511 participants across the Finance & Insurance industry. The sponsor's EIN on file with the U.S. Department of Labor is 611247980, and the plan has been effective since 1994-04-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $97M at the beginning of 2024 to $110M at year-end — a gain of 13.4%. Net assets (after liabilities) closed the year at $110M, with reported net income of $13M driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.