401(k) · DOL Form 5500 · 2024

Rhinebeck Bank 401(k) Plan

Data updated 2026-08-25

$28M
Total assets Below avg plan size
170
Participants Small participant base
76th
Percentile by assets National rank
$165,565
Avg per participant Above avg balance/head
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Official DOL plan name: Rhinebeck Bank 401(k) Plan · Sponsored by Rhinebeck Bank · New York · Finance & Insurance

$28M in assets, 170 participants

Rhinebeck Bank's Rhinebeck Bank 401(k) Plan reported $28M in total assets and 170 participants in its 2024 DOL Form 5500 filing, ranking in the 76th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,420 in Finance & Insurance (8,549 peers)

Coverage in New York

Rhinebeck Bank 401(k) Plan covers 170 participants in New York, about 21% of the average New York filer (state average ~798 per filing). Assets: $28M.

#5,420
in Finance & Insurance (8,549 peers)
+9.3%
assets growth YoY
0.3×
vs typical plan assets (national mean)

Rhinebeck Bank 401(k) Plan's outsized position by total assets

Rhinebeck Bank 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$28,146,030 Top 24% higher than 76% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Rhinebeck Bank 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Rhinebeck Bank 401(k) Plan sits mid-pack in the medium band (170 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Rhinebeck Bank 401(k) Plan reported net income fell from $4M in the plan year 2023 filing to $2M in the plan year 2024 filing.
  • Rhinebeck Bank 401(k) Plan reported participants fell from 191 in the plan year 2023 filing to 170 in the plan year 2024 filing.
  • Rhinebeck Bank 401(k) Plan end-of-year assets rose from $26M in the plan year 2023 filing to $28M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 141002430 · Rhinebeck Bank PY 2024 · 401(k)

Rhinebeck Bank 401(k) Plan · $28M · 170 · 76th

  • PCT $28M
  • PCT 170
  • PCT 76th
  • PCT 401(k)
  • PCT near Thinkom Retirement Savings Plan
  • PCT ind #5420

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →

Rhinebeck Bank 401(k) Plan in the asset neighbourhood

Rhinebeck Bank 401(k) Plan$28MThinkom Retirement Savings PlanThinkom Retirement Savings P…$28MThorpe Specialty Services Corporation 401(k) PlanThorpe Specialty Services Co…$28MNovo Construction, Inc. 401(k) Profit Sharing PlanNovo Construction, Inc. 401(…$28MWisconsin Vision Associates, Inc. 401(k) Profit Sharing PlanWisconsin Vision Associates,…$28M
End-of-year total assets ($M) among Rhinebeck Bank 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

New York filing particulars

Total Assets (Beginning of Year)$26M
Net Assets (End of Year)$28M
Net Income$2M
Employer EIN141002430
Plan Effective Date1993-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Rhinebeck Bank)

Sponsor-wide plan assets over time

All Rhinebeck Bank plans reported in each filing year

Latest sponsor-wide plan assets
$51M 21.76696334154118% vs 2022
2024 filing year
$40M$45M$50M$55M 202220232024 $42M $51.1M ▲ +21.8%
Year Plans Participants Total Assets
2022 3 355 $42M
2023 3 379 $48M
2024 3 352 $51M

Nearby 401(k) Plans in New York

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Rhinebeck Bank 401(k) Plan vs. nearby 401(k) plans in New York, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20020406080 Total assets ($B) Participants Rhinebeck Bank 401(k) Plan, Total assets ($B): 0.02814603 · Participants: 170Rhinebeck Bank 401(k) PlanIBM 401(k) Plan, Total assets ($B): 60.39355615 · Participants: 52674IBM 401(k) PlanMorgan Stanley 401(k) Plan, Total assets ($B): 22.180692974 · Participants: 53860Morgan Stanley 401(k) PlanPfizer Savings Plan, Total assets ($B): 21.9871528 · Participants: 33309Pfizer Savings PlanThe Pepsico Savings Plan, Total assets ($B): 14.9369507 · Participants: 137398The Pepsico Savings PlanThe Goldman Sachs 401(k) Plan, Total assets ($B): 12.807939404 · Participants: 23227The Goldman Sachs 401(k) Plan
Rhinebeck Bank 401(k) Plan vs. nearby 401(k) plans in New York, assets vs. participants

Rhinebeck Bank 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside New York, the nearest 401(k) by assets is Thinkom Retirement Savings Plan in CA ($28M); by covered participants it is Cgt U.S. Limited/Textileather Corporation 401(k) Profit Sharing Plan in TX (170 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (170 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Rhinebeck Bank 401(k) Plan assets move in 2024?
Rhinebeck Bank 401(k) Plan grew at a solid clip - up 9.3% during 2024, from $26M to $28M. Reported net income was $2M.
How have Rhinebeck Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), Rhinebeck Bank's sponsor-wide assets grew 21.8%, from $42M to $51M.
Where does Rhinebeck Bank 401(k) Plan rank by assets among Form 5500 filers?
Rhinebeck Bank 401(k) Plan ranks in the 76th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Rhinebeck Bank 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Thinkom Retirement Savings Plan in CA ($28M, 144 participants).
Which 401(k) plans cover a similar participant headcount to Rhinebeck Bank 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Cgt U.S. Limited/Textileather Corporation 401(k) Profit Sharing Plan in TX (170 participants, $1M in assets).