401(k) · DOL Form 5500 · 2024

Gray Construction, Inc 401(k) Plan

Data updated 2026-08-11

$209M
Total assets
2,205
Participants
94th
Percentile by assets
$94,596
Avg per participant
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Official DOL plan name: Gray Retirement Savings Plan · Sponsored by Gray Construction, Inc · Kentucky · Construction

$209M in assets, 2,205 participants

Gray Construction, Inc's Gray Retirement Savings Plan reported $209M in total assets and 2,205 participants in its 2024 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 94th percentile by assets (of 123,622 plans)
  • #8,446 in Construction (9,039 peers)

Coverage in Kentucky

Gray Retirement Savings Plan covers 2,205 participants in Kentucky, 3.4x the typical Kentucky plan (state average ~647 per filing). Assets: $209M.

$209M
total plan assets (2024 EOY)
2,205
covered participants
94th
percentile by assets (of 123,622 plans)
$94,596
avg assets per participant

Where Gray Retirement Savings Plan sits by total assets

Gray Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$208,583,399 Top 6% higher than 94% of 123,620 filed plans

This plan $0 $2,010,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Gray Retirement Savings Plan reported net income fell from $29M in the plan year 2023 filing to $23M in the plan year 2024 filing.
  • Gray Retirement Savings Plan end-of-year assets rose from $186M in the plan year 2023 filing to $209M in the plan year 2024 filing.
  • Gray Retirement Savings Plan reported participants rose from 2,003 in the plan year 2023 filing to 2,205 in the plan year 2024 filing.

See the national 2023→2024 release diff →

State
Kentucky
Industry
Construction

Participants vs Kentucky filers

In Kentucky, the average filing covers about 647 participants across 1,300 plans. Gray Retirement Savings Plan reports 2,205 participants - 3.4x that state average ($209M EOY assets).

Kentucky filing particulars

Total Assets (Beginning of Year)$186M
Net Assets (End of Year)$209M
Net Income$23M
Employer EIN610990546
Plan Effective Date1980-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Gray Construction, Inc)

$160M$180M$200M$220M 202220232024 $168M $209M ▲ +24.0%
Total plan assets by year, all Gray Construction, Inc plans on file
Year Plans Participants Total Assets
2022 1 1,389 $168M
2023 1 2,003 $186M
2024 1 2,205 $209M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Gray Retirement Savings Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -20246810 Total assets ($B) Participants Gray Retirement Savi…, Total assets ($B): 0.208583399 · Participants: 2205Gray Retirement Savi…Commonspirit Health …, Total assets ($B): 8.826314209 · Participants: 90345Commonspirit Health …Humana Retirement Sa…, Total assets ($B): 7.706147015 · Participants: 45706Humana Retirement Sa…UPS/Ipa 401(k) Savin…, Total assets ($B): 1.501700415 · Participants: 3064UPS/Ipa 401(k) Savin…Scionhealth 401(k) P…, Total assets ($B): 1.316012841 · Participants: 23753Scionhealth 401(k) P…Lexmark Savings Plan, Total assets ($B): 1.211057397 · Participants: 1919Lexmark Savings Plan
Gray Retirement Savings Plan vs. nearby 401(k) plans in Kentucky, assets vs. participants
Compare Gray Retirement Savings Plan side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Gray Retirement Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Gray Retirement Savings Plan assets move in 2024? ▼
Gray Retirement Savings Plan grew at a solid clip - up 12.1% during 2024, from $186M to $209M. Reported net income was $23M.
How have Gray Construction, Inc plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Gray Construction, Inc's sponsor-wide assets grew 24.0%, from $168M to $209M.
Where does Gray Retirement Savings Plan rank by assets among Form 5500 filers? ▼
Gray Retirement Savings Plan ranks in the 94th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Gray Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Rehab Employee Services 401(k) Plan in AL ($209M, 7,642 participants).

Next read for Gray Retirement Savings Plan

Filing takeaways

Ways to act on Gray Retirement Savings Plan's numbers.

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 610990546.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.