401(k) · DOL Form 5500 · 2024

Betterment Holdings, Inc 401(k) Plan

Data updated 2026-08-25

$89M
Total assets Below avg plan size
430
Participants Below avg headcount
90th
Percentile by assets National rank
$207,802
Avg per participant Above avg balance/head
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Official DOL plan name: Betterment 401(k) Savings Plan · Sponsored by Betterment Holdings, Inc · New York · Other Services

$89M in assets, 430 participants

Betterment Holdings, Inc's Betterment 401(k) Savings Plan reported $89M in total assets and 430 participants in its 2024 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,417 in Other Services (7,719 peers)

Where Betterment 401(k) Savings Plan sits by assets

Betterment 401(k) Savings Plan sits in the top 10% of all filed plans by assets, $89M for 430 participants (~$207,802/participant), up 33.9% in 2024.

#7,417
in Other Services (7,719 peers)
+33.9%
assets growth YoY
0.9×
vs typical plan assets (national mean)

Betterment 401(k) Savings Plan's outsized position by total assets

Betterment 401(k) Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$89,355,047 Top 10% higher than 90% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Betterment 401(k) Savings Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Betterment 401(k) Savings Plan sits mid-pack in the medium band (430 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Betterment 401(k) Savings Plan end-of-year assets rose from $67M in the plan year 2023 filing to $89M in the plan year 2024 filing.
  • Betterment 401(k) Savings Plan reported net income rose from $18M in the plan year 2023 filing to $23M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 900735456 · Betterment Holdings, Inc PY 2024 · 401(k)

Betterment 401(k) Savings Plan · $89M · 430 · 90th

  • EOY $89M
  • EOY 430
  • EOY 90th
  • EOY 401(k)
  • EOY near Jockey International, Inc. Retirement Savings Plan
  • EOY ind #7417

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Other Services retirement plans → · Plans in New York →

Betterment 401(k) Savings Plan in the asset neighbourhood

Visalia Medical Clinic, Inc. 401(k) Profit Sharing PlanVisalia Medical Clinic, Inc.…$89MBetterment 401(k) Savings PlanBetterment 401(k) Savings Pl…$89MJockey International, Inc. Retirement Savings PlanJockey International, Inc. R…$89MSalt River Materials Group 401(k) PlanSalt River Materials Group 4…$89MEdf Trading, N.a. 401(k) Plan$89M
End-of-year total assets ($M) among Betterment 401(k) Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$67M
Net Assets (End of Year)$89M
Net Income$23M
Employer EIN900735456
Plan Effective Date2013-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Betterment Holdings, Inc)

Sponsor-wide plan assets over time

All Betterment Holdings, Inc plans reported in each filing year

Latest sponsor-wide plan assets
$89M 83.15693184310977% vs 2022
2024 filing year
$40M$60M$80M$100M 202220232024 $48.8M $89.4M ▲ +83.2%
Year Plans Participants Total Assets
2022 1 399 $49M
2023 1 430 $67M
2024 1 430 $89M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Betterment 401(k) Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20020406080 Total assets ($B) Participants Betterment 401(k) Savings Plan, Total assets ($B): 0.089355047 · Participants: 430Betterment 401(k) Savings PlanIBM 401(k) Plan, Total assets ($B): 60.39355615 · Participants: 52674IBM 401(k) PlanMorgan Stanley 401(k) Plan, Total assets ($B): 22.180692974 · Participants: 53860Morgan Stanley 401(k) PlanPfizer Savings Plan, Total assets ($B): 21.9871528 · Participants: 33309Pfizer Savings PlanThe Pepsico Savings Plan, Total assets ($B): 14.9369507 · Participants: 137398The Pepsico Savings PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 12.807939404 · Participants: 23227The Goldman Sachs 401(k) Plan
Betterment 401(k) Savings Plan vs. nearby 401(k) plans in New York, assets vs. participants
Compare Betterment 401(k) Savings Plan side-by-side with 3 peers →

Betterment 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Jockey International, Inc. Retirement Savings Plan in WI ($89M); by covered participants it is Vericity Holdings, Inc. 401(k) Plan in IL (430 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (430 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Betterment 401(k) Savings Plan assets move in 2024? ▼
Betterment 401(k) Savings Plan surged - up 33.9% during 2024, from $67M to $89M. Reported net income was $23M.
How have Betterment Holdings, Inc plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Betterment Holdings, Inc's sponsor-wide assets grew 83.2%, from $49M to $89M.
Where does Betterment 401(k) Savings Plan rank by assets among Form 5500 filers? ▼
Betterment 401(k) Savings Plan ranks in the 90th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Betterment 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Jockey International, Inc. Retirement Savings Plan in WI ($89M, 838 participants).
Which 401(k) plans cover a similar participant headcount to Betterment 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Vericity Holdings, Inc. 401(k) Plan in IL (430 participants, $45M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 900735456.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.