401(k) · DOL Form 5500 · 2024

First Citizens National Bank 401(k) Plan

Data updated 2026-08-25

$37M
Total assets Below avg plan size
284
Participants Below avg headcount
80th
Percentile by assets National rank
$130,034
Avg per participant Near avg balance/head
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Official DOL plan name: First Citizens National Bank 401(k) Plan · Sponsored by First Citizens National Bank · Tennessee · Finance & Insurance

$37M in assets, 284 participants

First Citizens National Bank's First Citizens National Bank 401(k) Plan reported $37M in total assets and 284 participants in its 2024 DOL Form 5500 filing, ranking in the 80th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,932 in Finance & Insurance (8,549 peers)

Coverage in Tennessee

First Citizens National Bank 401(k) Plan covers 284 participants in Tennessee, about 25% of the average Tennessee filer (state average ~1,126 per filing). Assets: $37M.

#5,932
in Finance & Insurance (8,549 peers)
+13.4%
assets growth YoY
0.4×
vs typical plan assets (national mean)

First Citizens National Bank 401(k) Plan's outsized position by total assets

First Citizens National Bank 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$36,929,651 Top 20% higher than 80% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

First Citizens National Bank 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. First Citizens National Bank 401(k) Plan sits mid-pack in the medium band (284 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • First Citizens National Bank 401(k) Plan reported net income rose from $2M in the plan year 2023 filing to $4M in the plan year 2024 filing.
  • First Citizens National Bank 401(k) Plan end-of-year assets rose from $33M in the plan year 2023 filing to $37M in the plan year 2024 filing.
  • First Citizens National Bank 401(k) Plan reported participants fell from 291 in the plan year 2023 filing to 284 in the plan year 2024 filing.

See the national 2023→2024 release diff →

DOL schedule card

Filing strip 620201100 · First Citizens National Bank PY 2024 · 401(k)

First Citizens National Bank 401(k) Plan · $37M · 284 · 80th

  • BOY $37M
  • SCH 284
  • EBSA 80th
  • PART 401(k)
  • TYPE near The First National Bank and Trust Co., Chickasha Oklahoma Savings Incentive and Employee Stock Ownership Plan
  • NET ind #5932

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Tennessee →

First Citizens National Bank 401(k) Plan in the asset neighbourhood

First Citizens National Bank 401(k) PlanFirst Citizens National Bank…$37MThe First National Bank and Trust Co., Chickasha Oklahoma Savings Incentive and Employee Stock Ownership PlanThe First National Bank and …$37MKtpo 401(k) Plan for Hourly EmployeesKtpo 401(k) Plan for Hourly …$37MNew Jersey Nursing Home 401(k) and Profit Sharing PlanNew Jersey Nursing Home 401(…$37MFlywire Retirement Plan$37M
End-of-year total assets ($M) among First Citizens National Bank 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Tennessee filing particulars

Total Assets (Beginning of Year)$33M
Net Assets (End of Year)$37M
Net Income$4M
Employer EIN620201100
Plan Effective Date2000-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First Citizens National Bank)

Sponsor-wide plan assets over time

All First Citizens National Bank plans reported in each filing year

Latest sponsor-wide plan assets
$76M 3.7375309307730897% vs 2022
2024 filing year
$65M$70M$75M$80M 202220232024 $73.3M $76M ▲ +3.7%
Year Plans Participants Total Assets
2022 2 625 $73M
2023 2 576 $68M
2024 2 565 $76M

Nearby 401(k) Plans in Tennessee

Peer 401(k) plans, same state, same plan type, ranked by total assets.

First Citizens National Bank 401(k) Plan vs. nearby 401(k) plans in Tennessee, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 -100102030 Total assets ($B) Participants First Citizens National Bank 401(k) Plan, Total assets ($B): 0.036929651 · Participants: 284First Citizens National Bank 401(k) PlanFedex Corporation Retirement Savings Plan, Total assets ($B): 25.378065969 · Participants: 113079Fedex Corporation Retirement Savings PlanHca 401(k) Plan, Total assets ($B): 23.821303026 · Participants: 307086Hca 401(k) PlanFederal Express Corporation Pilots Retirement Savings Plan, Total assets ($B): 5.306930367 · Participants: 5830Federal Express Corporation Pilots Retirement Savings PlanInternational Paper Company Salaried Savings Plan, Total assets ($B): 4.993858777 · Participants: 12564International Paper Company Salaried Savings PlanChs/Community Health Systems, Inc. Retirement Savings Plan, Total assets ($B): 4.778242011 · Participants: 59441Chs/Community Health Systems, Inc. Retirement Savings Plan
First Citizens National Bank 401(k) Plan vs. nearby 401(k) plans in Tennessee, assets vs. participants

First Citizens National Bank 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Tennessee, the nearest 401(k) by assets is The First National Bank and Trust Co., Chickasha Oklahoma Savings Incentive and Employee Stock Ownership Plan in OK ($37M); by covered participants it is Crown/Loyal 401(k) Plan in NH (284 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (284 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did First Citizens National Bank 401(k) Plan assets move in 2024?
First Citizens National Bank 401(k) Plan grew at a solid clip - up 13.4% during 2024, from $33M to $37M. Reported net income was $4M.
How have First Citizens National Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), First Citizens National Bank's sponsor-wide assets grew 3.7%, from $73M to $76M.
Where does First Citizens National Bank 401(k) Plan rank by assets among Form 5500 filers?
First Citizens National Bank 401(k) Plan ranks in the 80th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to First Citizens National Bank 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is The First National Bank and Trust Co., Chickasha Oklahoma Savings Incentive and Employee Stock Ownership Plan in OK ($37M, 161 participants).
Which 401(k) plans cover a similar participant headcount to First Citizens National Bank 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Crown/Loyal 401(k) Plan in NH (284 participants, $16M in assets).