401(k) · DOL Form 5500 · 2024

Pathfinder Bank 401(k) Plan

Data updated 2026-08-25

$21M
Total assets Small plan by assets
267
Participants Below avg headcount
71st
Percentile by assets National rank
$76,955
Avg per participant Below avg balance/head
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Official DOL plan name: Pathfinder Bank 401(k) Savings Plan · Sponsored by Pathfinder Bank · New York · Finance & Insurance

$21M in assets, 267 participants

Pathfinder Bank's Pathfinder Bank 401(k) Savings Plan reported $21M in total assets and 267 participants in its 2024 DOL Form 5500 filing, ranking in the 71st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,788 in Finance & Insurance (8,549 peers)

Coverage in New York

Pathfinder Bank 401(k) Savings Plan covers 267 participants in New York, about 33% of the average New York filer (state average ~798 per filing). Assets: $21M.

#4,788
in Finance & Insurance (8,549 peers)
+0.8%
assets growth YoY

Pathfinder Bank 401(k) Savings Plan's outsized position by total assets

Pathfinder Bank 401(k) Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$20,546,987 Top 29% higher than 71% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Pathfinder Bank 401(k) Savings Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Pathfinder Bank 401(k) Savings Plan sits mid-pack in the medium band (267 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Pathfinder Bank 401(k) Savings Plan reported net income fell from $2M in the plan year 2023 filing to $169K in the plan year 2024 filing.
  • Pathfinder Bank 401(k) Savings Plan reported participants rose from 197 in the plan year 2023 filing to 267 in the plan year 2024 filing.
  • Pathfinder Bank 401(k) Savings Plan end-of-year assets rose from $20M in the plan year 2023 filing to $21M in the plan year 2024 filing.

See the national 2023→2024 release diff →

DOL schedule card

Filing strip 150408130 · Pathfinder Bank PY 2024 · 401(k)

Pathfinder Bank 401(k) Savings Plan · $21M · 267 · 71st

  • EOY $21M
  • 5500 267
  • ASSETS 71st
  • PCT 401(k)
  • EIN near Northeast Remsco Construction Inc. 401(k) Plan
  • RANK ind #4788

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Pathfinder Bank 401(k) Savings Plan in the asset neighbourhood

Pathfinder Bank 401(k) Savings PlanPathfinder Bank 401(k) Savin…$21MNortheast Remsco Construction Inc. 401(k) PlanNortheast Remsco Constructio…$21MSwat Fame, Inc. 401(k) Plan$21MNebraska Beef, Ltd 401(k) Profit Sharing PlanNebraska Beef, Ltd 401(k) Pr…$21MIgd Industries, Inc. 401(k) Retirement PlanIgd Industries, Inc. 401(k) …$21M
End-of-year total assets ($M) among Pathfinder Bank 401(k) Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

New York filing particulars

Total Assets (Beginning of Year)$20M
Net Assets (End of Year)$21M
Net Income$169K
Employer EIN150408130
Plan Effective Date1989-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Pathfinder Bank)

Sponsor-wide plan assets over time

All Pathfinder Bank plans reported in each filing year

Latest sponsor-wide plan assets
$45M 8.41449980074544% vs 2022
2024 filing year
$40M$42M$44M$46M 202220232024 $41.8M $45.3M ▲ +8.4%
Year Plans Participants Total Assets
2022 3 331 $42M
2023 3 363 $44M
2024 3 436 $45M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Pathfinder Bank 401(k) Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20020406080 Total assets ($B) Participants Pathfinder Bank 401(k) Savings Plan, Total assets ($B): 0.020546987 · Participants: 267Pathfinder Bank 401(k) Savings PlanIBM 401(k) Plan, Total assets ($B): 60.39355615 · Participants: 52674IBM 401(k) PlanMorgan Stanley 401(k) Plan, Total assets ($B): 22.180692974 · Participants: 53860Morgan Stanley 401(k) PlanPfizer Savings Plan, Total assets ($B): 21.9871528 · Participants: 33309Pfizer Savings PlanThe Pepsico Savings Plan, Total assets ($B): 14.9369507 · Participants: 137398The Pepsico Savings PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 12.807939404 · Participants: 23227The Goldman Sachs 401(k) Plan
Pathfinder Bank 401(k) Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants

Pathfinder Bank 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Northeast Remsco Construction Inc. 401(k) Plan in NJ ($21M); by covered participants it is Envirovac Holdings 401(k) Savings Plan in GA (267 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($21M here).

Similar participant headcount

Nearest other-state filings by covered participants (267 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Pathfinder Bank 401(k) Savings Plan assets move in 2024?
Pathfinder Bank 401(k) Savings Plan held essentially flat - up 0.8% during 2024, from $20M to $21M. Reported net income was $169K.
How have Pathfinder Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), Pathfinder Bank's sponsor-wide assets grew 8.4%, from $42M to $45M.
Which 401(k) plans are similar in size to Pathfinder Bank 401(k) Savings Plan?
Among 401(k) plans in other states, the closest by assets is Northeast Remsco Construction Inc. 401(k) Plan in NJ ($21M, 113 participants).
Which 401(k) plans cover a similar participant headcount to Pathfinder Bank 401(k) Savings Plan?
Among 401(k) plans in other states, the closest by covered participants is Envirovac Holdings 401(k) Savings Plan in GA (267 participants, $5M in assets).