401(k) · DOL Form 5500 · 2024

Commonwealth Automobile Reinsurers 401(k) Plan

Data updated 2026-08-25

$25M
Total assets Below avg plan size
44
Participants Small participant base
75th
Percentile by assets National rank
$576,022
Avg per participant High balance/head
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Official DOL plan name: Insurance Organizations' Savings Trust 401(k) Plan · Sponsored by Commonwealth Automobile Reinsurers · Massachusetts · Finance & Insurance

$25M in assets, 44 participants

Commonwealth Automobile Reinsurers's Insurance Organizations' Savings Trust 401(k) Plan reported $25M in total assets and 44 participants in its 2024 DOL Form 5500 filing, ranking in the 75th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,209 in Finance & Insurance (8,549 peers)

Where Insurance Organizations' Savings Trust 401(k) Plan sits by assets

Insurance Organizations' Savings Trust 401(k) Plan sits in the top quartile of all filed plans by assets, $25M for 44 participants (~$576,022/participant), down 3.5% in 2024.

#5,209
in Finance & Insurance (8,549 peers)
-3.5%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $932K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Insurance Organizations' Savings Trust 401(k) Plan's outsized position by total assets

Insurance Organizations' Savings Trust 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$25,344,953 Top 25% higher than 75% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Insurance Organizations' Savings Trust 401(k) Plan among smaller filed plans by headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Insurance Organizations' Savings Trust 401(k) Plan is a small filing (44 participants) on this national headcount ladder.

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Insurance Organizations' Savings Trust 401(k) Plan reported net income fell from $3M in the plan year 2023 filing to -$932K in the plan year 2024 filing.
  • Insurance Organizations' Savings Trust 401(k) Plan reported participants fell from 46 in the plan year 2023 filing to 44 in the plan year 2024 filing.
  • Insurance Organizations' Savings Trust 401(k) Plan end-of-year assets fell from $26M in the plan year 2023 filing to $25M in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 042572141 · Commonwealth Automobile Reinsurers PY 2024 · 401(k)

Insurance Organizations' Savings Trust 401(k) Plan · $25M · 44 · 75th

  • 5500 $25M
  • 5500 44
  • 5500 75th
  • 5500 401(k)
  • 5500 near Weinstein, Boldt, Halfhide & Camel Professional Corporation 401(k) Profit Sharing Plan
  • 5500 ind #5209

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

Insurance Organizations' Savings Trust 401(k) Plan in the asset neighbourhood

Justice Federal Credit Union Thrift and Savings PlanJustice Federal Credit Union…$25MKinective 401(k) Plan$25MInsurance Organizations' Savings Trust 401(k) PlanInsurance Organizations' Sav…$25MWeinstein, Boldt, Halfhide & Camel Professional Corporation 401(k) Profit Sharing PlanWeinstein, Boldt, Halfhide &…$25MEarned Wealth 401(k) Plan$25M
End-of-year total assets ($M) among Insurance Organizations' Savings Trust 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Scale-class filing particulars (2024)

Total Assets (Beginning of Year)$26M
Net Assets (End of Year)$25M
Net Income-$932K
Employer EIN042572141
Plan Effective Date1978-05-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Commonwealth Automobile Reinsurers)

Sponsor-wide plan assets over time

All Commonwealth Automobile Reinsurers plans reported in each filing year

Latest sponsor-wide plan assets
$25M 7.537709443814106% vs 2022
2024 filing year
$23M$24M$25M$26M$27M 202220232024 $23.6M $25.3M ▲ +7.5%
Year Plans Participants Total Assets
2022 1 48 $24M
2023 1 46 $26M
2024 1 44 $25M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Insurance Organizations' Savings Trust 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -10010203040 Total assets ($B) Participants Insurance Organizations' Savings Trust 401(k) Plan, Total assets ($B): 0.025344953 · Participants: 44Insurance Organizations' Savings Trust 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 34.201609937 · Participants: 66907Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 11.352606499 · Participants: 34618Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 7.720373045 · Participants: 14762Massachusetts Institute of Technology Supplemental 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 6.775289067 · Participants: 20639Boston Scientific Corporation 401(k) Retirement Savings PlanState Street Salary Savings Program, Total assets ($B): 6.532301643 · Participants: 12777State Street Salary Savings Program
Insurance Organizations' Savings Trust 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants

Insurance Organizations' Savings Trust 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Weinstein, Boldt, Halfhide & Camel Professional Corporation 401(k) Profit Sharing Plan in CA ($25M); by covered participants it is Hamilton-Ryker It Solutions, LLC 401(k) Plan in TN (44 participants). Same-state nearby plans are listed separately above.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Insurance Organizations' Savings Trust 401(k) Plan assets move in 2024?
Insurance Organizations' Savings Trust 401(k) Plan edged down modestly - down 3.5% during 2024, from $26M to $25M. Reported net income was -$932K.
How have Commonwealth Automobile Reinsurers plan assets changed over time?
Across 3 plan years on file (2022-2024), Commonwealth Automobile Reinsurers's sponsor-wide assets grew 7.5%, from $24M to $25M.
Where does Insurance Organizations' Savings Trust 401(k) Plan rank by assets among Form 5500 filers?
Insurance Organizations' Savings Trust 401(k) Plan ranks in the 75th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Insurance Organizations' Savings Trust 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Weinstein, Boldt, Halfhide & Camel Professional Corporation 401(k) Profit Sharing Plan in CA ($25M, 3 participants).
Which 401(k) plans cover a similar participant headcount to Insurance Organizations' Savings Trust 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Hamilton-Ryker It Solutions, LLC 401(k) Plan in TN (44 participants, $1M in assets).