401(k) · DOL Form 5500 · 2024

Penns Woods Bancorp, Inc. 401(k) Plan

Data updated 2026-08-25

$22M
Total assets Small plan by assets
297
Participants Below avg headcount
72nd
Percentile by assets National rank
$74,839
Avg per participant Below avg balance/head
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Official DOL plan name: Penns Woods Bancorp, Inc. 401(k) Plan · Sponsored by Penns Woods Bancorp, Inc. · Pennsylvania · Finance & Insurance

$22M in assets, 297 participants

Penns Woods Bancorp, Inc.'s Penns Woods Bancorp, Inc. 401(k) Plan reported $22M in total assets and 297 participants in its 2024 DOL Form 5500 filing, ranking in the 72nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,943 in Finance & Insurance (8,549 peers)

Coverage in Pennsylvania

Penns Woods Bancorp, Inc. 401(k) Plan covers 297 participants in Pennsylvania, about 36% of the average Pennsylvania filer (state average ~822 per filing). Assets: $22M.

#4,943
in Finance & Insurance (8,549 peers)
+19.9%
assets growth YoY

Penns Woods Bancorp, Inc. 401(k) Plan's outsized position by total assets

Penns Woods Bancorp, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$22,227,161 Top 28% higher than 72% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Penns Woods Bancorp, Inc. 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Penns Woods Bancorp, Inc. 401(k) Plan sits mid-pack in the medium band (297 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Penns Woods Bancorp, Inc. 401(k) Plan end-of-year assets rose from $19M in the plan year 2023 filing to $22M in the plan year 2024 filing.
  • Penns Woods Bancorp, Inc. 401(k) Plan reported net income fell from $4M in the plan year 2023 filing to $4M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Form 5500 schedule snapshot

Filing strip 232226454 · Penns Woods Bancorp, Inc. PY 2024 · 401(k)

Penns Woods Bancorp, Inc. 401(k) Plan · $22M · 297 · 72nd

  • BOY $22M
  • SCH 297
  • EBSA 72nd
  • PART 401(k)
  • TYPE near Terran Orbital Corporation 401(k) Profit Sharing Plan & Trust
  • NET ind #4943

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Pennsylvania →

Penns Woods Bancorp, Inc. 401(k) Plan in the asset neighbourhood

Penns Woods Bancorp, Inc. 401(k) PlanPenns Woods Bancorp, Inc. 40…$22MTerran Orbital Corporation 401(k) Profit Sharing Plan & TrustTerran Orbital Corporation 4…$22MMercari, Inc. Retirement TrustMercari, Inc. Retirement Tru…$22MInternational Contractors, Inc. 401(k) Plan and TrustInternational Contractors, I…$22MRosebud Operating Services, Inc. Employee 401(k) Retirement PlanRosebud Operating Services, …$22M
End-of-year total assets ($M) among Penns Woods Bancorp, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Pennsylvania filing particulars

Total Assets (Beginning of Year)$19M
Net Assets (End of Year)$22M
Net Income$4M
Employer EIN232226454
Plan Effective Date1993-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Penns Woods Bancorp, Inc.)

Sponsor-wide plan assets over time

All Penns Woods Bancorp, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$22M 51.83254481442368% vs 2022
2024 filing year
$10M$15M$20M$25M 202220232024 $14.6M $22.2M ▲ +51.8%
Year Plans Participants Total Assets
2022 1 304 $15M
2023 1 298 $19M
2024 1 297 $22M

Nearby 401(k) Plans in Pennsylvania

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Penns Woods Bancorp, Inc. 401(k) Plan vs. nearby 401(k) plans in Pennsylvania, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -50510152025 Total assets ($B) Participants Penns Woods Bancorp, Inc. 401(k) Plan, Total assets ($B): 0.022227161 · Participants: 297Penns Woods Bancorp, Inc. 401(k) PlanComcast Corporation Retirement - Investment Plan, Total assets ($B): 19.687957793 · Participants: 90495Comcast Corporation Retirement - Investment PlanThe Cigna Group 401(k) Plan, Total assets ($B): 14.20308608 · Participants: 63634The Cigna Group 401(k) PlanThe Vanguard Retirement and Savings Plan, Total assets ($B): 11.084818612 · Participants: 18066The Vanguard Retirement and Savings PlanThermo Fisher Scientific Inc. 401(k) Retirement Plan, Total assets ($B): 10.263366209 · Participants: 36150Thermo Fisher Scientific Inc. 401(k) Retirement PlanThe PNC Financial Services Group, Inc. Incentive Savings Plan, Total assets ($B): 10.189629 · Participants: 54604The PNC Financial Services Group, Inc. Incentive Savings Plan
Penns Woods Bancorp, Inc. 401(k) Plan vs. nearby 401(k) plans in Pennsylvania, assets vs. participants
Compare Penns Woods Bancorp, Inc. 401(k) Plan side-by-side with 3 peers →

Penns Woods Bancorp, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Pennsylvania, the nearest 401(k) by assets is Terran Orbital Corporation 401(k) Profit Sharing Plan & Trust in FL ($22M); by covered participants it is Florida Credit Union 401(k) Profit Sharing Plan and Trust in FL (297 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (297 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Penns Woods Bancorp, Inc. 401(k) Plan assets move in 2024? ▼
Penns Woods Bancorp, Inc. 401(k) Plan grew sharply - up 19.9% during 2024, from $19M to $22M. Reported net income was $4M.
How have Penns Woods Bancorp, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Penns Woods Bancorp, Inc.'s sponsor-wide assets grew 51.8%, from $15M to $22M.
Which 401(k) plans are similar in size to Penns Woods Bancorp, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Terran Orbital Corporation 401(k) Profit Sharing Plan & Trust in FL ($22M, 620 participants).
Which 401(k) plans cover a similar participant headcount to Penns Woods Bancorp, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Florida Credit Union 401(k) Profit Sharing Plan and Trust in FL (297 participants, $35M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 232226454.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.