ESOP · DOL Form 5500 · 2024
Citizens Savings Bank & Trust Company ESOP
Data updated 2026-08-25
- $493K
- Total assets Small plan by assets
- 28
- Participants Small participant base
- 18th
- Percentile by assets National rank
- $17,595
- Avg per participant Low balance/head
Official DOL plan name: Citizens Savings Bank & Trust Company Employee Stock Ownership Plan · Sponsored by Citizens Savings Bank & Trust Company · Tennessee · Finance & Insurance
$493K in assets, 28 participants
Citizens Savings Bank & Trust Company's Citizens Savings Bank & Trust Company Employee Stock Ownership Plan reported $493K in total assets and 28 participants in its 2024 DOL Form 5500 filing, ranking in the 18th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #808 in Finance & Insurance (8,549 peers)
Citizens Savings Bank & Trust Company multi-year trail
Citizens Savings Bank & Trust Company's plans moved -35.5% in assets from 2022 to 2024; this filing shows Citizens Savings Bank & Trust Company Employee Stock Ownership Plan at $493K / 28 participants.
- #808
- in Finance & Insurance (8,549 peers)
- -10.8%
- assets change YoY
The plan reported a net loss of $43K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Citizens Savings Bank & Trust Company Employee Stock Ownership Plan among the smaller filed plans by assets
Citizens Savings Bank & Trust Company Employee Stock Ownership Plan vs every filed plan by assets
End-of-year total assets · plan year 2024 · DOL Form 5500
$492,652 18th percentile higher than 18% of 123,620 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024
Citizens Savings Bank & Trust Company Employee Stock Ownership Plan among smaller filed plans by headcount
Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens Savings Bank & Trust Company Employee Stock Ownership Plan is a small filing (28 participants) on this national headcount ladder.
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- Citizens Savings Bank & Trust Company Employee Stock Ownership Plan reported net income rose from -$145K in the plan year 2023 filing to -$43K in the plan year 2024 filing.
- Citizens Savings Bank & Trust Company Employee Stock Ownership Plan end-of-year assets fell from $553K in the plan year 2023 filing to $493K in the plan year 2024 filing.
- Citizens Savings Bank & Trust Company Employee Stock Ownership Plan reported participants rose from 27 in the plan year 2023 filing to 28 in the plan year 2024 filing.
DOL schedule card
Filing strip 620159460 · Citizens Savings Bank & Trust Company PY 2024 · ESOP
Citizens Savings Bank & Trust Company Employee Stock Ownership Plan · $493K · 28 · 18th
- PART $493K
- TYPE 28
- NET 18th
- BOOK ESOP
- VS-ST near Widmer Engineering, Inc. Employee Stock Ownership Plan
- BOY ind #808
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Tennessee →
Citizens Savings Bank & Trust Company Employee Stock Ownership Plan in the asset neighbourhood
Citizens Savings Bank & Trust Company multi-year asset trail
Sponsor-wide plan assets over time
All Citizens Savings Bank & Trust Company plans reported in each filing year
- Latest sponsor-wide plan assets
- $493K 35.51396853529013% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 21 | $764K |
| 2023 | 1 | 27 | $553K |
| 2024 | 1 | 28 | $493K |
Citizens Savings Bank & Trust Company filing trail (2024)
| Total Assets (Beginning of Year) | $553K |
|---|---|
| Net Assets (End of Year) | $59K |
| Net Income | -$43K |
| Employer EIN | 620159460 |
| Plan Effective Date | 1990-01-01 |
| Filing Status | FILING RECEIVED |
Nearby ESOP Plans in Tennessee
Peer ESOP plans, same state, same plan type, ranked by total assets.
- Barr Brands International Amended and Restated Employee Stock Ownership Plan $470M · 403
- Zander Group Holdings, Inc. Employee Stock Ownership Plan $247M · 201
- National Health Corp Leveraged Employee Stock Ownership Plan $168M · 1,385
- 3ls, Inc. Employee Stock Ownership Plan $143M · 515
- Smith Seckman Reid, Inc. Employee Stock Ownership Plan $116M · 507
Citizens Savings Bank & Trust Company Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount
Outside Tennessee, the nearest ESOP by assets is Widmer Engineering, Inc. Employee Stock Ownership Plan in PA ($492K); by covered participants it is Asu Group Employee Stock Ownership Plan in MI (28 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($493K here).
Similar participant headcount
Nearest other-state filings by covered participants (28 participants); asset peers above are excluded.
DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.