401(k) · DOL Form 5500 · 2024

Sofi Technologies 401(k) Plan

Data updated 2026-08-11

$193M
Total assets
3,247
Participants
94th
Percentile by assets
$59,423
Avg per participant
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Official DOL plan name: Social Finance, Inc. 401(k) Plan · Sponsored by Sofi Technologies · California · Finance & Insurance

$193M in assets, 3,247 participants

Sofi Technologies's Social Finance, Inc. 401(k) Plan reported $193M in total assets and 3,247 participants in its 2024 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 94th percentile by assets (of 123,622 plans)
  • #7,754 in Finance & Insurance (8,549 peers)

Coverage in California

Social Finance, Inc. 401(k) Plan covers 3,247 participants in California, 5.2x the typical California plan (state average ~630 per filing). Assets: $193M.

$193M
total plan assets (2024 EOY)
3,247
covered participants
94th
percentile by assets (of 123,622 plans)
$59,423
avg assets per participant

Where Social Finance, Inc. 401(k) Plan sits by total assets

Social Finance, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$192,947,644 Top 6% higher than 94% of 123,620 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Social Finance, Inc. 401(k) Plan end-of-year assets rose from $140M in the plan year 2023 filing to $193M in the plan year 2024 filing.
  • Social Finance, Inc. 401(k) Plan reported net income rose from $49M in the plan year 2023 filing to $53M in the plan year 2024 filing.
  • Social Finance, Inc. 401(k) Plan reported participants rose from 3,101 in the plan year 2023 filing to 3,247 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Participants vs California filers

In California, the average filing covers about 630 participants across 15,291 plans. Social Finance, Inc. 401(k) Plan reports 3,247 participants - 5.2x that state average ($193M EOY assets).

California filing particulars

Total Assets (Beginning of Year)$140M
Net Assets (End of Year)$193M
Net Income$53M
Employer EIN452499523
Plan Effective Date2013-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Sofi Technologies)

$50M$100M$150M$200M$250M 202220232024 $89.3M $193M ▲ +116.0%
Total plan assets by year, all Sofi Technologies plans on file
Year Plans Participants Total Assets
2022 1 2,450 $89M
2023 1 3,101 $140M
2024 1 3,247 $193M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Social Finance, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants

Social Finance, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Social Finance, Inc.…Google LLC 401(k) Sa…Oracle Corporation 4…Intel 401(k) Savings…Apple 401(k) PlanCisco Systems,Inc. 4…
Social Finance, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Social Finance, Inc. 401(k) Plan by total assets, not by location.

Frequently Asked Questions

How did Social Finance, Inc. 401(k) Plan assets move in 2024?
Social Finance, Inc. 401(k) Plan surged - up 38.1% during 2024, from $140M to $193M. Reported net income was $53M.
How have Sofi Technologies plan assets changed over time?
Across 3 plan years on file (2022-2024), Sofi Technologies's sponsor-wide assets grew 116.0%, from $89M to $193M.
Where does Social Finance, Inc. 401(k) Plan rank by assets among Form 5500 filers?
Social Finance, Inc. 401(k) Plan ranks in the 94th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Social Finance, Inc. 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Wartsila Holding, Inc. Retirement Plan in TX ($193M, 900 participants).

Next read for Social Finance, Inc. 401(k) Plan

Filing takeaways

Ways to act on Social Finance, Inc. 401(k) Plan's numbers.