401(k) · DOL Form 5500 · 2024

Bay Coast Bank 401(k) Plan

Data updated 2026-08-25

$78M
Total assets Below avg plan size
524
Participants Below avg headcount
89th
Percentile by assets National rank
$149,412
Avg per participant Above avg balance/head
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Official DOL plan name: Bay Coast Bank 401(k) Plan · Sponsored by Bay Coast Bank · Massachusetts · Finance & Insurance

$78M in assets, 524 participants

Bay Coast Bank's Bay Coast Bank 401(k) Plan reported $78M in total assets and 524 participants in its 2024 DOL Form 5500 filing, ranking in the 89th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,035 in Finance & Insurance (8,549 peers)

Where Bay Coast Bank 401(k) Plan sits by assets

Bay Coast Bank 401(k) Plan sits in the top quartile of all filed plans by assets, $78M for 524 participants (~$149,412/participant), up 16.6% in 2024.

#7,035
in Finance & Insurance (8,549 peers)
+16.6%
assets growth YoY
0.8×
vs typical plan assets (national mean)

Bay Coast Bank 401(k) Plan's outsized position by total assets

Bay Coast Bank 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$78,291,789 Top 11% higher than 89% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Bay Coast Bank 401(k) Plan among mid-size filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Bay Coast Bank 401(k) Plan sits mid-pack in the medium band (524 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Bay Coast Bank 401(k) Plan end-of-year assets rose from $67M in the plan year 2023 filing to $78M in the plan year 2024 filing.
  • Bay Coast Bank 401(k) Plan reported participants fell from 561 in the plan year 2023 filing to 524 in the plan year 2024 filing.
  • Bay Coast Bank 401(k) Plan reported net income fell from $12M in the plan year 2023 filing to $11M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 041178460 · Bay Coast Bank PY 2024 · 401(k)

Bay Coast Bank 401(k) Plan · $78M · 524 · 89th

  • 5500 $78M
  • 5500 524
  • 5500 89th
  • 5500 401(k)
  • 5500 near Intrafi Network LLC 401(k) Plan
  • 5500 ind #7035

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Bay Coast Bank 401(k) Plan in the asset neighbourhood

Little Diversified Architectural Consulting, Inc. Profit Sharing and Retirement Savings PlanLittle Diversified Architect…$78MIntrafi Network LLC 401(k) PlanIntrafi Network LLC 401(k) P…$78MBay Coast Bank 401(k) Plan$78MGrain Millers, Inc. Retirement Savings PlanGrain Millers, Inc. Retireme…$78MReddit 401(k) Plan$78M
End-of-year total assets ($M) among Bay Coast Bank 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$67M
Net Assets (End of Year)$78M
Net Income$11M
Employer EIN041178460
Plan Effective Date1994-11-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Bay Coast Bank)

Sponsor-wide plan assets over time

All Bay Coast Bank plans reported in each filing year

Latest sponsor-wide plan assets
$78M 40.79043485092928% vs 2022
2024 filing year
$50M$100M$150M$200M 202220232024 $132M $78.3M ▼ -40.8%
Year Plans Participants Total Assets
2022 2 1,007 $132M
2023 2 1,044 $159M
2024 1 524 $78M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Bay Coast Bank 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Bay Coast Bank 401(k) Plan, Total assets ($B): 0.078291789 · Participants: 524Bay Coast Bank 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 34.201609937 · Participants: 66907Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 11.352606499 · Participants: 34618Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 7.720373045 · Participants: 14762Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 6.775289067 · Participants: 20639Boston Scientific Corporation 401(k) Retirement Savings PlanState Street Salary Savings Program, Total assets ($B): 6.532301643 · Participants: 12777State Street Salary Savings Program
Bay Coast Bank 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare Bay Coast Bank 401(k) Plan side-by-side with 3 peers →

Bay Coast Bank 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Intrafi Network LLC 401(k) Plan in VA ($78M); by covered participants it is Mikuni Restaurant Group, Inc. 401(k) Plan in CA (524 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (524 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Bay Coast Bank 401(k) Plan assets move in 2024? ▼
Bay Coast Bank 401(k) Plan grew sharply - up 16.6% during 2024, from $67M to $78M. Reported net income was $11M.
How have Bay Coast Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Bay Coast Bank's sponsor-wide assets declined 40.8%, from $132M to $78M.
Where does Bay Coast Bank 401(k) Plan rank by assets among Form 5500 filers? ▼
Bay Coast Bank 401(k) Plan ranks in the 89th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Bay Coast Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Intrafi Network LLC 401(k) Plan in VA ($78M, 270 participants).
Which 401(k) plans cover a similar participant headcount to Bay Coast Bank 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Mikuni Restaurant Group, Inc. 401(k) Plan in CA (524 participants, $5M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041178460.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.