ESOP · DOL Form 5500 · 2024

Farmers Bank and Trust Company ESOP

Data updated 2026-08-25

$2M
Total assets Small plan by assets
31
Participants Small participant base
29th
Percentile by assets National rank
$64,592
Avg per participant Low balance/head
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Official DOL plan name: Farmers Bank and Trust Company Employee Stock Ownership Plan · Sponsored by Farmers Bank and Trust Company · Kentucky · Finance & Insurance

$2M in assets, 31 participants

Farmers Bank and Trust Company's Farmers Bank and Trust Company Employee Stock Ownership Plan reported $2M in total assets and 31 participants in its 2024 DOL Form 5500 filing, ranking in the 29th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #1,580 in Finance & Insurance (8,549 peers)

What the 2024 filing shows

Farmers Bank and Trust Company Employee Stock Ownership Plan holds $2M for 31 participants - about $64,592 per participant, in the lower half of filed plans by assets.

#1,580
in Finance & Insurance (8,549 peers)
-3.4%
assets change YoY

The plan reported a net loss of $20K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Farmers Bank and Trust Company Employee Stock Ownership Plan among the smaller filed plans by assets

Farmers Bank and Trust Company Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$2,002,358 29th percentile higher than 29% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Farmers Bank and Trust Company Employee Stock Ownership Plan among smaller filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Farmers Bank and Trust Company Employee Stock Ownership Plan is a small filing (31 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Farmers Bank and Trust Company Employee Stock Ownership Plan reported net income fell from $176K in the plan year 2023 filing to -$20K in the plan year 2024 filing.
  • Farmers Bank and Trust Company Employee Stock Ownership Plan reported participants rose from 28 in the plan year 2023 filing to 31 in the plan year 2024 filing.
  • Farmers Bank and Trust Company Employee Stock Ownership Plan end-of-year assets fell from $2M in the plan year 2023 filing to $2M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 610189291 · Farmers Bank and Trust Company PY 2024 · ESOP

Farmers Bank and Trust Company Employee Stock Ownership Plan · $2M · 31 · 29th

  • SCH $2M
  • SCH 31
  • SCH 29th
  • SCH ESOP
  • SCH near Bnw Contracting, Inc., Employee Stock Ownership Plan
  • SCH ind #1580

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Kentucky →

Farmers Bank and Trust Company Employee Stock Ownership Plan in the asset neighbourhood

Farmers Bank and Trust Company Employee Stock Ownership PlanFarmers Bank and Trust Compa…$2MBnw Contracting, Inc., Employee Stock Ownership PlanBnw Contracting, Inc., Emplo…$2MIn-House Home Health, Inc. Employee Stock Ownership PlanIn-House Home Health, Inc. E…$2MCannata's Employees Profit Sharing and Stock Ownership PlanCannata's Employees Profit S…$2MKey Construction Employee Stock Ownership PlanKey Construction Employee St…$2M
End-of-year total assets ($M) among Farmers Bank and Trust Company Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2024.

Filing particulars (2024)

Total Assets (Beginning of Year)$2M
Net Assets (End of Year)$2M
Net Income-$20K
Employer EIN610189291
Plan Effective Date1993-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Farmers Bank and Trust Company)

Sponsor-wide plan assets over time

All Farmers Bank and Trust Company plans reported in each filing year

Latest sponsor-wide plan assets
$2M 2.157578206470388% vs 2022
2024 filing year
$1.9M$1.95M$2M$2.05M$2.1M 202220232024 $1.96M $2M ▲ +2.0%
Year Plans Participants Total Assets
2022 1 30 $2M
2023 1 28 $2M
2024 1 31 $2M

Nearby ESOP Plans in Kentucky

Peer ESOP plans, same state, same plan type, ranked by total assets.

Farmers Bank and Trust Company Employee Stock Ownership Plan vs. nearby ESOP plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000200040006000800010000 -10123 Total assets ($B) Participants Farmers Bank and Trust Company Employee Stock Ownership Plan, Total assets ($B): 0.002002358 · Participants: 31Farmers Bank and Trust Company Employee Stock Ownership PlanHouchens Industries, Inc. Employee Stock Ownership Plan, Total assets ($B): 2.640129838 · Participants: 7785Houchens Industries, Inc. Employee Stock Ownership PlanGray, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.177392403 · Participants: 1534Gray, Inc. Employee Stock Ownership PlanStock Yards Bank & Trust Company 401(k) and Employee Stock Ownership Plan, Total assets ($B): 0.167312413 · Participants: 1107Stock Yards Bank & Trust Company 401(k) and Employee Stock Ownership PlanInterstate Personnel Services, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.122999859 · Participants: 834Interstate Personnel Services, Inc. Employee Stock Ownership PlanH & R Agri-Power Employee Stock Ownership Plan, Total assets ($B): 0.111162082 · Participants: 522H & R Agri-Power Employee Stock Ownership Plan
Farmers Bank and Trust Company Employee Stock Ownership Plan vs. nearby ESOP plans in Kentucky, assets vs. participants
Compare Farmers Bank and Trust Company Employee Stock Ownership Plan side-by-side with 3 peers →

Farmers Bank and Trust Company Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Kentucky, the nearest ESOP by assets is Bnw Contracting, Inc., Employee Stock Ownership Plan in CO ($2M); by covered participants it is The American National Bank of Beaver Dam Employee Stock Ownership Plan in WI (31 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (31 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Farmers Bank and Trust Company Employee Stock Ownership Plan assets move in 2024? ▼
Farmers Bank and Trust Company Employee Stock Ownership Plan edged down modestly - down 3.4% during 2024, from $2M to $2M. Reported net income was -$20K.
How have Farmers Bank and Trust Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Farmers Bank and Trust Company's sponsor-wide assets grew 2.2%, from $2M to $2M.
Which ESOP plans are similar in size to Farmers Bank and Trust Company Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Bnw Contracting, Inc., Employee Stock Ownership Plan in CO ($2M, 34 participants).
Which ESOP plans cover a similar participant headcount to Farmers Bank and Trust Company Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is The American National Bank of Beaver Dam Employee Stock Ownership Plan in WI (31 participants, $6M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 610189291.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.