401(k) · DOL Form 5500 · 2024

Upstart Network, Inc. 401(k) Plan

Data updated 2026-08-25

$98M
Total assets Below avg plan size
1,377
Participants Near avg headcount
90th
Percentile by assets National rank
$71,106
Avg per participant Below avg balance/head
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Official DOL plan name: Upstart Network, Inc. 401(k) Plan · Sponsored by Upstart Network, Inc. · California · Professional & Technical Services

$98M in assets, 1,377 participants

Upstart Network, Inc.'s Upstart Network, Inc. 401(k) Plan reported $98M in total assets and 1,377 participants in its 2024 DOL Form 5500 filing, ranking in the 90th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #18,432 in Professional & Technical Services (20,173 peers)

Coverage in California

Upstart Network, Inc. 401(k) Plan covers 1,377 participants in California, 2.2x the typical California plan (state average ~630 per filing). Assets: $98M.

#18,432
in Professional & Technical Services (20,173 peers)
+44.0%
assets growth YoY
1.0×
vs typical plan assets (national mean)

Upstart Network, Inc. 401(k) Plan's outsized position by total assets

Upstart Network, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$97,913,593 Top 10% higher than 90% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Upstart Network, Inc. 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Upstart Network, Inc. 401(k) Plan lands in the large band (1,377 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Upstart Network, Inc. 401(k) Plan end-of-year assets rose from $68M in the plan year 2023 filing to $98M in the plan year 2024 filing.
  • Upstart Network, Inc. 401(k) Plan reported participants fell from 1,863 in the plan year 2023 filing to 1,377 in the plan year 2024 filing.
  • Upstart Network, Inc. 401(k) Plan reported net income rose from $28M in the plan year 2023 filing to $30M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 454660612 · Upstart Network, Inc. PY 2024 · 401(k)

Upstart Network, Inc. 401(k) Plan · $98M · 1,377 · 90th

  • EOY $98M
  • EOY 1,377
  • EOY 90th
  • EOY 401(k)
  • EOY near Granges Americas Inc. Savings Plan
  • EOY ind #18432

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in California →

Upstart Network, Inc. 401(k) Plan in the asset neighbourhood

Upstart Network, Inc. 401(k) PlanUpstart Network, Inc. 401(k)…$98MGranges Americas Inc. Savings PlanGranges Americas Inc. Saving…$98MAmi 401(k) Profit Sharing PlanAmi 401(k) Profit Sharing Pl…$98MLoparex LLC 401(k) Plan$98MCampari America 401(k) Retirement PlanCampari America 401(k) Retir…$98M
End-of-year total assets ($M) among Upstart Network, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

California filing particulars

Total Assets (Beginning of Year)$68M
Net Assets (End of Year)$98M
Net Income$30M
Employer EIN454660612
Plan Effective Date2021-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Upstart Network, Inc.)

Sponsor-wide plan assets over time

All Upstart Network, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$98M 145.64716206277237% vs 2022
2024 filing year
$20M$40M$60M$80M$100M$120M 202220232024 $39.9M $97.9M ▲ +145.6%
Year Plans Participants Total Assets
2022 1 1,499 $40M
2023 1 1,863 $68M
2024 1 1,377 $98M

Nearby 401(k) Plans in California

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Upstart Network, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -200204060 Total assets ($B) Participants Upstart Network, Inc. 401(k) Plan, Total assets ($B): 0.097913593 · Participants: 1377Upstart Network, Inc. 401(k) PlanGoogle LLC 401(k) Savings Plan, Total assets ($B): 48.738057415 · Participants: 116712Google LLC 401(k) Savings PlanOracle Corporation 401(k) Savings and Investment Plan, Total assets ($B): 31.02646504 · Participants: 58962Oracle Corporation 401(k) Savings and Investment PlanIntel 401(k) Savings Plan, Total assets ($B): 24.850880304 · Participants: 55298Intel 401(k) Savings PlanApple 401(k) Plan, Total assets ($B): 24.714519387 · Participants: 101450Apple 401(k) PlanCisco Systems,Inc. 401(k) Plan, Total assets ($B): 22.728425546 · Participants: 40452Cisco Systems,Inc. 401(k) Plan
Upstart Network, Inc. 401(k) Plan vs. nearby 401(k) plans in California, assets vs. participants
Compare Upstart Network, Inc. 401(k) Plan side-by-side with 3 peers →

Upstart Network, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside California, the nearest 401(k) by assets is Granges Americas Inc. Savings Plan in TN ($98M); by covered participants it is Summit Polymers, Inc. Employees' Profit Sharing Plan in MI (1,377 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($98M here).

Similar participant headcount

Nearest other-state filings by covered participants (1,377 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Upstart Network, Inc. 401(k) Plan assets move in 2024? ▼
Upstart Network, Inc. 401(k) Plan surged - up 44.0% during 2024, from $68M to $98M. Reported net income was $30M.
How have Upstart Network, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Upstart Network, Inc.'s sponsor-wide assets grew 145.6%, from $40M to $98M.
Where does Upstart Network, Inc. 401(k) Plan rank by assets among Form 5500 filers? ▼
Upstart Network, Inc. 401(k) Plan ranks in the 90th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Upstart Network, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Granges Americas Inc. Savings Plan in TN ($98M, 881 participants).
Which 401(k) plans cover a similar participant headcount to Upstart Network, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Summit Polymers, Inc. Employees' Profit Sharing Plan in MI (1,377 participants, $117M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 454660612.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.